Compare HDFC Regalia vs Millennia Credit Card

- HDFC Bank Regalia and Millennia are the most popular credit cards used by most of the people. Today in this story we compare the rewards, benefits and eligibility on these cards.

[{"selector":"#anim-2871efaf-d224-4466-816c-ea53d11a9454 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-98f1cbdb-21f7-403b-8eb0-9b649e6ff5e0","keyframes":{"transform":["translate3d(-127.93522%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f2fb4f86-1403-418c-9114-0a961fc66422","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5c2ac680-5a0d-4ac4-afc2-fcbeee64f331","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

First We compare Fees and Charges Joining Fee INR Regalia vs Millennia ₹2500+Tax - ₹1000+Tax or LTF

[{"selector":"#anim-f1b32c0d-b874-400a-9732-b20c38ccb45e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-0353ffae-84f7-4150-957e-d136dc5a71af","keyframes":{"transform":["translate3d(-128.74494%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-56663dfa-59d9-4dfa-915a-44b45ab52692","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-171635ff-67ad-405a-a505-b8d8038428db","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

Welcome Benefits Regalia - If Fees paid Reward Points 25k Millennia - 1k CashPoints

[{"selector":"#anim-65b35ad5-7148-46a0-ba56-cc3b32de43fd [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-be1e740f-f8ff-45e7-8bdc-4702cdc80e7e","keyframes":{"transform":["translate3d(-128.74494%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c7838cce-919e-4678-9bdc-43a68579e502","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3587a6df-3224-44b3-9411-f447788b7314","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

Annual Fee Waiver Regalia - When Spend ₹3 Lakh p.a. Millennia - When Spends ₹1 Lakh p.a.

[{"selector":"#anim-9f827382-f01c-4c53-9563-779ba18cf84e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-33e1f255-b89e-47fd-b4ed-686766fbc85e","keyframes":{"transform":["translate3d(-128.74494%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-32d23e64-406f-4e37-b85d-28a91c94adbf","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-23089d6d-e32d-450c-976d-4d8a048b2242","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

Second We compare Rewards Base Rewards Regalia - 4 Points on ₹150 Spends Millennia - Per ₹1k p.m. spend get 1% CashPoints

[{"selector":"#anim-79e747a2-f754-4e93-8dc3-3d78a82f1825 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-87cbc7b4-8e9a-46fa-b481-652c2a3dbe7a","keyframes":{"transform":["translate3d(-119.64285%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-37df4245-c51f-4309-ad7b-2d155d6e11e0","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d894a878-af06-4297-8cb8-275931d35768","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

Spends on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Uber & Zomato Regalia - Per ₹150 spend get 4 Points Millennia - Per ₹1k p.m. spend get 5% CashPoints

[{"selector":"#anim-b23128f8-ab98-49cc-a0c6-772ee2e53975 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(23.616485908017317%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-db310aea-792a-4066-8d2e-744c35365241","keyframes":{"transform":["translate3d(-119.64285%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bea282a3-9071-40b9-9efb-fa6209c127d8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ea54765d-9eef-49a0-b5a3-22c00d91e3e9","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

Milestone Rewards Regalia - On ₹40k Spends Gift Vouchers ₹500 each quarter Return 1.3% - 2.2% Millennia - On ₹1L Spends get 1k Gift Vouchers p.q. Return 3% to 4%

[{"selector":"#anim-86e60cf8-3fe8-4cfc-a1cb-58baf03b47f4 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.264975924655257%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-7d4f8ab6-9e68-4125-b42d-d4bb2d0cd9f0","keyframes":{"transform":["translate3d(-119.64285%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-64234f43-1c63-411d-a504-6c4743505547","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-23ab8e90-741c-4bc1-8edf-3ab1393c0a16","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

Smartbuy Rewards on both cards Amazon 5%, IGP 10%, Flights/Hotels Cleartrip yatra 5%, IRCTC, Redbus, Apple - 5%, Flipkart 1-2%

[{"selector":"#anim-f01bff94-cdca-48df-adca-5da0e9a05e05 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.22961945131945%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-d284b693-a0df-44f0-98cb-59ec7b00213e","keyframes":{"transform":["translate3d(-119.64285%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bc9cc1f1-28a2-46a4-b5be-17915badfe45","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-eb85fd43-62c3-41d9-94f3-005fce8edf89","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

Airport Complimentary Lounge Access Regalia - 12 Visits p.a. in India and 6 in foreign Millennia - 8 Visits p.a. (2 p.q.) on Domestic

[{"selector":"#anim-0ab1ecc3-3be4-4104-be51-8cc472faf817 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-df004bd1-e551-40de-8b99-d8087437ab08","keyframes":{"transform":["translate3d(-119.64285%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7e272738-2988-459c-b5d6-90e13e1d139f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ad6e4184-0029-4f5c-9e55-e1e7ffe1d30b","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Learn more