Navi Health Insurance 2023 Review, Benefits & Apply Online: Health insurance is very beneficial in any sudden medical emergency, because if you have got your health insurance in time, then the health insurance policy company provides a premium for the treatment of the expenses of your illness. Nowadays, in the era of inflation, getting treatment in good hospitals proves to be very expensive, due to the corona epidemic, it has become difficult to get treatment in private hospitals, because the rates of treatment have also been increased there. In such a situation, inflation has a direct effect on the general public. If you have saved for the future, then at the time of medical emergency, all the savings get exhausted, and the budget of a common man gets spoiled.
To avoid medical emergencies and medical expenses, in today’s article, we will tell you about the health insurance policies offered by NAVI APP, such as what is Navi Health Insurance Policy?, How much premium is available, Navi Health How to apply for insurance online, what documents will be required to get Navi health insurance, eligibility, how to claim Navi health insurance, etc. Information is also going to be found here, so keep reading this article till now!
What is Navi Health Insurance
Navi is an online loan providing mobile application through which you can take instant personal loan, health insurance. Launched by Sachin Bansal, co-founder of Flipkart, the company aims to make insurance solutions simpler, safer and more affordable for all. Navi General Insurance offers you instant health cover up to Rs 1 crore through a completely paperless process.
Navi Health offers comprehensive health insurance that includes more than 20 health benefits such as Hospitalization, Pre-hospitalization, and Post-hospitalization, In-patient hospitalization, Hospitalization at home cover, COVID-19 cover, Daycare treatment, Vector-borne 20+ benefits are provided including disease cover, no room rent capping, no co-.
Apart from this, it also offers health, property, motor, gadget and commercial insurance policies at affordable premiums to meet the various needs of the customers.
Navi General Insurance formerly known as “ DHFL General Insurance ”, and later this company was incorporated in a wholly owned subsidiary of Navi Technologies on July 5, 2016 and incorporated in November 2017.
Under the Navi Health Insurance Policy, if you suffer from any accident or disease, an insurance cover of ₹ 500000 is given by the company, for this you also have to reduce the premium amount.
Under the policy, the company gives the facility of an insurance policy to your children above the age of 3 months. After one month of buying the insurance policy, if you get any kind of illness or you become a victim of any accident, then you will get “ NAVI ” Insurance cover is provided by GENERAL INSURANCE LIMITED ”.
Navi Health Insurance Key Features
| Insurance Policy Name | Navi Health Policy |
| name of the company | NAVI GENERAL INSURANCE LIMITED |
| How to Apply | online process |
| who can take | Persons aged 3 months to over 18 years |
| required documents | Aadhar Card, Pan Card, A Bank Account Number |
| Claim amount under the policy | more than 1 crore |
| Mobile application | CLICK HERE |
| Official website | CLICK HERE |
Navi Health Insurance Eligibility
Following are the eligibility criteria to take Navi Health Insurance which are as follows:
- You must be a citizen of India.
- Applicant’s age should be between 3 months to more than 18 years.
- It is mandatory for the applicant to have a bank account.
- You also need to have a mobile number linked with Aadhar card.
- You must have KYC documents like Aadhar card, PAN card.
- To apply for insurance, you must have a smartphone, internet connection.
Document Recruited for Navi health insurance
You can easily apply for Navi Health Insurance online through Navi App, the following documents will be required to apply Navi Health Insurance online.
Aadhar card pan card mobile number a bank account number
Note : At present, the facility of Navi Health Insurance is available in all the states of the country, whenever you apply for health insurance, read the terms of condition given there carefully, so that later there is no way to make an insurance claim . problem should not arise.
Navi Health Insurance Plans Types
Navi general insurance plans come at an affordable premium and offer you a range of coverage features. Here are the health insurance plans offered by Navi General Insurance:
Navi Cure Policy
- NaviCure Policy from Navi General Insurance is an affordable, comprehensive and a-la-carte policy that can be tailored to suit the health needs of you and your family.
- 2 lakhs and Rs. You can choose up to 1 crore as per your requirement. Here your spouse, children, parents and in-laws can all be covered under the policy.
- Apart from this, other facilities are also provided here such as health helpline, free health check-up, health risk assessment, etc. Other services are available.
Navi Coco Seasonal Byte Policy
- Cocoa Seasonal Bite Policy covers the health care bills in case you are diagnosed with seasonal diseases like Malaria, Swine Flu, Chikungunya, Dengue fever etc.
- Pre-hospitalization expenses, post-hospitalization expenses, road ambulance expenses, home care treatment expenses, OPD consultations including AYUSH, inpatient treatment treatments for AYUSH systems, etc. are all covered by the policy. Huh.
- This insurance policy can be bought for options ranging between Rs.2,500 and Rs.2 lakh. It is an indemnity as well as benefit based policy that gives you complete freedom from seasonal diseases.
Note : There is a waiting period of 15 days from the date of commencement of the policy.
Navi Arogya Sanjeevani Policy
- The Arogya Sanjeevani policy offered by Navi General Insurance covers people in the age group of 18 years to 65 years and children in the age group of 3 months to 25 years.
- The policy offers multiple coverage benefits to the life insured and the sum insured in this ranges from Rs 1 lakh to Rs 500000.
- 50,000 daycare treatment, glaucoma medication, pre-hospitalization and post-hospitalization treatment, hospitalization fees, modern treatment expenses, etc. all others are covered.
- Apart from this, other benefits include cover for road ambulance expenses, a grace period at the time of renewal, coverage for the entire family.
Note: There is no pre-policy medical check-up requirement, the policy offers lifelong renewable benefits as well as tax benefits under Section 80D of the Income Tax Act, 1961.
Navi Corona Kavach Policy
- The Corona Kavach policy offered by Navi General Insurance is a short term policy that covers people in the age group of 1 day to 65 years for policy terms of 3.5 months (105 days), 6.5 months (196 days) and 9.5 months.
- It can be covered against hospitalization of people on positive diagnosis of COVID-19. The policy can be purchased for Sum Assured options between ₹50000 to ₹5 lakh.
- This policy covers inpatient treatment expenses, ambulance expenses, 15 days pre hospitalization expenses, 30 days post hospitalization expenses, home care treatment and AYUSH inpatient treatment provides. Self, spouse, parents, mother-in-law and children can be covered by this policy.
Navi Corona Rakshak Policy
- The Corona Rakshak policy offered by Navi General Insurance is a profit-based policy that covers against COVID-19.
- It covers people in the age group of 18 to 65 years with sum insured ranging from ₹ 50000 to ₹ 2.5 lakh.
- If the treatment requires continuous hospitalization for 72 hours, the policy provides the amount on positive diagnosis of COVID-19.
- Another feature of this policy is that there is no pre-policy medical check-up required to be covered under it
Navi Health Insurance Hospital List
Navi Health Insurance Company is the largest network of 10,000+ cashless network in India, so wherever you live in the country, Navi Health Insurance will always be available to you. To know the Navi Health Insurance Hospital List, we have provided you a single below from where you can get the hospital information from your state. Let us know how to remove Navi Health Insurance Hospital List:
Step1. First click on Navi Health Insurance Hospital List .
Step2. After this you will get three options.
Step3. Now enter the name of your state from where you have purchased the insurance policy.
Step 4. In the second option, you have to enter the state where you want to get your treatment done. You can also choose Union Territory as per your wish.
Step5. After this choose the city where you want to get your treatment done.
Step6. After this the list of hospitals in that city will be shown to you.
Navi Health Insurance Claim Settlement Ratio
At present, Navi Health Insurance Company has sold 48035 health insurance policies so far. Navi Health Insurance has partnered with more than 10,000 hospitals across the country where customers can get their treatment done. Here we have provided Navi Health Insurance Claim Settlement Ratio through the table below.
| Financial year | Claim Settlement Ratio |
| FY 2018-2019 | 84.31% |
| FY 2019-2020 | 86.98% |
Benefits of Navi Health Insurance
There are many benefits of Navi Health Insurance which we have mentioned below:
Taking health insurance can be done with a very easy and simple process. You also provide insurance up to Rs.1 crore from Navi General Insurance and up to Rs.500000 from Navi Health Insurance. You can get your treatment done in more than 10000 hospitals across the country. Therefore, in whatever state you live, you will be able to get your treatment done there.
With Navi Health Insurance, you can get insurance for more than 20 diseases. After buying health insurance, you do not need to worry about medical expenses. The insurance company bears the pre and post hospitalization expenses. You do not have to worry about the rising cost of medical facilities. You can get treatment in any hospital you want. The premium amount is not very high. While the sum insured is very high. Hospitalization and pre-hospitalization expenses are also paid by insurance, such as ambulance expenses.
People taking insurance also get tax exemption from the government. Apart from this, there are many other benefits such as satisfaction of mind, not worrying about the future. Safeguarding of your savings. No paperwork, completely digital: You don’t have to submit lengthy proposal forms and lengthy oversights. With the click of a few buttons, Navi Health Insurance instantly sends your policy to you on WhatsApp. The facility of monthly EMI starting from ₹ 240 is also available on Navi Health Insurance.
How To Apply Navi Health Insurance Online
Step1. First of all you have to install NAVI App from Google Play Store.
Step2. Now register in the app with the help of your mobile number.
Step3. After this you will get the option of Health Insurance , click on it.
Step4. After this, you will be given options for many types of insurance policies, choose the insurance policy according to your need.
Step5. Now you will be redirected to a new form, where each form will open. Where you will enter your basic information, and upload your documents.
Step6. As you fill all the information, after that you pay the premium amount.
Step7. Now you will deposit the Premium Amount using Online, Debit Card, Credit Card, UPI,
Step8. After this your insurance paper is sent through WhatsApp, Email, now you can take a print out of Navi Health Insurance Receipt and keep it.
Navi Health Insurance Customer Care Number
If you do not understand the plans of Navi Health Insurance or have to face many problems in buying an insurance policy online. While taking health insurance, we face many types of problems which are not available even on the internet. Navi Health Insurance Company has issued a customer care number of its own to satisfy its customers.
Customer Care Number : 1800 123 0004
Disclaimer : Before buying any policy, you must check the terms of condition on the official website, apart from this, if there is any change in the insurance policy in future, then we will update the article on the website, otherwise first about the policy. Get the information from the official website. We have nothing to do with buying or selling any policy, choose your health insurance policy according to you.
My Reviews for Navi Health Insurance
The most important question that arises is whether you should buy a new health insurance policy or not? It is such a simple question. It is equally difficult to answer this. Because it is a bit difficult to get Navi Health Insurance Reviews.
We read about 1000 reviews (Navi Health insurance reviews) out of which some people also have positive thinking about the app. So there are others who are dissatisfied with the facilities provided by Navi App.
If I share my personal experience with you, Navi App is absolutely safe app where you can buy health insurance policy paperless in less than 3 minutes only. Apart from this, here you also get customer support for any problem, through which you can get the right information by talking to the customer care executive for any kind of inconvenience.
Note : Whenever you buy an online health insurance policy, then the terms of condition given there, comments, ratings, etc. given on Google Play Store should also be seen. If you want to buy a new health insurance policy, then get the information well first, so that you do not face any kind of problem in future.
My Last Word:
In this post, we have learned that we have provided information about What is Navi Health Insurance, Navi Health Insurance Plans, Customer Care Number, Reviews & How to apply . I hope this article is getting help for you, for similar latest information, you can follow us on social media platform and get the solution of your problem. Friends, thank you very much for reading this article till the end!