We read in this article today How To Get Loan From Axis Bank in 5 Mins, axis bank personal loan eligibility, Loan calculator in details please keep reading
You only have to read this article of our blog carefully and we promise you that if you have read this article of our blog. So you will not need to get any other Axis Bank loan related information, then are you ready to get complete information about how to take personal loan from Axis Bank.
How To Get Loan From Axis Bank in 5 Mins
To take or obtain a personal or personal loan from Axis Bank-
- First of all, you have to go to the official website of Axis Bank and there you have to click on the option of Personal Loan.
- As soon as you click on that option, a new page will open in front of you. In which you will have to give all the information related to the loan and upload the necessary documents.
- As soon as you fill that application form and hit the submit button, your personal loan request will reach Axis Bank.
- Then if you are eligible or eligible to take the loan, you will get the loan and the loan amount will be directly transferred to your specified bank account.
In this section of how to take a loan from Axis bank, we have told you how to take a personal loan with the help of Axis Bank, have given information about Axis Bank Personal Loan and have told you how to take a personal loan from Axis Bank. What has to be done
Note: You should also be aware that Axis Bank offers a larger amount at a lower interest rate to people with higher credit scores, while those with lower Cibil scores have less chances of getting a loan and charge higher interest rates. .
So you must keep in mind that if you want to take a personal loan from Axis Bank or any other bank, then your credit score should be good and more than 700 is considered a good credit score, but what about Axis Bank? and how it gives you the loan.
What is Axis Bank?
Axis Bank is an Indian banking and financial services company, headquartered in Mumbai, Maharashtra, formerly known as UTI Bank, but renamed Axis Bank in 2007.
Today this bank comes in some of the top lending banks in India, along with big banks like SBI and HDFC, but how big amount or amount this bank can give you as loan.
How much does Axis Bank loan give loan? (Axis Bank Loan Information)
In this part of How to get Axis bank loan, we will tell you how big amount you can get as loan from Axis Bank and as far as personal loan is concerned, this bank will give you a loan ranging from 50 thousand to 15 lakh. Large amount can be given as personal loan.
Whereas in home loan this amount goes up to 5 crores. Meaning that you can easily take a loan from Axis Bank for your needs, but the interest rate of personal loan is higher than other loans because this loan is given without security, but how much interest rate Axis Bank charges from you.
What are the interest rates of Axis Bank Loan?
When it comes to taking a loan from any bank or taking a loan from any private institution, you should first look at their interest rate. Because this decides how much interest or interest you will have to pay on that loan.
The higher the loan amount, the more interest or interest you have to pay to that bank. As far as the interest rate of Axis Bank is concerned, then this bank charges you 12% to 24% interest on taking personal loan, whereas in home loan this interest rate starts from 7%, but for how long Axis Bank will give you interest. Or can give loan for time.
For how many days do we get Axis Bank Se Loan?
In this section of how to take loan from Axis Bank, we will tell you that for what period of time the loan from Axis Bank is given to you, because when taking a loan from any bank, you must keep in mind that how much that bank will give you. For the time being he is giving loan.
Because when it comes to repaying the loan, many people don’t get an idea of ​​how much time they have and as far as Axis Bank Personal Loan is concerned, then this bank gives you a tenure of 1 year. Personal loan can be given for up to 5 years.
Also, home loans can be done for a tenure of 30 years, which is a very long time and within which you can repay the loan taken from Axis Bank very easily. But what is the eligibility or eligibility you should have to take loan from Axis Bank.
What is the eligibility criteria for availing loan from Axis Bank?
If you want to take loan from Axis Bank, then this thing is very important for you. Because you have to understand that on what basis this bank can give you loan, be it personal loan, home loan or any other loan, this bank gives you loan on 2 basis.
The first is whether you are a salaried person or you are a professional and the criteria are different for both these people.
For Salaried Employee:
- Your age should be between 21 years to 60 years.
- You should have a minimum monthly income, which is considered to be more than 15 thousand.
- While taking a loan, you can also read your bank statement or passbook.
For Professionals (Doctors, Engineers, etc.):
- Your age should be between 21 to 65 years.
- Your monthly income or income should be more than 15 thousand rupees.
- You must have at least 5 to 5 years experience in the work you are doing.
Hope that now you have understood that what should be the eligibility for you to take loan from Axis Bank, but on which documents or documents Axis Bank gives you the loan.
Documents required for loan from Axis Bank?
How to take loan from Axis Bank In this article so far, we have given you very important information related to Axis Bank, but now we will tell you what documents you will need to take loan from Axis Bank. .
- KYC Documents (Aadhaar Card, PAN Card)
- Bank statement of 3 months and you have to give the same bank statement in which your income or income comes, otherwise you can also give salary slip
- Passport size photo
- Address proof
- Identity proof
Now you must have understood that what documents you will need to take loan from Axis Bank and what documents this bank asks from you before giving the loan. These documents are very important and if you have these documents with you, then you can get loan from Axis Bank very quickly, but what are the benefits of taking loan from Axis Bank.
What are the salient features of Axis bank loan?
- It is very important to know how Axis Bank loan is better than other banks.
- You can get a loan of up to Rs 5 crore from Axis Bank for 30 years.
- You can get personal loans from Axis Bank at very low interest rates, starting from 11%.
- You can get all types of loan from Axis Bank with reasonable interest rate and long tenure.
These were some of the benefits of taking a loan from Axis Bank, but where you can use it by taking a loan from Axis Bank.
After taking loan from Axis Bank where to use ?
You can take a loan from Axis Bank and use it in many places and this thing depends on which loan you have taken from Axis Bank. Just as you can use Axis Bank Personal Loan for all your personal needs, you can use Home Loan to buy, build or renovate a home, etc.
What is Axis Bank Loan Customer Care Number?
In this article on how to take loan from Axis Bank, we have tried to answer all the questions related to the loan facility of Axis Bank, but if you still have the topic or topic of Axis Bank loan. Have a question related to
So you can very easily talk to them on their customer care number and get your queries answered.
Customer Care Number: 1860-419-5555 / 1-860-500-5555
FAQ’s
Q. How to take loan from Axis Bank?
Ans. The way to take a loan from Axis Bank is very easy, first of all you have to go to the Axis Bank branch or website. Then you have to decide what kind of loan you want and you need to fill the loan application form and submit the required documents. As soon as your loan is approved, within a few hours the money will come in your account, now you must have come to know what is the process of get axis bank loan.
Q. Axis Bank Personal Loan Information
Ans. You can get Axis Bank personal loan from 50 thousand to 15 lakh rupees, on this you will have to pay an interest of 12% to 24% and this loan is given to you from 1 year to 5 years. Also, to take this loan, your monthly income or income should be more than 15,000.
Q. What do I have to do to get a loan from the bank?
Ans. To take a loan from the bank, first you have to go to the bank’s website or nearest branch, then you have to fill the application form. In which you will have to fill your necessary information and upload the documents, as soon as you submit the application form, then within a few days the loan amount will come in your bank account, now you must have come to know.
Q. What does it take to get a loan from a bank?
Ans. To take a loan from the bank, you have to give things like Aadhar card, PAN card, passport, size photo, bank statement of last 3 months or 6 months, salary slip etc.
Q. How to take personal loan from Axis Bank?
Ans. To avail an Axis Bank personal loan, you need to visit the Axis Bank website or the nearest branch using the personal loan option, fill in the details along with the required documents and submit the application. If you are eligible to take a personal loan from Axis Bank, then the loan amount will be credited to your specified bank account within a few days.
Q. Which bank can give loan?
Ans. Almost every bank in India can give you loan such as SBI, HDFC, ICICI, Access, UCO, Dena Bank, etc.
Conclusion
Friends, in today’s article of our blog, we have told you how to take loan from Axis bank and also have tried to give you all the necessary information related to the loan option of Axis bank.
But if you still have any question or query related to how to take loan from Axis Bank, then tell us about it in the comment box.