J&K Universal Health Scheme 2020-21 for All Residents – free health insurance coverage of Rs. 5 lakh to 1.25 cr people

The Government of Jammu and Kashmir has launched the J&K Universal Health Scheme 2020-21 to provide free health insurance to all residents. Under this scheme, about 1.25 crore people can benefit as provided under the Ayushman Bharat PMJAY, which includes 31 lakh people (5.95 lakh families) in J&K. All people can now get free health insurance coverage of Rs. 5 lakh per family per year on floater basis. In addition, there is no restriction on family size, age or gender.

All pre-existing diseases will be included in the J&K Universal Health Plan. In this post, we will provide you the complete details of this free health insurance scheme for the people of Jammu and Kashmir.

Jammu and Kashmir Universal Health Scheme 2020-21

Beneficiaries will have access to 20,853 (public and private) hospitals across the country and will benefit with the facility of inter-state portability. In the Union Territory of J & K, there are 159 public and private hospitals. The J&K Universal Health Scheme will cover 1,469 medical and surgical packages / procedures. The plan will cover life-saving diseases such as cancer and kidney failure.

The plan will also cover treatments for disease related to oncology, cardiology and nephrology, including high-end diagnostic procedures during hospitalization. All J&K Universal Health Scheme beneficiaries will be eligible for 3 days pre-hospitalization and 15 days post-hospitalization expenses.

The decision to provide free health insurance under the Jamua and Kashmir Universal Health Scheme was taken at a meeting by the Administrative Council. The scheme will cover all employees, pensioners and their family members. In addition, the employees will get Rs. 300 PM as medical allowance for the care of OPD treatment.

Government. Based on the Socio-Economic Census (SECC) data 2011 will demonstrate the identification of illegal families to be registered for the health plan. In addition, families / individuals who have been excluded in the census may be nominated on the basis of one. Defined procedure.

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