How to get Reliance Personal Loan Apply, Eligibility, Interest Rate, EMI Calculator, Minimum Salary, Civil Score and more details that we read in this article please read till the last.
If you want to get personal loan from Reliance Money then this article is for you. Personal loan comes under the category of an unsecured loan. This loan is provided by the lender to the customer on the basis of the customer’s credit history.
Like other financial institutions and banks, Reliance Money also provides personal loan facility to the customers. You can apply for this loan both online and offline.
If your CIBIL score is very good then you can take advantage of the attractive interest rates of the bank. In this article, we will know in detail what is Reliance Personal Loan, what is the interest rate, eligibility, documents of this loan and how can we apply for this personal loan etc., so read complete this article till the end.
Reliance Personal Loan 2024
You can take a personal loan for any of your personal expenses like marriage, medical emergency, higher education, children’s fees, travel etc. This loan is given by the lender to the customer on the basis of his credit history. People with high income and very good credit score can get instant personal loan up to higher loan amount and faster. Both salaried and self-employed individuals can apply for Reliance Money Personal Loan. Documentation process, quick disbursement and competitive interest rates are the features of Reliance Personal Loan.
Reliance Personal Loan Overview
- Loan Name: Reliance Personal Loan 2024
- Lender Name: Reliance Money
- Foreclosure charges: (i) Before 6 months: 5% of principal outstanding + GST/, (ii) After 6 months: 2% of principal outstanding + GST
- Loan Tenure: 12 to 48 months
- Loan Amount : As per applicant’s profile
- Interest Rate: As per applicant’s profile
- Official Website: https://www.reliancemoney.co.in/
- Learn Reliance Wiki
Reliance Personal Loan Interest Rate 2024
The interest rate of Reliance Personal Loan is decided according to the profile of the applicant. Customers with a very good credit history can take advantage of the bank’s attractive interest rates and get their personal loan approved quickly.
First we need to have information about Personal Loan Interest Rate 2024. If you apply for that loan without knowing the interest rate of the loan properly, then you may have to face problems at the time of repayment of the loan.
Reliance Finance Personal Loan Features & Benefits
- Any person can apply for this personal loan.
- You can take advantage of Reliance Personal Loan for any of your personal work like marriage, medical emergency, education, travel etc.
- If you need money immediately then you can join this loan.
- You do not need to provide income proof to apply.
- The loan tenure for the loan is 12 to 48 months.
- Simplified and Quick Documentation |
- Attractive interest rates |
- After the complete loan process, if your loan is approved, then the loan amount will be transferred to your bank account within 3 days.
- You can pre-pay your entire loan amount.
Reliance Finance Personal Loan Eligibility
You must have all the eligibility to apply for Reliance Personal Loan. You can get information about all the eligibility of this loan by visiting your nearest branch. Following are the eligibility for Reliance Personal Loan:
- Any salaried individual, self-employed professional and self-employed business person can apply for this personal loan.
- You do not need to provide income proof to apply for the loan.
- You can take this loan for travel, marriage, renovation, education, work expansion and other personal use.
- Your CIBIL score should be very good, usually over 750.
Reliance Personal Loan Documents Required
Before applying for a personal loan, you should keep all your documents together so that whenever the bank asks you for documents, you can show them all the documents immediately. To apply for Reliance Personal Loan, you must have the following documents:
- Identity Proof (Any one) – Voter ID / Driving License / Passport.
- Address Proof (Any one) – Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement.
- Passport Size Photo |
- Any other valid photo identity card issued by the Central or State Government.
How to apply for Reliance Personal Loan?
If you fulfill all the conditions of this personal loan, then you can apply for it both online and offline. Here is the information about both the application process:
Reliance Finance Personal Loan Apply Online
- To apply online, you must first visit the official website of Reliance Money, reliancemoney.co.in.
- On the home page of the website, you will see the option of personal loan in the option of products, click on it.
- After clicking, all the information related to personal loan will come in front of you on the next page.
- To apply, you will see the option of Apply now, click on it.
- A form will open in front of you.
- Enter the requested information in the form and submit the form.
- After that the employees of Reliance Money will contact you and the loan process will be continued further.
How to apply offline?
- First of all you have to go to your nearest Reliance Money branch.
- You will have to contact the branch employee by going to the branch.
- The employee will provide you all the information related to personal loan.
- Then your documents will be verified.
- Then you have to fill a form and attach the documents with it and submit it there.
- If your loan is approved then the loan amount will be transferred to your bank account.
Reliance Personal Loan EMI Calculator
Before applying for the loan, you should calculate the EMI (Equated Monthly Installment) of your loan so that you can know how much installment you will have to pay at the time of loan repayment. You can calculate the EMI of your loan with the help of Personal Loan EMI Calculator by visiting the official website of Reliance Money. The loan EMI depends on the loan amount, interest rate and loan tenure. If you apply for the loan without calculating the EMI, then you may have to face problems at the time of repayment of the loan.
Personal Loan Fees and Charges
- Check Bounce Fee: Rs 600
- Check Swapping Fee: Rs 500
- Outstanding interest amount: 26% p.a.
- EMI Cycle Date Change: Nil
- Rescheduling Charges: Nil
- Duplicate NOC: Rs 500
- Outstation Check Charges: Rs. 45 per check
- Check Revalidation Fee: Rs. 300
- Loan Detail Fee (Per Statement): Nil
- Foreclosure charges: (i) Before 6 months: 5% of principal outstanding + GST / (ii) After 6 months: 2% of principal outstanding + GST
- Loan cancellation fee: Rs.2000
- Loan Rescheduling Fee EMI Cycle Date Change : Nil
- SPDC Recovery Charges for Swap, Maturity, Preclosure and Customer Induced Cancellation: (i) 300/- at the time of Pre-Close/Swap/Mature/Customer Induced Cancellation. / (ii) Rs.450/- up to sixty days from the day of preclosure/swap/mature/customer induced cancellation
- Converting fixed rate to floating and vice versa: Nil
- Non Refundable fee: Nil
- Conversion fee :Nil
- Recovery of copies of loan documents/contract/share certificate: Nil
- Charges on Partial Disbursement: Nil
- Foreclosure Statement Fee: Nil
Reliance Finance Personal Loan Customer Care Number
- Customer Care Number : 022-47415800
- Email ID : [email protected]
Conclusion
In this article, we have provided you complete information about Reliance Personal Loan. Anyone who wants to get a personal loan can join Reliance Money’s personal loan.
Those people whose credit score is very good, they can take advantage of the attractive interest rates of the bank. If you have any other type of information regarding this personal loan, then you can get information by calling Reliance Finance Personal Loan customer care number.
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FAQ’s on Reliance Personal Loan
What is the interest rate of Reliance Money personal loan?
The interest rate of this loan depends on the profile of the applicant. Customers with good credit history can avail loans quickly.
How to apply for Reliance Personal Loan?
Complete information about applying for Reliance Money Personal Loan is given in this article. You can apply for this loan by reading this article.
Does Reliance give loans?
Yes, you can get a personal loan with Reliance Money.