In the realm of exclusive credit cards, HDFC Bank takes the lead with its latest offering—the HDFC Diners Club Black Metal Edition Credit Card. What’s more, the bank has revamped its lifetime free credit card offer for alumni of prestigious institutions. Now, alumni from select premier institutions across the country are entitled to a complimentary first-year free upgrade to the HDFC Diners Club Black Metal Edition Credit Card.
Seamless Upgrade Process – September 2023 Update
For those eager to elevate their credit card status to the prestigious HDFC Diners Club Black Metal Edition, the process is seamless. Simply shoot an email to [email protected] expressing your intent to upgrade your existing card to the Diners Club Black Metal Credit Card under the Alumni offer. This update comes as of September 2023.
Broadening Horizons – July 2022 Update
A noteworthy update as of July 2022: HDFC Bank extends its offerings to include the HDFC Bank Diners Privilege cards for alumni of various institutes. The eligibility criteria have been streamlined, with no income documents required for individuals with over three years of experience and a net monthly income exceeding 70,000. Even students can now apply for the HDFC Bank Diners Club Millennia Credit Card.
Eligibility Criteria for the HDFC Diners Black Metal Card Upgrade
To qualify for the exclusive HDFC Diners Club upgrade, you must be an HDFC Credit Cardholder and an alumnus of one of the following premier institutes in India:
- IIM Calcutta
- IIM Bangalore
- IIM Lucknow
- IIM Ahmedabad
- IIM Ranchi
- IIM Indore
- IIM Shillong
- IIM Trichy
- IIM Rohtak
- IIM Raipur
- IIT Mumbai
- IIM Kozhikode
- FMS Delhi
- Jamnalal Bajaj (JBIMS)
- MDI Gurgaon
- IIFT Delhi & Kolkata
- SP Jain Mumbai
- ISB Hyderabad & Mohali
- XLRI Jamshedpur
- NITIE Mumbai
- NMIS
- Symbiosis (SIBM) Pune
- SCMHRD Pune
- IIT Delhi
Additionally, you must currently have a minimum monthly income of Rs. 1.75 lacs. Alumni from a few other premier institutes not mentioned in the list are also eligible for this exclusive offer.
Making the Move – How to Upgrade
To initiate the upgrade process, eligible cardholders should send an email to [email protected] expressing their desire to upgrade their existing card to the Diners Club Black Metal Credit Card under the Alumni offer.
Rewarding Transitions – How Reward Points are Transferred
For those concerned about losing out on their hard-earned reward points, worry not. The transition to the HDFC Diners Club Black Credit Card is designed to be fair. The accumulated reward points on your existing HDFC Credit Card will be transferred to the upgraded HDFC Diners Club Black Credit Card on a pro-rata basis, with a certain deduction.
Here’s a breakdown of the reward point transfer ratio for various HDFC Credit Cards to HDFC Diners Club Black Credit Cards:
- HDFC Silver/Gold/Titanium/Titanium Edge/Platinum Edge/Platinum Credit Cards: 10%
- HDFC IOCL Credit Card: 20%
- HDFC Millennia Credit Cards: 100%
- HDFC Visa Signature/Superia/Master Card World/Freedom Credit Cards: 15%
- HDFC Diners Premium/Diners Club Miles/Diners Privilege/Regalia Credit Cards: 50%
- HDFC Moneyback/Solitaire/Solitaire Premium Credit Cards: 25%
- HDFC Regalia First/DinersRewardz/All Miles Credit Cards: 30%
For example, if you had 20,000 Reward Points on your existing Diners Club Premium Credit Card, you would receive 10,000 Reward Points on your new upgraded HDFC Diners Club Black Credit Card.
The Unique Advantage – Bottom Line
HDFC Bank stands out as the sole issuer of Diners Club credit cards in the country. With periodic upgrade offers tailored for alumni of select premier institutes, HDFC Bank ensures its clientele enjoys exclusive privileges.
What makes this upgrade offer even more enticing is that cardholders not only receive a complimentary upgrade along with the transfer of reward points on a pro-rata basis, but the new Diners Club Black Metal Credit Card is issued as a First-Year Free (FYF) credit card. If you’re considering upgrading your credit card under the alumni offer, let us know your plans. Elevate your financial experience with HDFC Diners Club Black Metal Edition—the epitome of prestige in the world of credit cards.
Frequently Asked Questions (FAQs) – HDFC Diners Club Black Metal Edition Alumni Offer
Q1: Who is eligible for the HDFC Diners Club Black Metal Edition Alumni Offer? A1: The HDFC Diners Club Black Metal Edition Alumni Offer is exclusive for HDFC Credit Cardholders who are alumni of select premier institutes in India, such as IIMs, IITs, and others. Additionally, there is a minimum monthly income requirement of Rs. 1.75 lacs.
Q2: How can I upgrade my existing credit card to the HDFC Diners Club Black Metal Credit Card under the Alumni Offer? A2: To upgrade, eligible cardholders should send an email to [email protected] expressing their intent to upgrade their existing card to the Diners Club Black Metal Credit Card under the Alumni offer.
Q3: Are there other eligibility criteria for the HDFC Diners Club Black Metal Card Upgrade? A3: Yes, apart from being an alumnus of specific premier institutes, there are additional eligibility criteria. For instance, the alumni must currently have a minimum monthly income of Rs. 1.75 lacs. Some other premier institutes not listed are also eligible for the offer.
Q4: What is the reward points transfer process during the upgrade? A4: The Reward Points accumulated on the existing HDFC Credit Card are transferred to the upgraded HDFC Diners Club Black Credit Card on a pro-rata basis, with a certain deduction. The transfer ratio varies based on the type of HDFC Credit Card.
Q5: Can students apply for the HDFC Bank Diners Club Millennia Credit Card under the recent updates? A5: Yes, as of July 2022, students can apply for the HDFC Bank Diners Club Millennia Credit Card. No income documents are required if the applicant has more than three years of experience.
Q6: Is the HDFC Diners Club Black Metal Credit Card issued as a First-Year Free (FYF) credit card? A6: Yes, the unique advantage of this offer is that the HDFC Diners Club Black Metal Credit Card is issued as a First-Year Free (FYF) credit card, providing cardholders with additional financial benefits.
Q7: Can alumni from institutes not listed in the eligibility criteria avail the offer? A7: Yes, alumni from a few other premier institutes not explicitly mentioned in the eligibility list are also eligible for the HDFC Diners Club Black Metal Edition Alumni Offer.
Q8: How often does HDFC Bank come up with upgrade offers for alumni? A8: HDFC Bank regularly introduces upgrade offers tailored for alumni of select premier institutes in the country. The frequency may vary, and it’s advisable to stay updated with the latest announcements from the bank.
Q9: Is there a specific email address for inquiries regarding the upgrade process? A9: Yes, for inquiries and expressing the intent to upgrade, eligible cardholders should send an email to [email protected].
Q10: Can I apply for the HDFC Bank Diners Privilege cards under the recent updates? A10: Yes, as of July 2022, HDFC Bank is providing Diners Privilege cards to alumni of various institutes, provided their net monthly income is higher than 70,000.