Compare HDFC Regalia vs Millennia Credit Card

- HDFC Bank Regalia and Millennia are the most popular credit cards used by most of the people. Today in this story we compare the rewards, benefits and eligibility on these cards.

First We compare Fees and Charges Joining Fee INR   Regalia vs Millennia ₹2500+Tax - ₹1000+Tax or LTF

Welcome Benefits Regalia - If Fees paid Reward Points 25k Millennia - 1k CashPoints

Annual Fee Waiver Regalia - When Spend ₹3 Lakh p.a. Millennia - When Spends ₹1 Lakh p.a. 

Second We compare Rewards Base Rewards Regalia - 4 Points on ₹150 Spends Millennia - Per ₹1k p.m. spend get 1% CashPoints

Spends on Amazon, BookMyShow,, Flipkart, Myntra, Sony LIV, Swiggy, Uber & Zomato Regalia - Per ₹150 spend get 4 Points Millennia - Per ₹1k p.m. spend get 5% CashPoints

Milestone Rewards Regalia - On ₹40k Spends Gift Vouchers ₹500 each quarter Return 1.3% - 2.2% Millennia - On ₹1L Spends get 1k Gift Vouchers p.q. Return 3% to 4%

Smartbuy Rewards on both cards Amazon 5%, IGP 10%, Flights/Hotels Cleartrip yatra 5%, IRCTC, Redbus, Apple - 5%, Flipkart 1-2%

Airport Complimentary Lounge Access Regalia - 12 Visits p.a. in India and 6 in foreign Millennia - 8 Visits p.a. (2 p.q.) on Domestic