Manappuram Gold Loan Details, Apply, Interest Rate, Eligibility, Document Required and customer care number more details 2023: In this article we will provide you information about Manappuram Finance LTD gold loan. If you are in urgent need of money and do not have money then you can join Manappuram Finance Gold Loan in this situation.
When we take a loan by pledging our gold, it is a gold loan. You can take Manappuram Gold Loan for any of your work like marriage expenses, medical emergency, higher education, travel, home renovation etc.
In this article, we will know in detail what is Manappuram Gold Loan, what is the interest rate, eligibility, documents of this loan and how can we apply for this loan etc., so read this article till the end.
Manappuram Gold Loan Details
Gold loan comes under the category of a Secured Loan, that is, to take this loan, you have to pledge your gold as collateral or security. You must have a good CIBIL score to take a gold loan. Gold loan being a secured loan, you can get it even with low credit score.
You can apply for Manappuram Gold Loan both online and offline. If you have a very good credit history and you fulfill all the conditions of Manappuram Finance, then you can take advantage of this loan at an attractive gold loan interest rate. You can also meet your expenses by joining Manappuram personal loan but the interest rate of personal loan can be higher than gold loan interest rate.
Manappuram Gold loan rate is up to 29% p.a. Manappuram Finance offers a wide variety of gold loan schemes with varying interest rates on the loan and loan amount. With Manappuram Finance you can get a gold loan up to Rs 1.5 crore.
Manappuram Gold Loan Eligibility
- Any person except a minor can apply for this loan.
- To avail the loan, you must have mortgageable gold.
- Your gold must be of 18 carat or more.
Documents Required for Manappuram Gold loan
Before applying for a gold loan, you should keep all your documents together so that whenever Manappuram Finance asks you for documents, you can immediately show them all the documents. For more information about the document, you can contact your nearest Manappuram Finance branch.
To apply you must have the following documents:
- passport size photo
- Proof of Identity – Passport, Driving License, PAN Card, Voter ID, Job Card issued by NREGA, an attested copy of letter issued by NPR containing details of name and address
- Proof of Residence – Driving License, Passport, Aadhar Card
- Permanent Account Number or Form No. 60
Manappuram Gold Loan Benefits & Features
- Any person can take advantage of Manappuram Finance Gold Loan to fulfill any kind of personal or business needs.
- Under this gold loan, you can get a minimum loan of Rs 1000 to Rs 1.5 crore.
- The loan tenure of the loan is up to 12 months.
- The loan amount given under the loan will be based on the valuation of your gold.
- No prepayment fee is to be paid.
- If your loan is approved, then within a few minutes the loan amount is transferred to your bank account.
- You do not need to provide any guarantor to avail Manappuram Gold Loan.
- You can make partial payment of your loan at any time to reduce the interest burden on your loan.
- If you do not pay your loan ahead of time, you will have to pay penal interest.
- The advantage of loans with attractive interest rates, fast processing.
- 100% protection for your gold jewellery.
- After taking the loan, you can pay your loan for Manappuram Gold Loan online.
Learn Also: IIFL Gold Loan Details
Manappuram Gold Loan Interest Rate 2024
Manappuram Gold Loan interest rate can be up to 29% p.a. This company provides various types of gold loans to the customers according to their needs, in which the interest rate of the loan can be different. If you are an existing customer of Manappuram Finance and you fulfill all the conditions of this loan then you can get gold loan at very low interest rate.
Before applying for a gold loan from any lender, it is important for you to know about the interest rate of that loan. You can find the cheapest gold loan by comparing between various gold loan interest rates.
Manappuram Gold Loan Charges
| Security fee | Rs.15 to Rs.95 |
| Auction fee | 500 to 1000 rupees |
| Processing charge | At the time of loan settlement : Rs.10 Additional processing fee on replacement : 0.007% of fresh pledge value + GST |
Manappuram Gold Loan Apply
If you fulfill all the conditions of this loan, then you can apply for it both online and offline. To apply, follow the steps given below:
Manappuram Gold Loan Apply Online
- To apply online, you have to first visit the official website of Manappuram Finance Ltd. manappuram.com.
- After visiting the website, you will see the option of Gold Loan on the home page of the site, click on it.
- After clicking, all the information related to gold loan will come in front of you, which you have to read correctly.
- To apply, click on the option of REQUEST A CALL BACK.
- A form will open in front of you in which you have to enter the requested information and click on submit.
- After you submit the form, the officials of Manappuram Finance will contact you and the loan process will be released further.
How to apply offline?
- To apply offline, you have to first go to your nearest Manappuram Finance branch.
- Contact the staff of the branch who will provide you complete information about the gold loan.
- Your gold will be assessed and you will be given a loan based on that.
- Your documents will be verified.
- You have to fill a form with which documents have to be attached and submitted there.
- If your loan is approved then the loan amount will be transferred to your bank account.
Manappuram Gold Loan Calculator
Before applying for Manappuram online gold loan you should calculate your loan with the help of gold loan calculator. Many people have to know that what is the rate of Manappuram Gold Loan Rate Per Gram Today, you can get information about it with the help of Gold Loan Calculator. You can calculate it with the help of Online Gold Loan Calculator by visiting the official website of Manappuram Finance.
As soon as you click on the above link, the calculator will open in front of you. In this, you have to enter all the information like your name, state, city etc. and click on Calculate option. After clicking, the eligibility of your gold will come in front of you that you are eligible for loan up to Rs.
Manappuram Gold Loan Customer care number
If you are facing any kind of problem in applying for this gold loan, then you can get information by calling Manappuram Gold Loan customer care number.
- Toll Free Number : 1800 420 2233
My Last Tought:
In this article, we have provided you complete information about Manappuram Gold Loan. Any person who is in urgent need of money can apply for this loan.
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FAQs on Manappuram Gold Loan:
What is the interest rate of Manappuram Finance Gold Loan?
The interest rate is up to 29% per year.
How to apply for Manappuram Gold Loan?
The complete information about applying for gold loan is given in this article.
What is the gold loan per gram in Manappuram?
You can calculate it with the help of a gold loan calculator.
Who is better Manappuram and Muthoot?
Both loans are better in their own place. You can choose a better option for yourself by comparing these two loans.