Best Instant Loan App without Salary Slip 20+

Best Instant Loan App without Salary Slip: Hi friends, there are some working people who do not get salary slip from the company. If you are also someone who does not have a salary slip and want to take a loan for your personal needs, daily expenses or to pay off someone’s debt.

But due to non-availability of salary slip, your loan is either getting rejected or you are not getting the loan at all.

You do not need to panic at all because here we will give you information about those platforms from which personal loan can be easily taken from home and this platform only provides loan facility after uploading Aadhar card, PAN card and bank statement. give.

The loan applications of all these platforms are available on Google Play Store and also follow the guidelines approved by Reserve Bank of India and NBFCs .

Best Instant Loan App Without Salary Slip

If you do not have salary slip and want to take loan, then loan up to ₹ 20000 can be taken from some banking website but you need salary slip to get maximum loan. But you don’t panic.

Nowadays there are some platforms in the market that offer you a loan without a salary slip. If you want to know about it then you can read this article of ours.

Document Required

If you do not have a salary slip and want to take a personal loan, then you must have these documents which are as follows:

  • Aadhar card
  • pan card
  • Bank statement of last 6 months
  • Bank account number
  • a selfie

Best Loan App Without Salary Slip

If you want to take a loan without salary slip, then here we have given a table under which you can take a loan very easily on minimum documents, let’s know about those loan applications.

Sr. No.Instant Loan App Name
2Tata neu
7Paytm App
10PayMe India
21IDFC First Bank
24Fullerton India
31Bajaj Finserv
32Avail finance

Top 10 Loan App Without Salary Slip

If you want to take an instant personal loan , that too without salary slip, then here we have listed 10 such platforms by which you can get a loan by verifying Aadhar card and PAN card, apart from this, in some platforms, you will get bank statement and a selfie. Let us know about those 10 platforms:

Sr. No.App Name
1CASHe Loan
2Dhani app
3Home Credit
6Money View Loan
7mPokket Loan
9PaySense Loan
10Smart Coin

Instant Loan Interest Rate

The interest rate is higher for taking a loan without salary, where the interest rate ranges from 16% to 40% in the initial period and this loan is charged at the annual interest rate.

  • Some platforms even take loans at monthly interest rates.
  • Therefore, when you take a loan, see whether the loan is being given to you at the monthly interest rate or at the annual interest rate.
  • Along with the interest rate, processing fees, service fees, etc., other pp 4G charges also have to be paid.

How to Apply Instant Loan?

To know about how to apply for loan without salary slip, you can opt for any of the above beyblade form from where you get it with low minimum documentation besides 91 days to 24 days to pay the loan. You can follow the steps given below to apply for the loan.

  • First of all, install the mobile application of any one of the above mentioned platforms from Google Play Store.
  • After that verify by entering your mobile number
  • Now click on Personal Loan from the home page
  • After that enter your Aadhar Card Pan Card Number
  • Now you have to do eKYC of your account
  • After this you have to create share code and click on proceed
  • Now your 6 months banking record will be checked and you will be offered a credit limit
  • If you are eligible for the loan, then fill your banking details where you enter the bank account number and IFSC number
  • wait for some time after that
  • As soon as your loan is approved, the amount is transferred to the bank account mentioned by you.

Note : While taking the loan, carefully read other factors like interest rate processing fee, late fee etc. and must read the declaration form while applying for the loan on that platform.

50000 Loan Without Salary Slip

To take a loan of ₹ 50000 without salary slip, you have to first improve your credit score and then go to your nearest bank to take the loan.

After this, the form has to be submitted in the bank branch, now you are given the loan according to your CIBIL score and credit history, if you fill the loan on time, then here you can get the maximum loan up to ₹ 200000.

30000 Loan Without Salary Slip

You can use the loan application on Google Play Store to get an online loan of ₹ 30000 without salary

Where loan you get loan approval after doing bank statement and a selfie, apart from doing KYC of Aadhar card and PAN card.

The loan amount depends on the applicant’s credit history and CIBIL score as to who has to get how much.

Apart from this, you can also take a loan of ₹ 30000 from your nearest bank branch through the schemes run by the government.

How to get loan without bank statement

You must have aadhar card pan card and a bank account number to take loan without bank statement

At present, Bajaj Finserv Paisa Bazar Bank offers loan without bank statement applications like Bazar Money View True Balance Early Salary.

If you need money immediately, then you can use Paytm application in your mobile where you can get Pay Later loan without uploading bank statement.

How to take loan with loan app without Salary Slip

You can take the help of banking website finance company or loan application to take loan without salary slip.

To apply for a loan on these platforms, certain documents are required such as Aadhar card, PAN card, account number and a photo can be verified.

The most important credit score is considered for taking a loan, if you have a good credit score then you can take the maximum loan

Final Touch:

Here we have given you information about how to take a loan without salary slip, apart from all the platforms from which you can take loan amount without depositing salary slip.

If you have got the loan then you can tell us in the comment box and if you are facing any kind of problem in taking the loan then you can still comment so that we can help you.

FAQ’s on Instant loan without salary slip

How can I get a loan without salary slip?

To take a loan without salary slip, you can take a loan by verifying any one optional document like
income proof certificate, bank statement, ITR slip, business report etc.
Salary slip is a document to be used as an income proof, if your organization does not provide salary slip, then you
can take a loan by verifying your
optional document .

Which bank gives easy personal loan without salary slip?

To take a personal loan without salary slip, SBI Bank, HDFC Bank, ICICI Bank, Indian Bank, Punjab National Bank, etc. can take an instant personal loan of ₹ 10000 by verifying the Aadhaar card, PAN card under PM Swanidhi Yojana, etc. Huh.

Can I get a loan if I am not a salaried person?

If you do not do any work, then it is impossible for you to get a loan, to take a loan, you must be a salaried person, a self-employed person, and your monthly income must be more than ₹ 15000, then only you can get a loan.

Is salary slip mandatory for loan?

Salary slip is an optional document for availing loan, instead you can take loan by verifying other documents like income certificate, latest 6 months bank statement, credit score and credit history, IPR slip etc.

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