HSBC Credit Card Apply 2024 Review – Types, Benefits

HSBC Credit Card Apply 2024 Review – Types, Benefits: In this article, we will know in detail what is HSBC credit card, eligibility for this card, what are the documents and how can we apply for this card etc., so read this article till the end.

With the help of HSBC credit card, you can get many types of benefits. With the help of credit card, you can do many types of online and offline transactions.

About HSBC Credit Card

Before applying for HSBC credit card, you need to know what is a credit card. A credit card is a financial instrument that allows customers to make transactions without making immediate payments. In credit card, the bank provides you a kind of loan, which you have to pay at the end of the month, which is called credit card bill. HSBC Bank Credit Card In this, a credit limit is given to the customers which is called the credit card limit. says.

You cannot do transactions above this limit. This limit given to the customers is given to them by their CIBIL score is given on the basis of factors like income, credit history. If your income is very high and your CIBIL score is very good then you can get the card of higher limit. You can apply HSBC Credit Card both online and offline.

HSBC Bank offers various types of credit cards as per the need of the customers. You can apply for the card you want to take advantage of. The advantages and features of different credit cards can be in different ways. You can find out the best HSBC credit card by comparing between different HSBC credit cards.

HSBC Credit Card Types

The bank offers various types of credit cards according to the needs of the customers. You can apply for the card you want to take advantage of. This credit card is as follows:

• HSBC Cashback Credit Card
• HSBC Visa Platinum Credit Card
• HSBC Smart Value Credit Card
• HSBC Premier Mastercard© Credit Card

HSBC Cashback Credit Card:

The benefits and features of this card are as follows:

Benefits and Features:

• In this card you get unlimited cashback on all transactions.
• 1.5% cashback on all online spends and 1% cashback on all other spends.
• this HSBC Credit Card is zero.
• The annual membership fee for the card is Rs 750 but if you spend Rs 100,000 or more per annum, this fee will be refunded to you.
• Cashback facility is also available on your card on instant EMI (Equated Monthly Installment) facility.
• You can pay off your credit card dues through convenient EMIs.
• HSBC Cashback Credit Card is enabled with VISA Paywave technology which allows contactless payment on your credit card.
• If your credit card is lost or stolen somewhere, inform the bank within 24 hours so that you will not be liable for the transactions done on the card. The bank also gives you a cover of up to Rs 300,000 in case of loss or theft of the card.
• Emergency card replacement facility.
• Insurance benefits.

Read the article also: Bank of Maharashtra Credit Card

HSBC Visa Platinum Credit Card:

Benefits and Features:

• There is zero joining fee and annual fee for this card.
• 3 Advantages of complimentary airport lounge access to domestic and international lounges.
• fuel Savings up to Rs.3000 in surcharge per annum.
• 5 -x reward points on purchases made on spending of Rs.4 lakh or more in a year.
• Zero-liability for lost cards. If your card is lost or stolen, you get a cover for misuse up to Rs 3 lakh.
• You can call the helpline number of the bank for emergency In this situation, you can get your card replaced.
• Customers also get insurance benefits on HSBC Visa Platinum Credit Card.
• movies, flights, restaurants and more.
• 10% cashback up to Rs 2,000 on a minimum spend of Rs 10,000 within the first 60 days of credit card issuance.
• 2 reward points for every Rs.150 spent.

Read the article also: Canara Bank Credit Card

HSBC Smart Value Credit Card:

Benefits and Features:

• There is zero joining fee and annual fee for this card.
• Get 10% cashback up to Rs.1000 within the first 60 days of card issuance.
• Avail 3X rewards on online, dining and telecom spends.
• Avail an attractive installment plan of 10.99% p.a. for EMI products booked within the first 90 days of card issuance.
• Avail the benefit of fuel surcharge waiver.
• Complete the online application for HSBC Smart Value Credit Card and avail an e-gift voucher worth Rs.250 at BookMyShow.
• Dynamic Finance charge interest rates starting from 3.49% p.m. to 1.99% p.m. depending upon the credit history and repayment behavior of the customer.
• 1 reward point for every Rs.100 spent.

Read the article also: Canara Bank Credit Card

HSBC Premier MasterCard Credit Card:

Benefits and Features:

• annual fee and joining fee for this HSBC Credit Card is nil.
• Benefits of airport lounge access.
• The foreign markup fee is 1.99%.
• Avail the benefit of fuel surcharge waiver.
• Receive online fraud protection and lost card liability.
• 2 reward points for every Rs.100 spent.

Read the article also: IDBI Bank Credit Card

How to Apply HSBC Credit Card ?

If you fulfill all the conditions of the credit card, then you can apply for it both online and offline. Follow the steps given below to apply for a credit card:

HSBC Credit Card Apply online

• To apply online, you must first visit the official website of the bank. hsbc.co.in will go on.
• After visiting the website credit cards Click on the option.

• After clicking, a list of all credit cards will open in front of you on the new page.
• Click on the option of Apply Now in front of the card for which you want to apply.
• The form will open in front of you.
• Enter the requested information in it and click on submit.
• After this the bank staff will contact you and issue the further process.

How to apply offline ?

• To apply offline, you have to first go to your nearest HSBC Bank branch.
• Contact the bank employee who will provide you the credit card information.
• Then your documents will be verified.
• You have to fill a form and submit the documents to the bank.
• If your application is accepted, you will be issued a card.

Read the article also: RBL Credit Card

HSBC Credit Card Eligibility

You can apply for this card only if you fulfill all the conditions of HSBC credit card. The eligibility for different credit cards can be different. Eligibility to apply is as follows:

• The minimum age of the applicant should be 18 years.
• The minimum annual income of the customer should be Rs 4 lakh.
• Applicant must be an Indian resident.
• Your CIBIL score should be very good. Usually a score of 750 or above is a good score.

Documents Need for HSBC Credit Card

Before applying for a credit card, you should keep all your documents together so that whenever the bank asks for documents from you, you can show them all the documents immediately. Documents may be different for different cards. For more information about the document, you can also contact your nearest HSBC Bank branch. The documents for applying for a credit card are as follows:

• If you are an employee of a Multinational Corporation (MNC) then salary slip/certificate has to be provided.

• A copy of the front of your credit card and your latest credit card details (applicable if you have other credit cards)
• If you are a salaried employee in a private limited company, then it is necessary to provide a copy of your latest salary slip, as well as a copy of the bank statement for the last 3 months showing the salary credit.
• Proof of residence
• Proof of identification
• Pan card
• Form 16
• Permanent account number
• Other Documents

How to check HSBC Credit Card Status ?

If you have applied for a credit card then you can easily track the status of your application. From time to time the bank will also provide information about the credit card application status through SMS on your registered mobile number. You can also check the status of your application by calling the HSBC Credit Card customer care number or visiting your nearest bank branch.

HSBC Credit Card Payment 

Whatever you pay with the help of credit card, you have to pay the bill at the end of the month. You must pay your credit card bills on time. The bank provides many types of options to the customers through which you can pay your bills. You can do HSBC Credit Card Bill Pay through the following options:

• Internet banking
• HSBC mobile banking
• National Electronic Fund Transfer
• Bill desk
• Through PayU
• Visa money transfer
• Electronic clearing system
• Standing Instruction: – Issued Standing Instruction to debit your HSBC Savings/Current Account.
• Mail check/draft
• Phonebanking
• Through ATM
• Pay by cash or check at any HSBC branch.

HSBC Credit Card Customer Care Number

If you are facing any kind of problem in taking credit card then you can get information by calling the customer care number of the bank.

• Toll Free Number : 1800 267 3456 / 1800 121 2208

My Last Word – Review

In this article we have you HSBC Bank Credit Card Provided complete information about. Any person who wants to take advantage of HSBC credit card can apply for a credit card by reading this article.

Hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.

FAQ’s on HSBC Credit Card