Navi Loan App Review – How to Get Navi Personal Loan Interest Rate Eligibility: If you need money immediately, then you can take a personal loan from Navi App , and use it to fulfill your needs, so in today’s post we are going to tell you how to get loan from Navi Loan Application. How to apply? Apart from this, information about the features of the loan, eligibility criteria etc. will also be given to take the loan.
What is Navi App Review ?
Navi Instant Personal Loan is a mobile application that provides loan facility to every person in India who is above 21 years of age and has any source of income.
One can avail instant personal loan from Navi App. Apart from this, this mobile application also provides facilities like home loan, insurance etc. Navi is a secure platform that Reserve Bank of India (RBI) and NBFCs.
You can get a personal loan through Navi Instant App without any guarantee in less than 5 minutes only. In this you do not need to go offline.
Navi Loan App Details Key Features
Before taking a loan from Navi app, you should know about it like how much loan you will get, how much interest rate will be charged, is this mobile application safe, apart from this other information should be known. We have given information about this in the table below.
| App name | Navi: Loans & Health Insurance |
| Loan Type | Navi Personal Loan |
| loan amount | ₹10,000 to ₹5,00,000 |
| Interest Rates | 12% to 36% per annum |
| Tenure | 3 to 60 months |
| Processing fees | 2.5% to 6% (Min ₹1,499+GST and Max ₹7,499+GST) |
| Navi Loan App Download | Click Here |
What is the specialty of Navi Loan Application?
Although there are many loan applications available in the market right now, which provides the facility of giving personal loan, but the Navi Loan App on Google Play Store is the most special, this app is very popular in the market due to its specialty which is due to the following features People have liked it a lot.
- Get instant loan with Navi App
- The loan can be availed directly in the bank account.
- Loan is available on minimum documents.
- No security or guarantor is required.
- Time is saved in taking a loan, there is no need to go around like banks.
- Loan gets approved instantly.
- You can use the loan amount in the bank according to you.
- The credit limit increases if the loan is repaid on time.
- Helps to increase credit score .
- In this you do not need any bank statement and salary slip.
- In this, you can fill the loan amount in monthly EMI.
- Loan Payment Paytm, Phonepe, Amazon Pay, Google Pay Apart from Net Banking. Debit card can be done with credit card.
- With the help of this, home loan, health insurance etc. can also be taken from home.
Read Also : sbi personal loan calculator
How much loan will I get from Navi App?
If you are still wondering how much loan you will get from Navi App, then for your information, let me tell you that Navi is an instant personal loan application, with the help of which Navi Personal Loan can be taken from ₹ 10,000 to ₹ 5 lakh. .
For this your credit score should be good. If you live in a metro city, then you get the loan amount in the bank account immediately after approval.
Read Also : All Bank Personal Loan Interest Rate
How to get loan from Navi app?
If you are in urgent need of money and you are tired of going to the bank, then you can now take a personal loan instantly from the Navi Loan App on Google Play Store. All you have to do is complete the up registration and after filling some information, you can get the loan amount in your bank account and you can use it for billing, recharge, buying goods online, paying EMI etc.
Read Also : How to Get Saraswat Bank Personal Loan
Navi Loan Eligibility Criteria Check Online
Any person whose age is more than 21 years and any source of income is available with him, then he can get Instant Personal Loan by installing Navi App from Play Store.
Apart from this, the applicant should be an Indian citizen and should also have the necessary documents to apply for the loan.
Documents required to take loan from Navi App
Any person whose age is more than 21 years and any source of income is available with him, then he can get Instant Personal Loan by installing Navi App from Play Store.
- PAN Card
- Proof of address
- Source of income
- Details of your bank account
Apart from this, the applicant should be an Indian citizen and should also have the necessary documents to apply for the loan.
Read Also : How to Get YES Bank Personal Loan
Apply Online Navi App Personal Loan
Following are the steps to be followed to apply for Navi Instant Personal Loan :
Step 1. First of all install Navi App from Google Play Store.
Step 2. Complete the registration with your mobile number.
Step 3. Select Personal Loan to apply for the loan.
Step 4. Now fill your personal information like name address mobile number etc.
Step 5. Select the EMI plan as soon as the loan amount is approved.
Step 6. Now upload your KYC documents.
Step 7. After this fill your bank details, where you want to get the loan amount.
Step 8. After waiting for some time, money is transferred to your account instantly.
Note: Through Navi App you can apply from any city in India like Tamil Nadu, West Bengal, Rajasthan, Gujarat, Punjab, Maharashtra, Delhi, Telangana, Madhya Pradesh, Odisha, Uttar Pradesh, Uttarakhand, Bihar, Jharkhand, Andhra Pradesh, Gives loans in Haryana, Kerala, Pondicherry etc.
Note: While taking the loan, definitely check the interest rate, loan amount, bank information, terms of condition, so that any kind of problem may arise in future. A personal loan can be taken up to ₹ 5 lakh by timely repayment of the loan.
Read Also : How to Get Federal Bank Personal Loan
Some important things about Navi Loan
If your CIBIL score is more than 750 then you can apply for the loan.
And your monthly income should come on regular basis. Otherwise this loan may get rejected.
Your Civil Score can be low if the loan is rejected.
Sometimes taking a personal loan without need can make it difficult to repay the loan, so you should take the loan only when you really need it.
The process of taking loan is fast where processing fee, interest rate is high.
You can apply for a loan in more than 80 cities of India, if you are from rural area then you may face problem in taking loan. Your loan may get rejected.
Navi Loan Customer Care Number / Customer Support
If you face any kind of problem in taking personal loan from Navi App, then you can get the solution of your problem by talking to Navi’s customer care. This facility is available 24 hours a day.
Apart from this, you can also get a solution to your problem through email, about which we have given information below.
- Customer Care Number +91-80108-33333
- For loan queries [email protected]
- For insurance queries email: [email protected]
- Call us at 814754455.
My Navi Personal Loan Review
In today’s article, I took you How to Get Navi App Personal Loan ? , Navi personal loan apply online , Navi loan Review, Navi loan app fake or real , Navi loan eligibility , Navi loan customer care number . Hope this information has proved to be very helpful for you. If you want to ask any kind of question then you can ask us in the comment box.
Note: Take loan only when you really need money and want to start some work, before taking loan also think about depositing the loan, apart from this use your understanding while taking loan.
FAQ’s – Navi Loan
Q1. Is NAVI a secured loan application?
Ans. Yes it is a secure mobile application which is approved by Reserve Bank of India and NBFC, apart from this its official website is also available, you can also check it on mca.gov official website which is Navi Technologies Pvt. Ltd. Registered in the name of
Q2. If I am a student, can I get a loan from Navi?
Ans. If you are a student and your age is more than 21 years then you can take loan from Navi App but for this there is a condition that you should have income proof. Otherwise you will not get this loan.
Q3. What can happen if Navi Personal Loan is not repaid for 1 year?
Ans. If you do not repay the loan for 1 year, then your credit score may deteriorate. And you will not be able to take advantage of any type of online personal loan in future. You can get a loan amount up to a maximum of Rs 5 lakh by timely repayment of the loan.
Q4. What is the name of the founder of Navi App?
Ans. The owner of Navi app is Sachin Banshal who is also the founder of Flipkart company. He has launched the mobile application on 30 April 2020 keeping in mind the personal needs of the people. It is a secured instant personal loan company, apart from this you can also get home loan, health insurance from Navi app.
Q5. How to deposit Navi Loan?
Ans. At present, there are many platforms available with the help of which personal loan can be filled. If you want to deposit Navi Instant Loan then you can use Paytm, Phonepe, Amazon App, Googlepay app. Here we have explained the complete process step by step.
Step 1. First of all open Phonepe App in your mobile.
Step 2. Select the Loan Repayment option.
Step 3. After this submit your loan no.
Step 4. After this, transfer the loan amount from your bank account.
Note: Loan amount can also be filled from Navi App, here you have to fill the amount before the due date otherwise you may have to pay some penalty charges.
