Compare HDFC Regalia First vs Diners ClubMiles Credit Card

HDFC Bank Regalia First and Diners ClubMiles are the most popular credit cards used by most of the people. Today in this story we compare the rewards, benefits and eligibility on these cards.

First We compare Fees and Charges Joining Fee INR   Regalia 1st vs Diners ClubMiles ₹1000+Tax - ₹1000+Tax or LTF

Annual Fee Waiver Regalia First - When Spend ₹1 Lakh p.a. Diners ClubMiles - When Spends ₹1 Lakh p.a. 

Second We compare Rewards HDFC Regalia First and Diners ClubMiles give 4 reward points on every Rs 150/- spend  5000 RP on spending Rs 3 Lakhs in a year, Diners ClubMiles: 1.3%, Regalia First: 0.8%

Shoping Cashback Amazon-5% Flipkart-1% Instant Vouchers-5% MakeMyTrip – Hotels-10% Flights/Hotels-5% Trains-5% Buses-5% Imagine (Apple Reseller)-5%

You can use these Reward points on booking flights and hotels, and exchanging points  redemption rate of 1 RP = Rs 0.5 for Diners Club Miles and 1 RP = Rs 0.3 for Regalia First.

Airport Complimentary Lounge Access Regalia First - 8 Visits p.a. in India and 3 in foreign with priority pass Diners ClubMiles - 6 Visits p.a. 

Whish is better-  my openion is Diners ClubMiles in the better card for 1.3% reward reate and 1:1 redemtion to Airmiles