BOB Eterna Credit Card Apply 2024 Review, Limit, Charges Benefits

BOB Eterna Credit Card Apply 2024 Review, Limit, Charges Benefits: Hi friends, welcome to Fastread today we will read about BOB Eterna Credit Card – Bank of Baroda offers various types of credit cards as per the requirement of the customers. This credit card is one of these because this credit card is one of the Best Credit Card in India. Before applying for a credit card you need to know that credit card what happens.

The benefits of the BOB Eterna credit card are many. You can make many types of online and offline payments with the help of this card. In this article, we will know in detail what is Bob Eterna credit card, eligibility for this card, what are the documents and how can we apply for this credit card etc., so you read this article till the end.

BOB Eterna Credit Card Review

This Bank of Baroda Credit Card Before applying for it, you need to know what is a credit card. A credit card is a financial instrument that allows customers to make transactions without making immediate payments. In credit cards, a limit is given to the customers, which is called credit card limit (BOB Eterna Credit Card limit). You cannot do transactions above this limit. This limit given to the customers CIBIL Score is given on the basis of factors like income, credit history.

The Bob Eterna Credit Card offers you a wide range of benefits. The joining fee for this credit card is Rs 2,499. This card is issued by the bank for those people who want to perform high in their life. From travel, dining and shopping, you can get many experiences with this credit card. travel, fun shopping, enjoying movies with friends etc. Bank of Baroda Eterna Credit Card can take with.

Benefits of the Bob Eterna Credit Card

customer lifestyle This card has been issued by the bank to live better. There are many types of benefits and features of this credit card ( BOB Eterna Credit Card Features) which are described in detail here:

Benefits on Buying on Movies:

• 15 reward points for every Rs.100 spent on online shopping.
• Buy One Get One (BOGO) movie tickets up to Rs.250 per card per month at Paytm Movies.

Fitness and Glee:

• 6 months FitPass Pro membership worth Rs.15,000 free as a welcome gift.

Travel Benefits:

• 15 reward points for every Rs.100 spent on travel and international transactions.
• Unlimited complimentary access to domestic airport lounges.
• The benefit of saving on international expenses with a low foreign exchange mark-up of 2%.

Dining experience:

• 15 reward points for every Rs.100 spent on meals.
• Relax in luxury hotels and resorts.

Milestone Rewards:

• 10,000 bonus reward points for spending Rs.50,000 within the first 60 days of issuance of your BOB Eterna Credit Card and Rs.5,00,000 in a year Get 20,000 Bonus Reward Points on spending.

FuelSurcharge Waiver:

• 1% fuel on transactions between Rs.400 to Rs.5000 across all fuel stations in India Surcharge waiver benefit (maximum Rs.250 per statement cycle).
• Note – No reward points are earned on fuel transactions.

Core Reward Points :

• 3 reward points for every Rs.100 spent on any other category.

Redeem reward points for cashback:

• You can redeem your reward points for cashback and other exciting options.
• All your accumulated reward points can be redeemed for cashback 1 Reward Point = ₹ 0.25

Smart EMI Option :

• a purchase of Rs. 2500 on your card into an easy EMI of 6/36 months.

Free Add-on Card :

• 3 lifetime free add-on cards for your spouse, parents, siblings or children.

In-Built Insurance Cover:

• You can get free personal accident death cover to ensure the financial security of your family.
• 1 crore for air and Rs 10 lakh for non-air.

Zero Liability on Lost Card:

• if your Bank of Baroda Eterna Credit Card If it is lost or stolen somewhere, inform the bank immediately so that your zero liability on fraudulent transactions it occurs.

Airport Lounge Access

1. Domestic: Unlimited (via Mastercard)
2. International: Nil

Bank of Baroda Eterna Credit Card Eligibility

You can apply for this credit card only if you fulfill its eligibility. The eligibility to apply for a credit card is as follows:

• The applicant must be an Indian resident.
• Applicant’s age should be between 21 years to 65 years.
• The age of the add-on cardholder should be above 18 years.
• Any salaried/self-employed person can apply for this card.
• Salaried/self-employed should have annual income of Rs 12 lakh or more.

Document Need for BOB Eterna Credit Card

You must have all the documents required to apply for BOB Eterna Credit Card. You can also get more information about the document by visiting your nearest Bank of Baroda branch. The document is as follows:

• proof of identity: PAN Card (Mandatory) / Aadhar Card / Voter ID Card / Passport / Driving License etc.
• Address proof: Aadhar Card / Voter ID / Passport / Driving License / Utility Bill / Property or Municipal Tax Receipt / Rent Agreement / Housing Allotment Letter issued by the State or Central Government.
• Income Proof: Salaried : Salary slip of last 2 months + Bank details showing salary credit, Self employed : Letter Income Tax Return (ITR).

BOB Eterna credit card apply

If you fulfill all the conditions of this BOB credit card, then you can apply for it both online and offline. Follow the steps given below to apply:

BOB Eterna Credit Card apply online

• First of all you have to visit the official website of Bank of Baroda bobfinancial.com will go on.
• After visiting the website, on the home page, you will see a list of all Bank of Baroda credit cards.
• Click on Eterna Credit Card option.

• As soon as you click on this link, all the information related to this credit card will come in front of you.
• to apply Apply Now Click on the option.
• An application form will open in front of you.
• In this, you have to enter the requested information and submit the form.
• After this the bank officials will contact you and issue the further process.

How to Apply Eterna Credit Card Offline ?

• To apply offline, you have to visit your nearest Bank of Baroda branch.
• Go to the bank branch and contact the employee of Bank of Baroda and get complete information about BOB Eterna credit card.
• Bank officials will verify your documents and provide you credit card details.
• Then you have to fill the form and submit the documents to the bank.
• If your application is accepted, you will be issued a card.

Bank of Baroda Eterna Credit Card Charges

When you take a credit card, you have to pay some fees and charges on it, about which information is given here:

Fees/Charges	Primary	Add-on
first year fee	2499 rupees	Zero
Annual Fee	2499 rupees	Zero

• Discount in first year: If you spend at least Rs 25,000 within the first 60 days from the card setup date, you can get a fee waiver. The refund will be reflected in the 4th bill statement from the month of issue of the card, provided all due payments have been made.
• Discount in subsequent year: In subsequent years, if you spend Rs 2.5 lakh or more in a year, then you can get the annual fee waived.
• The first year fee repatriation and annual fee waiver is applicable for non-delinquent credit card holders only.

Fastread Rating: 4.3/5

This is undoubtedly an amazing premium credit card product for those who know how to use it, as the 3.75% return on regular online spending is among the highest in India.

Anyway, it’s really great to see such aggressive products from a public sector bank and it makes me wonder if BOB is planning to take on BOB Financial which runs its credit card business for an IPO.

Bank of Baroda Eterna Credit Card Customer Care

If you are facing any problem in making credit card then you can get information by calling Bank of Baroda credit card customer care number.

• Customer Care Number: 1800 103 1002
• Email ID: [email protected]

My Last World:

In this article we have you provided complete information about BOB Eterna Credit Card  Apply, Review, Limit, Charges Benefits. Bank of Baroda offers many types of credit cards to the customers, this card is one of them. This article provides detailed information about the benefits and features of the Bob Eterna credit card.

Hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.

Bob Eterna Credit Card FAQ’s