SBI mini statement a Quick way to know your balance

Do you want to keep track of your SBI account balance but don’t have the time for a full-fledged bank visit and get your SBI passbook updated? Thanks to modern technology, checking your balance is now just a few clicks away with the SBI mini statement. This feature offers a quick way to know your account balance and transaction history without leaving the comfort of your home. In this blog post, we’ll take an in-depth look at what an SBI mini statement is, how it works, its benefits and how to interpret it. So if you’re ready to learn more about this convenient tool, read on!

What is SBI mini statement

The SBI mini statement is an electronic record of your recent account transactions. It shows the details of all the debits and credits made to your account in a specified period, usually the last 10 transactions.
This feature allows you to keep track of your account balance and transaction history without visiting a bank branch. You can access it through various channels, including SMS, internet banking, mobile banking app or by calling customer care.

To avail this service via SMS, simply type “MSTMT” and send it to 09223866666 from your registered mobile number. If you’re using an online banking or mobile app, go to the ‘Account Summary’ section and click on ‘Mini Statement.’

With SBI mini statement at your fingertips, you no longer have to worry about missing any important updates regarding your account activity. Whether it’s checking if a particular transaction has gone through or just keeping tabs on how much money is going in and out of your account- this feature makes things easier for you!

What is SBI mini statement?

SBI mini statement is a quick way to know your account balance, which can be accessed through various channels like ATM, SMS banking, or online banking. As the name suggests, a mini statement provides you with a concise summary of your recent transactions and account balance.

When you use an SBI ATM to check your mini statement, it will display the last ten transactions on your account alongside the current available balance. Similarly, if you opt for SMS banking to access this service, you will receive an SMS containing information about the latest five transactions made in your account.

Moreover, using online banking for checking mini statements gives more elaborate details than other modes of accessing it. It displays all transaction histories since opening an account with SBI.

By providing essential information at no additional cost and efforts from customers’ end has made SBI one of India’s top banks when it comes to customer convenience and satisfaction levels.

How to check SBI balance using a mini statement?

Checking your SBI account balance using a mini statement is quick and easy. To get started, dial *99# from your registered mobile number and follow the prompts on your screen to access the mini statement option.

Next, enter your SBI account number or simply select it from the list of accounts shown on the screen. You will then be prompted to authenticate yourself by entering your 4-digit PIN code.

Once you have successfully authenticated yourself, you will receive an SMS containing details of the last five transactions made on your account, including debits and credits. This information can help you track your spending habits and keep tabs on any fraudulent activity that may occur.

It’s important to note that while checking your SBI balance using a mini statement is a convenient way to stay up-to-date with your finances, it should not replace regular monitoring of all bank statements for accuracy.

Utilizing SBI’s mini statement feature is a simple way to quickly check recent transactions made on one’s account without having to visit an ATM or log onto online banking services.

What are the benefits of using a mini statement?

Using an SBI mini statement can be incredibly beneficial for a number of reasons. Firstly, it provides a quick and easy way to check your account balance without having to log in online or visit a bank branch. This is particularly useful for those who are always on the go and don’t have time for lengthy banking procedures.

Another benefit of using an SBI mini statement is that it allows you to keep track of all your recent transactions, including deposits, withdrawals, and transfers. This can help you monitor your spending habits and make adjustments as necessary.

In addition to providing financial information, an SBI mini statement also serves as proof of transaction history. If there are any discrepancies or issues with your account, having this record can be invaluable when resolving disputes with the bank.

Moreover, using an SBI mini statement regularly helps in detecting fraudulent activities which may happen in accounts unnoticed by customers otherwise.

Utilizing the benefits of using an SBI mini statement could potentially save you time and money while keeping informed about your finances at all times.

How to interpret an SBI mini statement?

An SBI mini statement can provide a wealth of information about your account transactions. However, it’s important to know how to interpret the details correctly. Here are some tips on how to read an SBI mini statement.

Firstly, you need to understand the different columns in the statement. The first column shows the date and time of each transaction, followed by a brief description of the transaction in the second column. The third column shows whether money has been credited or debited from your account.

The fourth column displays your current balance after each transaction, while other columns may show additional details like check numbers or reference numbers for specific transactions.

When reading your SBI mini statement, always look out for any discrepancies or errors that might have occurred during any recent transactions. This could include unauthorized charges or incorrect amounts being debited from your account.

Interpreting an SBI mini statement is essential for keeping track of all financial activities within your account accurately. By understanding what each detail means and double-checking them regularly, you can ensure that your finances remain secure and up-to-date at all times.


To sum up, SBI mini statement is a quick and easy way to check your account balance and transactions. It can be accessed through various channels like ATM, SMS or online banking. The benefits of using a mini statement include timely updates on your account activity and avoiding the hassle of visiting a bank branch for balance inquiry.

Additionally, interpreting an SBI mini statement is simple once you understand its layout. With just a few clicks or taps, you can keep track of your finances from anywhere at any time.

If you’re an SBI customer looking for a convenient way to check your balance without having to go through the rigmarole of logging into internet banking or mobile app every time then SBI Mini Statement is the perfect solution for you. So why wait? Start availing this service today!

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