Axis Bank Gold Loan Details, Apply, Interest Rate 2024: In this article, we will know in detail what is Axis Bank Gold Loan, what is the interest rate, eligibility, documents of this loan and how can we apply for this loan etc., so read this article till the end..
When you take a loan by pledging your gold or anything made of gold, it is a gold loan. You can apply for Axis Bank Gold Loan both online and offline.
Axis Bank Gold Loan
Gold loan is a secured loan. That is, to take this loan, you have to pledge your gold as collateral or security. You can take a gold loan for any of your needs like wedding expenses, medical emergency, travel, higher education, home renovation etc. Before giving loan, the bank checks the CIBIL score of the customer.
If your credit score is good and you fulfill all the conditions of the bank, then you can take advantage of the bank’s attractive gold loan interest rate. You can also meet your expenses by joining a personal loan, but the interest rate of personal loan is higher than the interest rate of gold loan.
To meet your urgent needs, you can get a gold loan amount from Rs 25,001 to Rs 25,00,000 under Axis Bank Gold Loan 2024. Axis Bank provides loan against gold on the same day. The loan tenure of Axis Bank Gold Loan is from 6 months to 36 months.
Axis Bank Gold Loan Benefits and Features
- Any person can take advantage of this loan to meet his immediate needs.
- Axis Bank Gold Loan interest rate starts from 14% p.a.
- You can apply for this loan both online or offline or you can also apply for the loan by calling the Axis Bank customer care number.
- Benefits of loans with faster processing.
- Under this gold loan, you can get an instant loan from Rs 25,001 to Rs 25 lakh.
- You can get loan against gold on the same day.
- You can get Axis Bank Gold Loan for a loan tenure of 6 months to 36 months.
- You can use gold ornaments or gold coins to take loan.
- The gold pledged by you is stored safely.
- Get Axis eDGE reward points on your first transaction.
- You can check Gram Rate Today on Axis Bank Gold Loan by visiting your nearest bank branch.
Axis Bank Gold loan eligibility
Only those individuals who are eligible can apply for Axis Bank Gold Loan. You must have the following eligibility to apply:
- Any salaried or self-employed person can apply for this loan.
- You must be between 18 to 75 years of age to apply.
- You are not required to give a co-applicant to apply.
Documents Need for Axis Bank Gold Loan
Before applying for Axis Bank Gold Loan, you should keep all your documents together so that whenever the bank asks you for documents, you can show them all the documents immediately. You can get more information about the document by visiting your nearest bank branch. To apply you must have the following documents:
- Signed Application Form
- KYC documents
- Post disbursement documents (if any)
- Address proof
- Proof of identification
- Proof of income
- PAN Card / Form 60
- Age proof
- Passport size photo
Axis Bank Gold loan interest rate 2023
Axis Bank Gold Loan interest rate starts from 14% p.a. This interest rate may vary depending on your loan amount, CIBIL score, age, quality of gold etc. If you are an existing customer of the bank and you fulfill all the conditions of the bank’s gold loan, then you can get the cheapest gold loan.
Before applying for a gold loan of any bank, it is important for you to be well informed about the gold loan interest rate of that loan so that you do not face any kind of trouble at the time of repayment of the loan. You can find out the cheapest gold loan by comparing between different banks’ gold loan interest rates.
Axis Bank Gold Loan Apply
If you fulfill all the conditions of this gold loan, then you can apply for it both online and offline. You can also apply for the loan by calling the customer care number of the bank. To apply, follow the steps given below:
Axis Bank Gold Loan apply online
- To apply online, you have to first visit the official website of the bank axisbank.com.
- After visiting the website, click on the option of Gold Loan in the option of Loans.
- After clicking on this link, all the information related to gold loan will come in front of you.
- Click on Apply Now option to apply.
- After clicking on this link, the gold loan application form will open in front of you.
- Enter the requested information in it and click on submit.
- After you submit the form, the bank will contact you and the loan process will be issued further.
How to apply for Gold Loan offline?
- To apply offline, you have to first visit your nearest Axis Bank branch.
- Contact bank employee.
- The bank employee will check the value of your gold and calculate it.
- After that you will be informed about how much loan you are eligible for.
- Because the loan amount given under Gold Loan is given on the basis of your gold.
- Then you have to submit your documents.
- A form has to be filled and the required process has to be completed.
- In this way your application is done.
- If your loan is approved then the loan amount will be transferred to your bank account.
Axis Bank Gold loan EMI Calculator
You should calculate the EMI of your loan before applying for a gold loan. By calculating the EMI of your loan, you can find out how much installment you will have to pay at the time of repayment of the loan. You can calculate the EMI of your loan by visiting the official website of the bank with the help of Axis Bank Gold loan calculator.
You can apply for the cheapest gold loan by comparing EMI of gold loan from different banks. Gold loan EMI depends on several factors like loan amount, interest rate, loan tenure, gold carry weight etc.
Axis Bank Gold Loan Customer Care Number
If you are facing any kind of problem in taking the loan, then you can get information by calling on Axis Bank Gold Loan customer care number.
- Toll Free Number : 1-860-419-5555 / 1-860-500-5555
My Last Thought:
In this article, we have provided you complete information about Axis Bank Gold Loan. Any person who is in urgent need of money can apply for this loan. You can mortgage your gold jewelery or coins and take a loan in return.
I hope friends, you will like the information given in this article. If you have found this article informative, then please share it as much as possible.
FAQs on Axis Bank Gold Loan:
Is there a gold loan in Axis Bank?
Yes, you can take a gold loan from Axis Bank.
What is the gold loan interest rate in Axis Bank?
At present, this interest rate starts from 14% per annum.
How much gold loan can I take from Axis Bank?
You can get loan up to Rs.25 lakh.
What is the processing fee for this loan?
Up to 0.50% of the loan amount.
What is the per gram gold loan rate in Axis Bank?
You can find out with the help of Gold Loan Calculator by visiting the official website of the bank because the rate of loan per gram depends on the purity of your gold.
How to apply for Axis Bank Gold Loan?
Complete information about applying for a loan is given in this article.