How to get Women Personal Loan, Personal Loan for Women, Eligibility, Interest Rate, EMI Calculator, Minimum Salary, Civil Score and more details that we read in this article please read till the last.
If you are a woman and you want to take a personal loan, then in this article we will provide you complete information about Personal Loan for Women. Any woman, whether she is a housewife or is associated with any other industry, can take a personal loan.
Personal loan comes under the category of an unsecured loan . Some banks and financial institutions give this loan without guarantee and without security. In this article, we will get complete information about Personal Loan for Women.
Women Personal Loan
Any woman can take a personal loan to meet any of her personal expenses. There are many banks and financial institutions that are providing Instant Personal Loan . If you fulfill all the conditions of the bank, then your loan is approved quickly. Women have to apply to get a personal loan (Loan For Women). You can apply for this loan both online and offline. Personal loan is given on the basis of the credit history of the bank customer, so your CIBIL score should be very good. The better your credit score, the higher the loan amount and the more attractive interest rates you can get a personal loan.
Personal Loan For Women Interest Rate 2024
Before taking a loan, it is important for us to have special information about the interest rate. Because the personal loan interest rate helps you to know which bank has the cheapest personal loan .
Documents for Women Personal Loan
The documents for personal loan in different banks can be different. You can get information about the document by visiting your nearest bank. But there are some common documents which are asked for by every bank, they are as follows:
- filled application form
- Identity Proof – Aadhar Card, Pan Card, Voter ID Card, Driving License
- Residence Proof – Telephone, Electricity, Water Bill, Aadhar Card, Voter ID Card
- passport size photo
- mobile number
- Bank statement of last 6 months (for self employed women)
- Latest Form 16 along with two latest pay slips/currently dated salary certificates
- proof of end use
All Women Personal Loan Bank
Here is a list of all the banks that provide Women Personal Loan. The bank list is as follows:
HDFC Personal Loan for Women
- HDFC Bank provides personal loans to women at attractive interest rates.
- If you have a salary account with the bank, then your loan will be approved within just 10 seconds to 4 hours.
- The age of the applicant woman should be between 21 to 60 years.
- Must have been an employer for at least 2 years, should have worked as a current employer for at least 1 year.
- If your salary account is in HDFC Bank then your monthly income should be Rs 25,000 and if your salary account is not in this bank then your monthly income should be Rs 50,000.
- Loan Tenure – 60 Months |
- You can get loan amount from 50,000 to 40 lakhs.
Bajaj Finance Women Personal Loan
- If you fulfill all the conditions of Bajaj Finance personal loan, then your loan will be approved in 5 minutes.
- No need to pay any cholesterol to the bank.
- You can get loan up to Rs 25 lakh.
- Loan Tenure – Up to 60 Months.
- You can get a Women’s Personal Loan from Bajaj Finance with very few documents.
- Applicant female age should be between 21 to 67 years.
- The CIBIL score of the woman should be at least 750.
Upwards Personal loan for Women
- Women can take loans to meet their financial needs.
- With Upwards, the beneficiary woman can take a loan of Rs 20,000 to Rs 2 lakh.
- The interest rate of this loan ranges from 18% to 36%.
- Loan Tenure – 12 to 36 months
- Processing Charge – 2-4% of the loan amount
Fullerton India Women Personal Loan
- Applicant’s age should be between 21 to 60 years.
- The minimum monthly income of the applicant woman should be Rs.20,000.
- Salaried women should have at least 1 year experience in their work and should have worked for 6 months in the current job.
MoneyTap Personal Loan for Women
- MoneyTap is providing personal loan to women at attractive rate of interest.
- The monthly income of the applicant woman should be minimum Rs.30,000.
- The age of the woman should be between 23 to 55 years.
- The interest rate of the loan starts from 10.45% per annum.
How to apply for Women Personal Loan?
If you fulfill all the conditions of any personal loan of the bank, then you can apply for it both online and offline. To apply you have to follow the steps given below:
How to apply online?
- To apply online, you have to first go to the official website of the bank.
- On the home page of the website, you will see the option of personal loan, click on it.
- Then you will see the option of Personal Loan for Women, click on it.
- The loan application form will open in front of you.
- Enter the requested information in the form and submit the form.
- After that the bank employees will contact you and the loan process will be issued further.
How to apply offline?
- First of all you have to go to your nearest bank branch.
- Will have to go to the bank and contact the bank employee.
- The bank employee will provide you all the information related to the Women’s Personal Loan.
- Then you have to fill a form.
- Attach the documents with the form and submit it to the bank.
- In this way your offline application will be done.
Conclusion
In this article, we have provided you complete information about Personal Loan for Women . Any woman can take a personal loan to meet any of her personal expenses. Personal loan can be taken for wedding expenses, higher education, for traveling etc. If you want to get any other type of information about Personal Loan for Women, then you can write to us in the comment. Hope friends you have found this article informative. If you liked this article then please share it with your friends.
FAQ’s
Q. What is Women Personal Loan?
Ans. When women take a loan to meet their personal expenses, it is a personal loan. Women can get loan at low interest rate.
Q. What is the interest rate of Personal Loan for Women?
Ans. Loan is provided to the woman at low interest rate. If the applicant woman has a very good CIBIL score, then she can get a loan at an attractive interest rate.
Q. Can a housewife get a personal loan?
Ans. Yes, you can also get a loan from the bank.
Q. How can I get instant loan for housewife?
Ans. For this, you have to apply by going to that bank or financial institution which provides women personal loan.