The loan tenure of Saraswat Bank Personal Loan is maximum 60 months. Bank provides this loan at Fixed Rate of Interest.
Personal Loan interest rate starts from 13.50% p.a. If you are an existing customer of the bank and your CIBIL score and income is high, then you can take advantage
– All salaried and self employed individuals can apply for this loan.– You can get the maximum loan amount up to Rs 5 lakh.
– There are no other charges of any kind like CIBIL, FI Bank.– Shareholding: 2.50% of the loan amount (maximum Rs 25000)
Salaried : Applicants should be in their present employment for at least 1 year and should be permanent for a total of 2 years.
Professional : The applicant should have at least 1 year of business IT return experience. Shows gross cash earnings of at least 1.50 lakh per annum.
If you fulfill all the conditions of Saraswat Bank Personal Loan, then you can apply for this loan online and offline. Information about the process of applying is given here