Compare HDFC Regalia vs Infinia Credit Card

HDFC Bank Regalia and Infinia are the most popular credit cards used by most of the people. Today in this story we compare the rewards, benefits and eligibility on these cards.

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First We compare Fees and Charges Joining Fee INR Regalia - Infinia ₹2500/LTF - ₹12500/FYF

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Welcome Benefits Regalia - 2500RP When fee paid Infinia- 12500RP + 1yr Complimentary Club Marriott Membership Renewal benefit are same

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Annual Fee Waiver Regalia - When Spend ₹3 Lkhas Infinia - When Spends ₹10 Lakhs

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Second We campare Rewards Regalia: Base - 4RP/₹150 Milestone - 10k RP on ₹5L Spends + 5k RP on 8L Spends Infinia: None

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Rewards - Return on Spends Regalia: 1.3% without milestone rewards 2.2% with milestone reward points Infinia: 3.3%

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Airport Lounge Access Regalia: 12 Complimentary Lounge Access P/yr on Domestic 6 p/yr on International Infinia: Unlimited

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Smartbuy Rewards on both Cards Amazon - 10x, Cleartrip - Flights 5x and Hotels 10x, IRCTC - 3x, Redbus - 5x, Flipkart - 3x

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Infinia gets up to 15000 bonus RP per month. Daily cap is 7500 RP. Regalia gets up to 4000 Bonus RP per month. Daily cap is 2000 RP.

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