RBL Bank Home Loan Interest Rate, Eligibility 2024

Hi dear readers, hope you are doing well, today we will know about How to get RBL Bank Home Loan, Eligibility, Interest Rate, EMI Calculator, Minimum Salary, Civil Score and more details that we read in this article please read till the last.

If you want to take home loan from RBL Bank then this article is for you. As you know that home loan comes under the category of a Secured Loan. To take this loan from the bank, you have to give something as security.

Any person for the purpose of building a house, buying a house or renovating a house Home Loan can take Home is our little piece of heaven. It is the dream of every person to have his own house. But due to paucity of money, that person is not able to build a house or buy a house.

To help these types of people, banks provide home loans. In this article, we will know what is RBL Bank home loan, what is the interest rate on this loan and how can we apply for this home loan etc., so you are requested to do this. Read the article till the end.

RBL Bank Home Loan 2024

If you are thinking of building a house and you are short of money then you RBL Bank can be linked to home loan. With RBL Bank Home Loan, you can buy the house of your dreams. This bank offers home loans to its customers with easy documentation and fast processing so that you can become the owner of your home without any delay.

RBL Bank also provides “Easy Home Loan” to the customers which helps the customers to save interest on their home loan and repay the loan faster. The home loan amount given by the bank under Home Loan is your CIBIL Score depends on factors like income.

If your income is high and If your credit score is high then you can get home loan up to higher loan amount. Government Scheme of Government of India Prime Minister’s Housing Scheme Under this you can get subsidy on home loan.

Under RBL Housing Loan, you can take home loan up to Rs.10 crore. You can take this home loan for a tenure of up to 25 years. RBL Bank Home Loan is available for all salaried individuals, self-employed individuals and self-employed professionals. You have to apply for RBL Bank Home Loan which you can do both online and offline.

If you want to take advantage of personal loan of RBL Bank, then you can follow this link RBL Bank Personal Loan You can apply for personal loan by clicking on

Key Features of RBL Home Loan

• Loan Name: RBL Bank Home Loan
• Lending Bank Name: RBL Bank
• Loan Amount: Up to 10 Crore
• Interest Rate: Starting from 9.50% pa
• Processing Fee: Up to 1.50% of the loan amount
• Loan tenure: 25 years
• Application Mode: Online / Offline
• Official Website: https://www.rblbank.com/

Interest Rate of RBL Bank Home Loan 2024

RBL Bank home loan interest rate starts from 9.50% p.a. This interest rate on home loan varies from time to time. Before taking a personal loan, we should Personal Loan Interest Rate Similarly, before taking a home loan, we need to know about Home Loan Interest Rate It is necessary to have information about

Before applying for any home loan, it is very important for you to know that how much interest rate the bank will charge from you on that loan.

If you do not know about the interest rate on the loan, then you may have to face trouble at the time of EMI payment. Therefore, before applying for a loan in any bank, you must know about the interest rate of that loan.

Features and Benefits of RBL Bank Home Loan

• Any salaried individual, self-employed individual and self-employed professional can take home loan from RBL Bank.
• You can get home loan up to Rs 10 crore from this bank.
• The loan amount given under the home loan depends on factors like the applicant’s credit score, income of the applicant.
• customer of the bank, then you can take advantage of attractive home loan interest rates.
• On RBL Bank Home Loan, you have to pay a processing fee of up to 1.50% of the loan amount.
• The interest rate of this loan starts from 9.50% per annum which varies from time to time.
• You can apply for this loan online by visiting the bank’s official website or visiting your nearest bank branch offline.
• You can take RBL Bank Home Loan for a period of up to 25 years.
• Minimal documentation and fast processing.
• Easy Home Loan is available in which you can save interest by creating balance in the linked account.
• You can contact RBL Bank Home Loan Customer Care Number + 91 22 6115 6300.

Documents for RBL Bank Home Loan

Before applying for a home loan, you should get all your documents together so that whenever the bank asks for documents from you, you can easily show them all the documents. Only after verifying your documents, the bank will decide that up to how much loan amount you will be given a home loan. The list of documents for RBL Bank home loan is as follows:

• PAN Card – For Individual/Partnership Firm/Company
• Identity Proof – Any one (like Voter ID / Driving License / Passport)
• Address Proof – Any one (like Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
• Address Proof – Any one (like Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
• Business Continuity Proof – 5 years old any one document (Bank Statement / Sales Tax Invoice / IT Return / Shops & Estimated Certificate / COI / Partnership Deed)
• passport size photo
• Any other valid photo identity card issued by the Central or State Government

For Salaried:

• Income Tax Return of last 2 years or latest 3 months salary slip or latest Form 16 issued by employer

For Self Employed Individuals:

• Latest Audited ITR and Financials (Balance Sheet, Profit and Loss Account, Computation of Income with all Schedules) for the last 2 years.
• Bank statements from the main account/s of the borrower for the last 6 months and 3 months of all other bank accounts mentioned in the balance sheet.

For Self Employed Professionals:

• Latest Audited ITR and Financials (Balance Sheet, Profit and Loss Account, Computation of Income with all Schedules) for the last 2 years.
• Bank statements from the main account/s of the borrower for the last 6 months and 3 months of all other bank accounts mentioned in the balance sheet.
• Professional Qualification Certificate and Degree Certificate for Professionals (Doctor, Architect, Chartered Accountant etc.).

RBL Bank Home Loan Eligibility

If you are eligible for this home loan then only you can apply for it. The eligibility of RBL Bank Home Loan is given here. You can check it:

• can apply for this home loan.
• Any salaried person, self-employed person and self-employed professional can apply for this home loan.
• Different eligibility for each individual is given here:

For Salaried Person:

• The income of the applicant should be Rs 120,000 per annum.
• Applicant’s minimum age should be 24 years.
• The maximum age of the applicant should be 60 years at the time of loan maturity.
• Applicant should have minimum 1 year work experience in current job and total work experience should be 2 years. If the current job is less than 1 year, then total experience of 3 years is required.

For Self Employed Individuals and Professionals:

• The minimum annual income of the applicant should be Rs 150,000.
• The minimum age of the person applying should be 24 years.
• Maximum age is 65 years.
• Business continuity of the last three years in the same field.

RBL Affordable Housing Loan

RBL bank affordable housing loan, you can fulfill your dream of home. You can get RBL Affordable Housing Loan with easy documentation and fast processing. Prime Minister’s Housing Scheme Under this, you can get Home Loan Subsidy up to Rs 2.67 lakh. Here are the salient features of Affordable Home Loans :

• self construction, plot purchase + construction, expansion, repair or renovation of a residential unit.
• Balance transfer of existing home loan and top up facility at attractive rate of interest.
• Under this loan, you can take a home loan up to Rs 30 lakh.
• a flexible tenor of up to 20 years for home loan and 15 years for top-up on existing loan.
• Pradhan Mantri Awas Yojana ( PM Awas ) 2.67 lakh subsidy under the scheme.

RBL Bank Home Loan Apply

If you want to take this loan then you have to apply for it. You can apply for this home loan both online and offline. The procedure to apply is given here, you can see it.

rbl bank home loan apply online

If you want to apply online for this loan, then follow the steps given below :

• First of all you have to visit the official website of RBL Bank. https://www.rblbank.com/ But have to come
• In the menu bar on the home page of the website Loans option will appear, click on it.
• on the next page you Home Loan Click on this option will appear.
• All the information related to home loan will come in front of you on this page.

• On this page you will see the option of Apply Now, click on it.
• A form will open in front of you. Enter the required information asked in it and click on submit.
• submit, this request will go to the bank.
• After that the bank will contact you and will proceed with the loan process.

How to Apply RBL Bank Home Loan Offline ?

If you do not want to apply online for this loan, then you can also apply offline. The process to apply offline is given here:

• First of all you have to go to your nearest RBL Bank branch.
• After going to the bank, the bank official will have to tell you that you want to apply for home loan.
• The bank employee will provide you all the information related to the home loan.
• After that your credit score will be checked and your documents will be verified.
• your documents, the bank will give you information about how much loan amount you are eligible.
• If you fulfill all the conditions of the bank, then the loan process will be carried forward.
• After all the process, if your loan is approved then the loan amount is transferred to your bank account.

RBL Bank Home Loan Customer Care Number

You can apply for RBL Bank Home Loan by reading this article. By joining this home loan, you can fulfill your dream of home. If you want to get other information about this loan or if you are facing any problem in applying for this loan, then you can contact on the helpline number given below:

• Call us at: +91 22 6115 6300
• Email: [email protected]

Conclusion:

If any person is thinking of building a house and he is short of money, then he can fulfill his dream here to join RBL Bank Home Loan.

Complete information about RBL Bank Home Loan is given in this article. If you want to get more information about this home loan, then you can call on RBL Bank Home Loan customer care number to get more information.

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FAQs on RBL Home Loan