Bajaj Finance Personal Loan in 5 Mins Apply, Interest Rate 2024

Bajaj Finance Personal Loan Apply, Interest Rate, Eligibility, Customer Care Number all in details we read in this article keep till last – Friends, in today’s article of our blog, we will tell you that how to get Bajaj Finance personal loan as well as will give you all the information related to bajaj finance personal loan option with the help of our article, you only need this article of ours. Have to read carefully.

We promise you that if you have read this article of our blog properly and till the end, then you will not need to get any other information related to Bajaj Finance personal loan.

So are you ready to get complete details about how to take Bajaj Finance personal loan?

Before giving information about how to take Bajaj Finance, we want to give you some important information related to personal loan of Bajaj Finance, such as how much interest rate or interest rate you have to pay for personal loan from Bajaj Finance, how much What is the big amount, tenure, and what is the eligibility to take this loan and how to check its status.

What is Bajaj Finance Personal Loan Interest?

In this article of How to get Bajaj Finance personal loan, first of all we will give you some important information related to personal loan of Bajaj Finance, because this information related to personal loan of Bajaj Finance is very important and if you have asked about it. If I have not read, then you may also face a lot of problems.

Interest Rate:

Bajaj Finance or Bajaj Finserv give you personal loan at 13% interest rate Bajaj Finance personal loan interest rate is divided into two parts, which are called fixed interest rate and floating interest rate and as you get these After reading the names of both, it would have been understood that on taking fixed interest rate, the interest rate does not change during the tenure of the loan.

Whereas in a floating interest rate the interest rate keeps rising and falling during the tenure of the loan, so you can decide what kind of interest rate you want on a personal loan. But apart from the interest rate, there are many other things as well, such as you also need to be eligible to take the loan and there is also an eligibility criterion to take a loan with the help of Bajaj Finance.

Eligibility Criteria

• Credit Score – If you want to take a personal loan with the help of Bajaj Finance or were wondering how to get a Bajaj Finance personal loan, then you should have a credit score of at least 750 or above.
• Income – Higher your monthly income or higher income, you will get Bajaj Finance Personal Loan at lower interest rate or interest rate and interest rate is also reduced, because if your income is more then your loan will be repaid. The chances will increase that much.
• Profession – Whoever is salaried or self-employed, Bajaj Finance offers different interest for them, so you can also take Bajaj Finance personal loan according to your profession.
• Age – Bajaj Finance offers loans to young people at a lower interest rate as compared to older people, if you are between 21 to 40 years of age, then you are more likely to get the loan and at the same time you can get a lower interest rate But you can get loan.
• Company – If you are working in a well-known company, then you can get a personal loan at a low interest rate and the chances of getting the loan will also increase.
• Relationship with Financial Institutions – Even if you are associated with any finance institution, you will get the facility of personal loan at low interest rate and the chances of loan will also increase.

Now you must have come to know that what are the qualifications you need to take a personal loan from Bajaj Finance.

Bajaj Finserv Personal Loan Status Check

If you want to know about the loan status of Bajaj Finance, then you need to follow the steps given below.

• First of all, you have to go to the official website of Bajaj Finance and after that you have to click on the option to check the application status of the loan.
• Then you have to click on any one option from Case ID / File ID / Loan ID and enter your ID.
• As soon as you click on the submit button after giving all the details, the status of your loan will be displayed to you.

Now you can easily check the status of your Bajaj Finance personal loan, but how much amount you can get in the personal loan option of Bajaj Finance.

Loan Amount:

You can very easily get an instant personal loan up to Rs 25 lakh with the help of Bajaj Finance, that means if you are in dire need of money, then you can get the latest instant personal loan up to Rs 25 lakh with the help of Bajaj Finance. can take from.

If you are taking this loan through online mode, then you get this amount sitting at home and the higher your CIBIL score, the bigger the loan amount you can get.

Loan Tenure:

If you were wondering how to take a bajaj finance personal loan, then you must know about how long a personal loan from bajaj finance is given to you, as far as bajaj finance is concerned, it is The company can give you a personal loan for 12 months (1 year) to 60 months (5 years).

So far in this article of our blog (how to take bajaj finance personal loan) we have given you information about Bajaj Finance interest rate, amount, eligibility, what is the tenure and how to check status. But now we will tell you how you can take a Bajaj Finance personal loan with low EMI.

Bajaj Finance Personal Loan in Cheap EMI

In this section of How to get Bajaj Finance Personal Loan, we will show you how you can take a personal loan with low EMI with the help of Bajaj Finance, to do this you need to follow the steps given below.

• Firstly, you have to increase the repayment period of the loan, which means the more you extend its tenure, the lesser EMI you will have to pay every month.
• In another way, you need to negotiate with the Bajaj Finance personal loan provider and ask for a lower interest rate.
• You have to build a good CIBIL score, with the help of which you can take advantage of low interest rate and low EMI.
• You have to look and choose the best deal according to your needs and the capacity with which you can repay the loan.

You can also find out what offers you can get on your account by calling 783 599 4999 and you can also talk to them for lower EMI with the help of SMS service. In this section of how to get bajaj finance personal loan we told you how you can reduce the EMI of your personal loan taken from bajaj finance and what is the process or method to get the EMI reduced.

So far, we have given you very important information related to personal loan of Bajaj Finance, but now we will answer the most important question of you people that how to take bajaj finance personal loan.

How To Take Bajaj Finance Personal Loan – Full Details

In this section of How to Get a Bajaj Finance Personal Loan, we will answer the most pressing questions that you guys are asking. With Bajaj Finance, you can get an instant personal loan of up to Rs.25 lakh and that too without any hidden charges.

Meaning that you have to pay only the interest rate on this loan, no other hidden taxes or charges are levied and also you need very less documents or documents to avail personal loan with the help of Bajaj Finance. is needed.

You can apply for this (Bajaj Finance) loan both online and offline, if you want to take a personal loan with the help of Bajaj Finance.

First of all you have to go to the official website of Bajaj Finance.

Here you can get a loan within 24 hours and after applying, you will get the loan or not, this information is given to you by Bajaj Finance within 5 minutes only, so if you are looking for a Bajaj Finance Personal Loan If you are ready then follow these steps.

• If you want to take Bajaj Personal Loan Finance Personal Loan through offline, then you just have to apply this method by visiting the nearest office of this company
• First of all, you have to go to the official website of Bajaj Finance and play on the Personal Loan option.
• After that you have to press apply now button then a form will open in front of you.
• In which you will have to fill your name, mobile number and necessary information, as soon as your mobile number and other things are entered, then you will be registered.
• Then you have to fill whether you are a salaried person or self employed as Bajaj Finance offers different loan for both.
• As soon as you do this, the application form will open, then you will have to fill the necessary information asked in the letter and upload the required documents.
• Your application will then be sent to the credit manager for approval.
• If your credit score turns out to be good, you will be given loan approval and then you will get a call from Bajaj Finance asking you all the required information and a username and password to maintain the loan, With the help of which you will be able to login to the portal.
• The loan amount will be directly transferred to your account within 24 hours from the time your loan is approved by Bajaj Finance.

Hope friends, now you have understood what is bajaj finance personal loan kaise le or how to take personal loan from bajaj finance company, but what are the benefits of taking personal loan from bajaj finance and the benefits of this loan What is the specialty?

What are the benefits of taking a Bajaj Finance Personal Loan?

So far, we have given you a lot of important information related to Bajaj Finance personal loan, but now we will tell you why you should take a personal loan from Bajaj Finance itself, while there are other companies in the market that can give you a personal loan easily. If so, then how is Bajaj Finance Personal Loan better than others.

• In Bajaj Finance, you can get a personal loan up to Rs.2500000 (25 Lakh).
• You can get a Bajaj Finance personal loan for 12 to 60 months or 1 year to 5 years.
• You do not have to pay any charges for taking a personal loan with the help of this company, that means you get this loan without any hidden charges.
• If you have already taken a loan with the help of Bajaj Finance, then you are also provided with various offers on loan with the help of EMI Network Card from Bajaj Finserv.
• If you have a good CIBIL score, you can get a huge loan amount with the help of Bajaj Finance and at the same time increase your chances of getting the loan approved.
• You can take a Bajaj Finance Personal Loan for all your personal needs, be it marriage, studies or even medical emergencies, without any security.
• Bajaj Finance gives you a personal loan with very few documents or documents.
• When taking a Bajaj Finance Personal Loan, you have to pay 13% interest rate every year and the interest rate of Finserve varies according to the age, income, etc. of each individual.
• On availing a Bajaj Flexi Loan, you have to pay a reduction of up to 45%.
• If you are already associated with Bajaj Finance, then you also get a pre-approved loan offer, in this you only have to provide all the basic contact details and as soon as you give the OTP, your pre-approved loan offer will be sent to you. Will be visible.
• You can apply for a Bajaj Finance Instant Personal Loan both online and offline.

Hope you now understand how Bajaj Finance personal loan is better than other companies and why this company has so many personal loan customers. But what documents or documents do you need to take a personal loan with the help of Bajaj Finance.

What are the documents required for Bajaj Finance Personal Loan?

If you were wondering what documents would be required to avail a personal loan from Bajaj Finance, then you need not worry about it, as we will give you complete details about this as well. To avail a personal loan from Bajaj Finance, you must have the following documents-

• KYC Documents (Aadhaar Card / Voter ID / PAN Card / Passport, etc.)
• Employee ID card
• Bank account statement with salary of last 3 months
• Salary slip of last 2 months
• Other documents may also be asked from you while getting the loan, which you will have to provide.

Now you must have come to know that what documents or documents you will need to take personal loan from Bajaj Finance.

How to get out Bajaj Finserv loan statement?

If you have taken a personal loan from Bajaj Finance and want to generate the loan statement, you can do so by following the steps given below:

My personal loan statement:

• First of all, you have to log in to the portal by visiting the Bajaj Finance website or the Bajaj Finance app.
• Then after clicking on ‘View Details’ under ‘Services’, click on ‘E-statement’, from where you will be able to easily download your loan statement.

Or you can also get the loan statement from your nearest Bajaj Finance branch.

How to check Bajaj Finance loan account number?

If you want to check Bajaj Finance LAN or loan account number, you need to message ‘LAN’ on 9227564444 or you can ask for your personal loan account number from the portal, experia app or through the loan statement or by visiting the nearest branch. can.

What is Bajaj Finance/Finserv Personal Loan Customer Care Contact Number?

If you face any problem even after reading this article on bajaj finance personal loan kaise le or you have any query related to bajaj finance, then you can contact them on the customer care number of bajaj finance. Below are the Bajaj Finserv Personal Loan customer care numbers.

• Toll Free Number – 1800-103-3535 / 869-801-0101
• Compliance Contact Number – 020-7407393

FAQs on Bajaj Personal Loan

Conclusion

Friends, hope that now you have understood what is bajaj finance personal loan kaise le or how to take personal loan from bajaj finance company and also we have given you important information related to bajaj finance personal loan. Also, if you face any problem, you can also call on their customer care number to get personal loan related information.

If you liked this article (How to get Bajaj Finance Personal Loan), then do share it with your friends and tell it to those who want to take a personal loan