Hi dear readers, hope you are doing well, today we will know about How to get Reliance Home Loan, Eligibility, Interest Rate, EMI Calculator, Minimum Salary, Civil Score and more details that we read in this article please read till the last.
Like other banks and financial institutions, Reliance Home Finance also provides customers Home Loan provides the facility of You can apply for this home loan both online and offline. Anyone can join Reliance Home Loan to fulfill their dream of home. Home loan comes under the category of secured loan.
The loan amount offered under home loan depends a lot on the credit history of the applicant. So if your credit history is very good then you can get home loan up to higher loan amount. In this article, we will know in detail what is Reliance Home Finance Limited Home loan, what is the interest rate, eligibility, documents etc. of this loan and how can we apply for this loan etc., so you can read this article. Read till the end
Reliance Home loan 2023
Anyone can avail a home loan to build a house, buy a house or renovate a house. of applicant for home loan CIBIL Score Must be very good
If your income is high and your CIBIL score is very good then you can avail higher loan amount and at attractive interest rate. Reliance home loan can get central government scheme Prime Minister’s Housing Scheme (PMAY) Under this you can get subsidy on home loan.
The interest rate of Reliance Home Loan starts from 9.75% per annum. The loan tenure of this home loan is maximum 20 years. Reliance Home Finance offers various types of home loans. The processing fee for the loan is 0.5%-1.5% of the loan amount.
You can get a home loan amount up to 80% of the value of the property. If you want to take advantage of Reliance Money personal loan then you can follow this link Reliance personal loan You can apply for this personal loan by clicking on
Key Features of Reliance Home Loan
- Loan Name: Reliance Home Loan
- Lender Name: Reliance Home Finance Limited
- Interest Rate: Starting from 9.75% pa
- Loan tenure : Up to 20 years
- Processing Fee: Up to 0.5%-1.5% of the loan amount
- Loan Amount: Up to 80% of the value of the property
- Official website: https://www.releasehomefinance.com/
Interest Rate for Reliance Home Loan 2024
Reliance Home Loan interest rate starts from 9.75% p.a. The home loan interest rate is determined keeping in mind the factors like credit score, income, age, business of the customer.
Customers with high income and good credit score can take advantage of attractive interest rates. Just as personal loan before we take Personal Loan Interest Rate Similarly, before taking a home loan, we need to know about Home Loan Interest Rate It is necessary to have information about
Benefits and Features of Reliance Home Loan
- Any person can take advantage of this home loan to fulfill his dream of home.
- You can apply for this home loan to build a house, buy a house or do a home renovation.
- You can get loan amount up to 80% of the value of the property under Reliance Home Loan.
- Home loan interest rate starts from 9.75% p.a.
- The loan amount offered under home loan depends on the credit history of the applicant.
- 0.50% to 1.50% of the loan amount.
- The maximum loan tenure of the loan is up to 20 years.
- Reliance Home Finance provides door step service to the customers.
- A good relationship with the lender can increase your loan eligibility.
Reliance Home Loan Eligibility
Only those individuals can apply for this home loan, who are eligible for it. You should have the following eligibility to apply for Reliance Home Loan :
- Any salaried and self employed person can apply for this home loan.
- Applicant’s age should be 21 years or more.
- The higher your income, the higher the loan amount you can become eligible for.
- Your CIBIL score should be very good.
- Salaried person should have at least 3 years work experience.
- Self-employed professional or business person has to submit professional statement, business status record and bank statement as financial proof.
Reliance Home Loan Documents Required
Before applying for a home loan, you should keep all your documents together so that whenever the bank asks for documents from you, you can show them all the documents immediately. You need to have the following documents to apply for Reliance Home Loan:
- Identity Proof – Passport / PAN Card / Voter ID / Driving License / Identity Card issued by the Government with the photograph of the applicant, Aadhar Card.
- Residence Proof – Passport / PAN Card / Voter ID / Driving License / Latest Utility Bill (Electricity, Telephone, Postpaid Mobile Phone, Piped Gas & Water Bill) / Property Tax Receipt / Bank or Post Office Savings Bank Account Details / Housing Allotment Letter issued or leave and license agreement issued by the Government to the employee.
- Signature Proof – Driving License / Passport / PAN Card / Bankers Verification / Registered Sale Deed / Government Employee ID Card.
- Salaried Person –
- 3 months salary slip or salary certificate for salaried employees
- of Form 16 or IT Return for the last 2 years
- Bank statement of last 6 months of salary account
- Appointment / Confirmation letter if current job tenure is less than 1 year
Reliance Home Loan Apply
If you fulfill all the conditions of this home loan, then you can apply for this loan both online and offline. Information about the process of applying is given here:
Reliance Home Loan Online Apply
- To apply online, first you need to visit the official website of Reliance Home Finance. reliancehomefinance.com
- On the home page of the website you will find Apply Now Click on this option will appear.
- After clicking, a new page will open.
- loan application form will open in front of you on the next page.
- Enter the requested information in this form and submit the form.
- After this the employees of Reliance Home Finance will contact you and the loan process will be issued further.
How to apply offline ?
- First of all you have to go to your nearest Reliance Home Finance branch.
- After going to the branch, you will have to contact the employee of the branch.
- The employee will provide you all the information related to the home loan.
- After that your documents will be verified.
- Then you have to fill a form and attach the documents with the form and submit it there.
- If your loan is approved then the loan amount will be transferred to your bank account.
Reliance Home Finance Home loan EMI Calculator
Before applying for a home loan, you should calculate the EMI (Equated Monthly Installment) of your loan so that you can get an idea of how much you will have to pay at the time of loan repayment. You can go to the official website of Reliance Home Finance Home Loan EMI Calculator With the help of this you can calculate the EMI of your loan.
Reliance Home Finance Contact Number
- 022 47416400 ( will be chargeable)
- Working Hours: 9:30 am – 5:30 pm
- Working Days: Monday to Saturday
- Non-Working Days:Public holidays and 2nd & 3rd Saturdays
- ( because we also need a break sometime!)
- Email ID : [email protected]
Conclusion:
In this article we have you provided complete information about Reliance Home Loan. Anyone can apply for Reliance Home Finance home loan by reading this article and fulfill their dream of home.
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FAQs on Reliance Home Loan
Q. What is the interest rate of Reliance Home Loan?
Ans. The interest rate of this loan starts from 9.75% per annum.
Q. What is the loan tenure of this home loan?
Ans. up to 20 years.
Q. How much home loan can I get from Reliance Home Finance?
Ans. You can get loan up to 80% of the property value.
Q. How to apply for Reliance Home Loan?
Ans. Complete information to apply for this loan is given in this article.