U.S. Bank Altitude® Connect Visa Signature® Card Review 2024

If you’re a frequent traveler who wants to maximize points on gas and travel, the U.S. The Bank Altitude Connect Visa Signature® Card offers the most generous rewards of any card we found. Let us know about it in detail the benefits, rewards & fees.

Altitude Connect offers 4 points per dollar spent at gas stations and electric vehicle charging. If you spend $150 per month refueling your car – roughly the national average – you’ll earn 7,200 points, which are redeemable for $72 in cash rewards.


  • 4x points on other travel including airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise lines
  • 4x points on gas and EV charging
  • 2x points at restaurants, fast food restaurants, bars, grocery stores and eligible streaming services
  • 1x on other purchases
  • Cash back requires minimum 2,500 point redemption
  • Cash back as statement credit or U.S. Can be redeemed as a deposit into a bank savings or checking account.
  • $95 annual fee after the first year
  • APR: 20.24% to 28.24%, variable

Similarly, the cardboard additionally offers a generous welcome bonus and 4 factors in step with dollar spent on journey, inclusive of airways, resorts, vehicle leases, taxicabs and greater.

Even as the cardboard does include a $ninety five annual price after the primary 12 months, for the frequent visitor who also spends loads on fuel, no gas card is extra rewarding. 

Rewards & fees

The U.S. bank Altitude connect Visa Signature Card comes with a $ninety five annual fee after the first 12 months. similarly to paying your stability in full every month, you’ll want to ensure that the rewards you earn greater than offset the annual fee. In preferred, we located if you spend greater than $10,000 in step with year on journey and fuel, you’ll come out ahead with the mind-set connect.

Unlike with some credit score card point schemes, the points you earn with the Altitude join can be redeemed for cash returned rewards at one penny every. you could redeem your points for cash back as a statement credit or as a deposit in your U.S. bank checking or savings account, beginning at 2,500 factors. 

In addition, U.S. financial institution gives actual-Time Rewards, a unique characteristic that helps you to redeem your points for coins lower back credits through textual content message as you make purchases.

New cardmembers get to pass the once a year price in the first yr, at the same time as probably earning a 50,000-point welcome bonus, worth $500 in cash-again rewards, after spending $2,000 within the first 120 days of getting the cardboard. The spending necessities are decrease and the qualification duration is longer than many other similar playing cards. 

Based on a $3,000-a-month spending budget, which we have determined is standard for Wall street magazine readers, the rewards of the Altitude connect can add up. Spending $one hundred fifty a month on gas will internet you $seventy two in coins back rewards yearly. 

If you travel for commercial enterprise and spend $1,000 each month on airfare, resorts and vehicle leases, your business tour will earn you $480 in rewards every year. the other $1,850 in spending that the standard WSJ reader would possibly do all through the month method you may earn round $650 in rewards yearly. 

Card information you might miss

Whilst buy side from WSJ judges rewards credit score cards often at the fee of their cash returned rewards, it’s critical to recognize all of the terms and conditions. here are some of this card’s additional blessings and charges that you ought to preserve in mind:

  • Cellphone protection: you’re protected as much as $600 towards robbery or damage to your cellular telephone whilst you pay your month-to-month bill with the card. insurance is challenge to a $100 deductible.
  • Streaming bonus: Earn a $30 credit while you charge your eligible month-to-month streaming subscription provider to the card. 
  • TSA PreCheck or worldwide access: rate your utility price for TSA PreCheck or worldwide entry in your card and get hold of as much as a $one hundred statement credit, once every 4 years.

No foreign transaction expenses.

Who benefits most From the Altitude join?

The U.S. financial institution Altitude join works first-class if you travel regularly and want to earn coins returned rewards on your airline, hotel, automobile condominium and different journey purchases similarly to gasoline purchases.

In case you purchase a minimum quantity of gasoline each month and don’t spend plenty on tour, you might locate that a card providing 2% cash again rewards on all of your spending is extra worthwhile. take into account the Wells Fargo lively coins card, the purchase side’s pick for satisfactory coins back credit Card.

In case you need a card that rewards your spending on gas, but don’t spend enough to justify the Altitude connect’s annual fee, recall our best normal choose for the first-rate fuel credit score Card, the Wells Fargo Autograph card, which has no annual charge and gives 3 factors in line with dollar on restaurants, travel, fuel stations, famous streaming services and call plans.

Gasoline credit Card technique

To review fine gas credit score cards, purchase side from WSJ looked for playing cards that offered three% or extra rewards on fuel purchases. because many gas playing cards provide accelerated rewards in additional categories, we taken into consideration the whole quantity of rewards a normal buy facet from WSJ reader could earn the usage of the card for most purchases. 

We also taken into consideration how clean it turned into to redeem rewards, preferring cards with low redemption minimums and cash lower back alternatives. subsequently, cards that carried an annual charge had to supply cardmembers enough extra rewards to offset the yearly rate and be extra profitable than our alternatives with no annual fee.

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