IndianOil Citi Credit Card Apply – Review, Details & Benefits

IndianOil Citi Bank Credit Card Apply Fuel Credit Card – Review, Details & Benefits: At present, most people spend money on fuel every month. Fuel expenses are a part of most people’s monthly budget, as vehicles require electricity or fossil fuels to run. And every month a lot of expenditure is also incurred on fuel. And sometimes we are not even able to save. If you are fond of travel or you do your job and you regularly use your means of transport like car, motorcycle, then friends, you must have faced a problem regarding Fuel Expensive at some point of time.

Sometimes we do not even have the money to get fuel. So friends, in today’s article, we have come up with a solution to your problem, in which we will tell you how you can get IndianOil Citi Credit Card .

With the help of IndianOil petrol pump you can get free fuel up to 71 liters every year. Here you will find some important information related to this credit card like what is CitiBank fuel credit card?, how to apply for Citibank fuel credit card, what is the eligibility for the credit card and what are the features of this credit card which are suitable for you. Apart from this, we will also give you answers to some important questions related to this credit card.

CitiBank Fuel Credit Card?

At present, the prices of petrol, diesel and other fossil fuels are increasing day by day. People who use the means of transport regularly have to face many problems. So friends, Citibank has launched Fuel Credit Card in association with Indian Oil. This fuel credit card is just like any other credit card, but it offers fuel related offers and fuel surcharge waiver. This will reduce your fuel cost to a great extent and you will be able to reduce your travel expenses every month.

This card comes with VISA card. Now, if you apply this credit card under the offer on Amazon app, you can get a gift card of ₹ 1000. Which you can use to do online shopping. The most important thing about this credit card is that you can get free fuel up to 71 liters every year at Indian Oil Petrol Pump.

With the help of this credit card, you will also get great offers and cashback on e-commerce websites like Amazon, Flipkart, Snapdeal, Myntra. The offers you will get here will never expire and you will also be able to use Giftcards, Rewards Points. Apart from this, using this credit card you will be able to use your fuel credit card at gas stations and petrol pumps for free and you will not be charged any extra. Note: You do not have to pay any fuel surcharge for Citibank credit card, it is absolutely free.

Read Also: SBI Unnati Credit Card

Eligibility for getting Citibank Indianoil Credit Card

Applicant must be a citizen of India. Applicant’s age should be more than 23 years. You must have an active bank account. You should be a salaried person and your monthly income should be more than ₹ 20,000. Civil score should be good. You must have KYC documents like Aadhar Card, PAN Card. You must also have a mobile number linked with Aadhar card.

Note : If you make repayment of loan according to time, then your credit limit starts increasing.

What are the documents required for fuel credit card?

The following documents will be required to take IndianOil Citi Credit Card which are as follows:

  • Aadhar Card
  • Pan Card
  • Address Proof
  • Active Savings Account
  • And your Pic

IndianOil Citi Credit LIMIT

Recently, Citibank has launched Fuel Credit Card in association with Indian Oil. So we can guess if your credit score is good then you can get minimum credit limit up to ₹ 5,00,000.

Citibank Indianoil Credit Card interest rate 

The interest rate for IndianOil Citi Credit Card starts from 37.20 to 42.0% per annum interest rate, along with other charges like processing fee, GST fee, late fee etc., you may also have to pay.

Read Also: Airtel Axis Credit Card

Fees and Charges or Citibank Indianoil Credit Card

There are some charges to be paid for fuel credit card which are as follows:

Type of ChargeAmount
Interest RateInitial rate of 3.75% per month (45% per annum)
Card replacement feesRs. 100
Late payment chargesNo charges for statement balance of up to Rs.2,000.Rs.600 for statement balance of more than Rs.2,000 up to Rs.7,500.Rs.950 for statement balance of more than Rs.7,500 up to Rs.15,000.Rs.1,300 for a statement balance of more than Rs.15,000
Cash advance fees2.5% on the amount advanced subject to a minimum of Rs.500.
Over Credit Limit charge2.5% of the transaction amount subject to Rs.500 minimum
Return Payment ChargeRs.500 per returned payment
Reissue of lost, damaged, or stolen cardNil
fuel transaction charge1% + applicable GST fuel transaction charge levied by the merchant’s bank. This is reversed at authorized IndianOil outlets for transactions of Rs.10 or more.

Note: You can visit the official website to know more about the fees and charges.

Disclaimer : Use your understanding while applying for a credit card, before taking a credit card, you must read the terms of condition.

IndianOil Citi Credit Card Benefits

Following are the special benefits of Citi Bank Fuel Credit Card, we have told about it below.

  • CASHBACK : Every time you use your card to buy fuel, you get a certain percentage as cashback which is credited to your account
  • Reward Points : Whenever you use your fuel credit card to buy fuel If you use it, you will get reward points every time. Some banks give you additional reward points when the card is used for fuel purchases rather than for other purchases.
  • For example , a fuel credit card can give you 4X reward points when you buy fuel and regular reward points when you shop for other items.
  • Bonus Activation Rewards Points: Some issuing banks offer a large number of bonus activation reward points to each of their customers after activating their cards. This is to be done only to buy fuel.
  • Other Purchases : There are instances where the issuing bank offers cashback and additional reward points to its customers even if the fuel card is used to buy things other than fuel.
  • Freebies – Using a fuel credit card can sometimes get you some freebies. This can be anything from complimentary airport lounge access to an auto-assistance facility such as assistance with roadside repairs, emergency fuel requirements, flat tyres, emergency towing, and more. Other freebies that you can get include insurance cover on fraudulent transactions, free accident cover, specials. Reward Points, Bonus Rewards Points, Free Movie Tickets etc. when the card is used on special days/weekends/holidays etc.

Read Also:Paytm SBI Credit Card

Features of Citibank Fuel Credit Card?

  • You can get Turbo Points for free fuel when you make your daily purchases.
  • You can get 250 Turbo Points for spending any amount on the card within 30 days of card issuance.
  • Turbo Points does not expire.
  • The annual fee is waived off when you make a minimum payment of ₹30000 on this card.
  • You can save up to 20% on bills by dining at over 2000 restaurants across India.
  • You can get shopping privileges and save at stores in your city.

How to apply Citibank Fuel Credit Card?

You can easily apply for IndianOil Citi Credit Card through the official website of Citibank by following a few steps, now you can get a gift card of ₹ 1000 by applying this credit card under the offer on the Amazon app. We have given below the steps to apply for this credit card.

Apply Through Amazon App:

Step 1. Open the Amazon app.

Step 2. Now click on Three Dot.

Step 3. Here you will get the banner offer of Citibank Credit Card.

Step 4. Click on this banner.

Step 5. Now New Tab will open in your mobile.

Step 6. Here fill your personal information like name address, gmail id etc.

Step 7. After this fill your current address where you currently live.

Step 8. Now upload your Aadhaar, PAN card and photo to do your eKYC.

Step 9. As soon as the credit card is approved, it is delivered to you at your home before 48 hours.

Note: Now you get a gift card of ₹ 1000 in Amazon Pay balance, which you will be able to use for online shopping.

Read Also: Mi Credit Loan App

Apply on Citibank Official Website:

Step 1. Open the official website of Citibank.

Step 2. Now select IndianOil Citi Credit Card.

IndianOil Citi Credit Card
IndianOil Citi Credit Card

Step 3. After this fill your basic details like email id, mobile number, full name, etc.

Note : Here you are asked whether you have an account with Citibank or not. It is not mandatory for you to have a Citibank account.

Step 4. Now you have to enter your personal data like name, net of birth, what happened, email id, address etc.

Step 5. After that fill your professional details like company name, monthly income, company address, email etc.

Step 6. Now you have to enter your current address which is registered on your Aadhar card and PAN card.

Step 7.Confirm all the information and submit the application.

Step 8. As soon as the credit card is approved, it is delivered to you at your home before 48 hours.

Note : You do not get any kind of cashback here.

Read Also: Stashfin Credit Line Card

Conclusion : IndianOil Citi Credit Card Review

Today we have provided you all the information about IndianOil Citi Credit Card ApplyIndianOil Citi VISA Credit Card Review , apart from this we have also provided this loan eligibility, documents to take loan, loan features, all others. The information has also been shared with you. For more information you can follow us on social media platforms.

Some FAQ’s of IndianOil Citi Credit Card

Q1. What is fuel surcharge?

Ans. At present most of the credit cards charge you a fixed amount for using this credit card at fuel stations and petrol pumps. This is usually a percentage of the amount spent there. This is called fuel surcharge.

Q2. How will this fuel credit card help?

Ans. Using this credit card, you will be able to use your fuel credit card at gas stations and petrol pumps for free and you will not be charged any extra. Note: You do not have to pay any fuel surcharge for Citibank credit card, it is absolutely free.

Q3. How to Apply for Citibank Fuel Credit Card?

Ans. You can apply for the IndianOil Citi Credit Card directly on the Citibank website. Along with this, you will also be able to apply for this credit card under the offer through

Q4. Can I check the status of my credit card application?

Ans. Yes, you can check the status of your application on the Citibank website. To check the credit card application status, you will have to enter your Application Reference Number and you will also have to enter the same mobile number that you entered while applying for your credit card.

Q5. What is Citibank Application Reference Number?

Ans. Citibank will send you an 11 digit number via SMS within 2 days of your application. If you are unable to access this information, please note that it may take up to 24 hours for your status to be updated

Q6. Where can I use my Reedem Points?

Ans. You can redeem your points at Citibank Partners. For the IndianOil Titanium Credit Card, you are eligible to redeem your points online at,,, Vodafone, and IndiGo. At retail stores, you can pay your points for a portion of your purchases at Shoppers Stop, Westside and Reliance Digital.

Q7. How to do Citibank Fuel Credit Card loan repayment?

Ans. The repayment of this card can be done very easily with the help of the official website of Citibank. Along with this, when you open your account, from there you will also be able to repayment of the loan through Auto Debit.

Q8. What happens if Citibank Fuel Credit Card loan is not paid?

Ans. If you do not repay the loan then your civil score may get spoiled and your bank account may also freeze. Along with this, your credit score may become so bad that you may not even be able to take a loan from any online platform in future.

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