Standard Chartered DigiSmart Credit Card Apply 2024 Review, Limit, Charges Benefits

Standard Chartered DigiSmart Credit Card Apply 2024 Review, Limit, Charges Benefits: Standard Chartered Bank offers a wide variety of credit cards as per the requirement of the customers and this DigiSmart Credit Card is one such credit card.

In this article, we will know in detail what is Standard Chartered DigiSmart Credit Card, what is the eligibility for this card, what are the documents and how can we apply for this card etc., so you read this article till the end.

Standard Chartered DigiSmart Credit Card Review

Standard Chartered Bank offers several types of credit cards, one of them being the SC DigiSmart Credit Card. With this card, you can avail offers on various types of online expenses like food, shopping, groceries etc. If you do more shopping then you can take advantage of this card. A credit card is a financial instrument that allows customers to make transactions without making immediate payments. if your CIBIL Score very good and your income is very high then you can with more credit limit Standard Chartered DigiSmart Credit Card can obtain.

If you do more online shopping then you can apply for DigiSmart Credit Card. You can apply for this credit card offline by visiting the bank’s official website online or by visiting your nearest bank branch.

Features of Standard Chartered DigiSmart Credit Card

Standard Chartered DigiSmart Credit Card Features are:

• Discounts and cashback on online spending on groceries, movies, fashion, cab rentals, food and travel.
• With the help of your credit card, your family members can also enjoy the benefits.
• Standard Chartered Credit Card you can do contactless transactions which gives you complete freedom from cash.
• You can transact with the help of your card through 3D Secure OTP verification.
• Bharat QR, Bharat Bill Payment Solution (BBPS) and instant payment solutions like Samsung Pay.
• Check your card balance and pay your card instantly through Online Banking and Standard Chartered Mobile.
• You can easily convert large expenses above Rs 5000 into EMI.
• can easily redeem your reward points for online catalog with Standard Chartered 360° Reward Points.
• You  you can get a loan of up to Rs 5 lakh for 12 to 60 months.
• You can convert your entire outstanding balance (up to Rs.5 lakh) into EMI with zero processing fee.

Benefits of Standard Chartered DigiSmart Credit Card

Here is the information about the benefits of this credit:

Digismart Myntra Offer:

• 20% off on Myntra without any minimum spend.
• This discount is valid on 1 transaction per month and maximum up to Rs.700 /-.

Zomato Food Order:

• Promo code DIGISMART helps you get 10% off on Zomato orders at no minimum cost.
• Maximum discount of Rs.150 per transaction is valid for 5 transactions per month.

Shopping on Yatra.com :

• Yatra, get 20% off on domestic flights up to Rs 750 and 10% off on international flights up to Rs 10,000.
• 25% off on domestic hotel bookings up to Rs.4,000. Valid for 1 transaction per quarter, per category.

No physical contact required:

• If you fulfill all the conditions of this card then you can get instant approval on your application and also complete your KYC online through video.

Read Also: Amex Credit Card

Best shopping credit cards for groceries online:

• 10% off at Grofers with no minimum cost.
• This offer is valid on 5 transactions per month with maximum monthly discount of up to Rs.1,000.
• If you are looking for Best Shopping Credit Card then this card can be for you.

Free Movie Tickets on INOX:

• Get Free One Get One movie tickets on INOX on Saturdays and Sundays.
• Valid on maximum 2 transactions per month with a maximum discount of Rs.200 per transaction.

Cashback on Ola Cab Booking:

• 15% cashback on Ola cab bookings.
• You can get maximum cashback up to Rs.600 per month.

Standard Chartered DigiSmart Credit Card Eligibility

If you want to get this credit card then you have to fulfill its eligibility. The eligibility for Standard Chartered DigiSmart Credit Card apply is as follows:

• Applicant’s age should be between 21 to 65 years.
• The minimum age for the add-on cardholder is 18 years.
• The applicant should have a stable monthly income.
• Your minimum monthly minimum should be Rs 50,000.
• Applicants should belong to the credit card sourcing cities/locations of the bank.
• All applications are subject to the Bank’s credit and other policy scrutiny.

Standard Chartered DigiSmart Credit Card Documents Need

Before applying for a credit card, you should keep all your documents together so that whenever the bank asks for documents from you, you can show them all the documents immediately. The documents for applying for a credit card are as follows:

• Identity Proof (any one): Voter ID Card, PAN Card, Aadhar Card, Government ID, Passport etc.
• Address Proof (any one): Aadhar Card, Driving License, Voter ID Card, Ration Card, NREGA Job Card, Passport, Letter issued by National Population Register containing details of name, address etc.
• A recent passport size photo.

Financial Documents for Salaried:

• Latest one month salary slip.

Financial Documents for Self Employed:

• Self-Employed Businessmen: Latest IT Returns/Certified Financials with computation of income, Final Business Continuity Proof.
• Self Employed Professionals: Latest IT Returns, Business Continuity Proof.

SC Digismart Credit Card Apply

If you fulfill all the conditions of this DigiSmart Credit Card, then you can apply for it both online and offline. To apply, follow the steps given below:

SC DigiSmart Credit Card apply online

• First of all you need to have Standard Chartered Bank official website But have to come.
• After visiting the website, you have to click on the option of DigiSmart Credit Card in the option of Credit Card in the option of Products.
• On the next page, all the information related to DigiSmart credit card will come in front of you.
• For apply Click on the option Apply Now.

• After this you have to fill some information and submit the form.
• After you submit the form, the staff of Standard Chartered Bank will contact you and issue the further process.

How to apply offline ?

• To apply for DigiSmart Credit Card offline, you have to first visit your nearest Standard Chartered branch.
• Visit the branch and get in touch with the branch car employee who will provide you complete information about Standard Chartered DigiSmart Credit Card credit card.
• Then your documents will be verified.
• You have to fill a form and attach the documents and submit it to the bank.
• In this way your application will be completed.
• If you fulfill all the conditions of this card then you will be issued the card.

SC DigiSmart Credit Card Charges

Primary Card:

• There is no annual fee for DigiSmart Credit Card i.e. zero annual fee. Instead, customers are charged a nominal fee of Rs 49 per annum. The fee is waived on the monthly expenditure of Rs.5000 in the next calendar month of the fee.

Supplementary Card:

• Like the primary card, you do not have to pay any annual fee in this too. In this also a nominal fee of Rs 49 is charged from the customers per annum. The fee is waived on the monthly expenditure of Rs.5000 in the next calendar month of the fee.

SC DigiSmart Credit Card Customer Care Number

If you have any other type of information regarding this DigiSmart credit card, then you can get information by calling the credit card customer care number of the bank. To know the customer care number, follow the steps given below:

• First of all you have to go to the official website of the bank.
• On the home page of the website you will find Contact Us Click on this option will appear.
• A list of contact numbers will appear in front of you.

My Last World:

In this article we have you Standard Chartered DigiSmart Credit Card Provided complete information about. Anyone who wants to save on their online expenses can take advantage of this card. If you are facing any problem in applying for DigiSmart Credit Card then you can call the customer care number of the bank.

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FAQs on Standard Chartered DigiSmart Credit Card