Bank of Baroda Personal Loan Apply, Interest Rate

To take Bank of Baroda Personal Loan, you do not have to give any kind of security nor do you have to mortgage anything.

[{"selector":"#anim-28ba497b-9a17-476b-9ed7-bd60a4f4f3a9 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-af8f955b-4fe7-4ec6-bb22-6435405e5c41","keyframes":{"transform":["translate3d(-129.55466%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b061edaf-2185-4b1b-b763-a9cff7d79b51","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-326ce4cc-6d3c-4e95-97b9-423d44bdb9de","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

This loan is given to you on the basis of your eligibility and CIBIL score. The higher your CIBIL score, the higher your chances of getting a loan.

[{"selector":"#anim-548b6cea-34bc-4079-9069-3cf9806ba662 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-747c52ca-15d3-4ff7-b084-aefe4bc18772","keyframes":{"transform":["translate3d(-129.55466%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-763f31d8-9291-4027-8f4d-1b38b8aefa23","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-61414dce-8f51-4345-a8e2-91626ff898dc","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

Both salaried person (salaried person) and self employed (self-employed) can apply for personal loan from Bank of Baroda.

[{"selector":"#anim-bafa594a-023b-4d30-8609-66ea0d0224a4 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-eb9864ed-27a3-41a3-b2ad-07e19a2d192a","keyframes":{"transform":["translate3d(-129.55466%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cb598a69-696e-4557-90b3-72fa7968f1ef","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3a39a63c-3b66-4265-bd80-55b73bd45247","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

– Loan amount: For people living in metro and urban areas – 1 lakh to 10 lakh rupees – For people living in semi-urban and rural areas: Rs 50,000 to 5 lakh

[{"selector":"#anim-f382f2f8-1dfe-44de-bc92-ff81fb8680a3 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-064c1347-c446-4831-9f9c-50646425cf1c","keyframes":{"transform":["translate3d(-129.55466%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-34e4bcdc-9ba8-43f4-be92-f31140247436","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-45f54d87-0e28-4ddf-a46a-113cb6464206","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

If you are an existing Bank of Baroda customer and your account is with Bank of Baroda for the last 6 months, then the interest rate for your personal loan starts from 10.50% per annul.

[{"selector":"#anim-2d07a99d-7982-4446-9bf1-6b7694cb7479 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-ad510345-af28-4a86-af33-cbbbcc3a293a","keyframes":{"transform":["translate3d(-124.54873%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4ea917d6-c4f8-40a2-b316-7b965238add1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-25a85559-16d8-404f-9dac-4c90939519b7","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

And if your account is in Bank of Baroda but if you have not joined the bank for even 6 months or if your account is in any other bank then this interest rate for you starts from 7.95% per annul

[{"selector":"#anim-80d8e0da-f605-4e3b-a76d-87ff59068c9f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-5f792c58-aeba-4b05-a1ef-95a7b0a21ff2","keyframes":{"transform":["translate3d(-124.54873%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1cd731d8-a710-4dae-8a9e-a47edb4202d5","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b1b2da30-338c-4e6c-b01d-d9eb2645c178","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

Processing fee: To take a personal loan from this bank, you have to pay 2% of the total amount + GST processing fee, with a minimum limit of Rs 1000 and a maximum of Rs 10,000.

[{"selector":"#anim-ce38c377-38cf-4cd4-9662-1cb47534e5d1 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-a5121229-1608-450a-8e96-7b920687f45e","keyframes":{"transform":["translate3d(-124.18773%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a460c77b-ce11-4881-8ef1-f420b723bd14","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8091ef23-c511-4027-a79a-576a2fa3dfc4","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

You can apply for Bank of Baroda Personal Loan in two ways. One you can apply online and second you can apply offline. Information about both the procedures is given below:

[{"selector":"#anim-c7ae84e0-3602-409a-b100-869d685f9caa [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.90624987200394%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-2885e08e-c623-4e81-8a2d-4d006d322909","keyframes":{"transform":["translate3d(-124.18773%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b060c51d-9991-4a4c-a30e-994bbb094011","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-63066d56-0dc8-49dd-a8d6-21caa980fb0d","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Learn more