Paisabazaar Personal Loan Apply 2024 Review, Benefits, Eligibility: In this article, we will know in detail what is Policy Bazar Personal Loan, what is the interest rate, eligibility, documents of this loan and how can we apply for Policy Bazar Loan etc., so you can complete this article till the end. read.
Like other banks and financial institutions, Paisabazaar also offers customers attractive interest rates. Best Personal Loan sending out. You have to apply for this loan.
About Paisabazaar Personal Loan
Personal loan comes under the category of unsecured loan. You do not have to give any collateral or security to take this loan. This loan is given by the lender to the customer for his CIBIL Score is given on the basis of Therefore, always keep your CIBIL score good before taking a personal loan anytime. When we take a loan for any of our personal work like marriage, higher education, medical emergency, travel, home renovation etc. then it is a personal loan.
Now you need to renovate the house home loan As such there is no need to apply for a loan. You can apply for a personal loan for any bank or financial institution through Paisa Bazar. The loan tenure of a personal loan ranges from 12 to 60 months. If you fulfill all the conditions of the lender then you Instant Personal Loan can obtain. You can easily apply for this loan by visiting the official website of Paisabazaar.com ( Paisabazaar.com Personal loan ).
Benefits and Features of Paisa Bazar Personal Loan
- You can avail Pesa Bazar Loan for any of your personal purposes.
- Under Pais Bazar personal loan, you can take a loan of up to Rs 40 lakh.
- The loan amount depends on the lender.
- The loan tenure of a personal loan is up to a maximum of 60 months.
- for a personal loan of any bank or Non-Banking Financial Company (NBFC) through Paisabazaar.com.
- Apply online for Instant Online Personal Loan.
- Benefits of personal loan with minimal paperwork.
- To apply for the loan, your credit score should be very good. Generally a credit score of 750 or above is considered good.
- can transfer your existing personal loan to any bank or NBFC. Those people who are paying more interest can get more benefit of this facility.
- For more information about this loan, you can contact on Pais Bazar Loan Contact Number.
Types of Paisa Bazar Personal Loan
You can take a personal loan for any of your personal purposes. There are several types of personal loans, about which information is given here:
- Higher Education Loan : If you or your children or wife are studying abroad or in the country for higher education, then you can take advantage of personal loan. Under Personal Loan, you can cover flight tickets, fees, living expenses etc.
- Personal loan for marriage: Weddings cost a lot. If you are short of money then you can take a wedding loan in this situation which is a type of loan.
- To renovate the house: If you need to renovate your home or need home furnishings then you can get it done with a personal loan.
- To travel: Do you regret traveling, if you have a holiday and you want to travel abroad or in the country, then you can take advantage of Paisabazaar loan.
- Medical Loan : If you have a sudden medical emergency and you or your family do not have any medical insurance, then you are in this situation. Paisabazaar Personal Loan can apply for.
- Debt Consolidation Loan : If you are paying several small EMIs, you can pay off all those loans by taking a Debt Consolidation Loan. Then you can pay one EMI of this loan.
Paisabazaar Personal loan interest rates 2023
Any Before applying for loan in any lender, you need to know about that loan. Personal Loan interest rate 2023 It is important to have information about the loan so that you do not face any kind of trouble at the time of loan repayment. Paisabazaar provides personal loan facility to the customers with attractive interest rates.
| Name of the lender | Interest rate (per annum) | processing fee |
| Yes Bank Personal Loan | Starting from 10.99% | up to 2.5% |
| CASHe | Starting at 27.00% | ₹ 1200 or up to 3% |
| State Bank Of India Personal Loan | 9.60% – 13.85% | up to 1.5% |
| Home Credit Personal Loan | Starting from 24.00% | up to 5% |
| HDB Personal Loan | up to 36% | up to 3% |
| IDBI Bank Personal Loan | 9.50% – 14.00% | up to 1% |
| Early salary | Starting from 18.00% | 2% |
| HDFC Bank Personal Loan | Starting from 10.25% | up to 2.5% |
| UCO Bank Personal Loan | 10.05% – 10.45% | up to 1% |
| Clix Capital | As per loan agreement | up to 10% |
| IndusInd Bank Personal Loan | Starting from 11.00% | up to 3% |
| Punjab National Bank Personal Loan | 7.90% – 14.45% | up to 0.90% |
| Stashfin | Starting from 11.99% | up to 10% |
| Federal Bank Personal Loan | 10.49% – 17.99% | up to 3% |
| ICICI Bank Personal Loan | Starting from 10.25% | up to 2.5% |
| Central Bank Of India Personal Loan | 8.45% – 10.05% | Up to ₹ 500 |
| Bank Of Maharashtra Personal Loan | 9.45%-11.80% | up to 1% |
| Bank Of Baroda Personal Loan | 10.00% – 15.60% | 2% |
| HSBC Bank Personal Loan | 9.50% – 15.25% | up to 1% |
| IDFC First Bank Personal Loan | Starting from 10.49% | up to 2.5% |
| Fullerton India Personal Loan | Starting from 11.99% | up to 6% |
| Union Bank Of India Personal Loan | 8.90% – 13.00% | 0.50% |
| Kotak Mahindra Bank Personal Loan | Starting from 10.25% | up to 2.50% |
| Bajaj Finserv Personal Loan | Starting from 13.00% | up to 4% |
| Standard Chartered Bank Personal Loan | Starting from 11.49% | 1% |
| RBL Bank Personal Loan | Starting at 14.00% | up to 3.5% |
| Faircent | Starting from 12.00% | up to 8% |
| Axis Bank Personal Loan | Starting from 10.25% | up to 1.5% |
| Creditbee | Starting at 12.24% | up to 6% |
| Muthoot Finance Personal Loan | Starting at 14.00% | up to 3.5% |
| Moneyview | Starting from 15.96% | Starting at 2% |
| Bank Of India Personal Loan | 9.35% – 12.35% | up to 2% |
| Citibank Personal Loan | 9.99% – 16.49% | up to 3% |
| Paysense | Starting from 16.80% | up to 2.5% |
| Tata Capital Personal Loan | Starting from 10.99% | up to 2.75% |
| Indian Bank Personal Loan | 8.50% – 9.00% | up to 1% |
Eligibility for Paisabazaar Personal loan
Only those people can apply for this loan who are eligible for it. You should have the following eligibility to apply for Paisa Bazar Loan:
- Any salaried and self employed person can apply for this loan.
- Applicant’s age should be between 18 to 60 years.
- Persons working in MNC, private and public limited companies, reputed institutions, government institutions, PSUs are eligible.
- Your CIBIL score should be 750 or above.
- You should have at least 2 years of experience in your stable employment.
- should be at least 15000 rupees per month.
- The eligibility of different bank or loan institution may be different so for more details contact your nearest lender’s branch.
Document Needs for Paisabazaar Personal Loan
Before applying for the loan, you should keep all your documents together so that whenever the lender asks you for documents, you can show them all the documents immediately. To apply for a personal loan through Paisabazaar, you must have the following documents:
- Address Proof : Bank Account Statement / Aadhar Card / Agreement to purchase property / Utility Bill (not older than last 3 months) / Passport / Driving License.
- identity card: PAN Card / Voter ID / Aadhar Card / Passport / Driving License.
- Income Proof : For Salaried : Salary Slip / Bank Account Statement / Form 16 For Self Employed : Last year Income Tax Return / Personal Loan Statement and Balance Sheet / Bank Account Statement
- proof of business: Certificate of Practice / Partnership Agreement / GST registration and filling documents / MOA and AOA / Shop License.
Paisa Bazar Personal Loan Apply
can apply for Paisabazaar instant online personal loan by following the steps given below :
Paisabazaar Personal loan apply online
- First of all you need to visit the official website of Paisa Bazar. paisabazaar.com But have to come.
- Personal loan option will appear on the home page of the website, click on it.
- All the information related to personal loan will come in front of you.
- Apply Now You have to click on the option.
- Enter your mobile number and click on Proceed option.
- The form will open in front of you.
- Fill in the requested information and submit it.
Fees and Charges for Paisabazaar Personal loan
To take a personal loan from any lender, you have to pay some fees and charges, which are given below:
- Processing Fees: This is an administrative fee during the loan processing. Usually the processing fee ranges from 1 to 3% of the loan amount.
- Late Payment Fee: If you do not pay your EMI on time, then the lender charges you this charge. You have to pay it along with the outstanding EMI.
- Four-closure charges and pre-payment charges: If you pay your loan in full before the loan tenure, then it is called for-closure charges and if you pay more than the fixed EMI then it is called prepayment. In this situation, lenders charge certain fees which can range from 0 to 5%.
- Check Bounce Fee: Check bounce fee is charged in the bank account from which the EMI amount is deducted, if the amount is less or not while paying the EMI.
Paisabazaar Personal loan EMI Calculator
Before applying for a loan from any bank or financial institution, you should calculate the EMI of that loan so that you do not face any kind of trouble at the time of repayment of the loan. You can visit the official website of Paisbazar Personal Loan EMI Calculator With the help of this you can calculate the EMI of your loan.
The EMI of the loan depends on the loan amount, interest rate and loan tenure. As you click on this link, an EMI calculator will open in front of you, in which you have to select this information.
Paisabazaar Personal loan Customer Care Number
If you are facing any kind of problem in applying personal loan then you can contact on Paisabazaar personal loan contact number.
- Toll Free: 1800 208 8877
- WhatsApp: 851 009 3333
- Email: [email protected]
My Last Word:
In this article we have you complete information about Paisabazaar Personal Loan. Anyone can apply for a personal loan from any lender through Paisabazaar.
If you still have question in your mind that Paisabazaar Se Loan Kaise Le then you can write us in comment. Hope friends, you have found this article informative. If you liked this article then please share it.
FAQ’s on Paisabazaar Personal Loan
Q. What is a personal loan ?
Ans. When we take a loan for any of our personal expenses like marriage, medical emergency, home renovation, travel etc. then it is a personal loan.
Q. How much loan can I get under personal loan from Paisabazaar ?
Ans. 40 lakh up to Rs.
Q. What is the interest rate of this personal loan ?
Ans. Different lender’s interest rate is different, about which complete information is given in this article.