HDFC Gold Loan Interest Rate, Details, Apply, Calculator and more details
You can avail HDFC Gold Loan to meet any of your needs like marriage expenses, medical emergency, higher education, for travel, home renovation etc.
If your CIBIL score is very good and you are an existing customer of the bank, then you can take advantage of the attractive gold loan interest rate
You can get a loan in just 45 minutes with minimal documentation and transparent charges.
HDFC Gold loan interest rate starts from 9.90% p.a. Gold loan interest rate may vary depending on the applicant's credit history, income, employment status, purity of gold, etc.
The minimum loan amount that can be taken under HDFC Gold Loan is Rs 25000.No hidden charges.
The loan tenure of HDFC Gold Loan is from 3 months to 24 months.Fast processing
You can foreclose or prepay your gold loan but for this you have to pay a fee which is 2% + GST. You have to pay this fee only if you are foreclosing the loan before 6 months.
HDFC Gold loan processing fee is up to 1% of the loan amount.With the help of HDFC Gold Loan Calculator, you can calculate the EMI of your loan
Only those people can apply for this gold loan who are eligible for it. You can calculate your eligibility with the help of HDFC Gold Loan Eligibility Calculator.
If you fulfill all the conditions of this loan, then you can apply for it both online and offline. To apply, follow the steps given below