10 Best Indian credit card for Travel
with Zero/Low Forex Markup Fee
Hi guys, if you are traveling and want to save some fees by using credit cards which offer good rewards and record forex markup.
I have listed here the top 10 credit cards for overseas spending and international travel to make your travel easier
1. OneCard Credit Card
Annual Fee is 0, Network - Visa, Rewards 0.1% -1%, Effective Return 1.08% to - 0.18%, Forex Markup Charges - 1+1.18% Tax, Int. Lounge Access is N.A.
2. HDFC Bank Infinia Credit Card
Annual Fee 12500+Tax, Network - Visa/Master, Rewards 3.3%, Effective Return 0.94%, Forex Markup Charges 2%+GST, Unlimited Int. Lounge Access.
3.Axis Bank Reserve Credit Card
Annual Fee 50k+Tax, Network - Visa, Rewards 30 EDGE RP/Rs.200, Effective Return 1.23-12%, Forex Markup Charges 1.5%+GST, Unlimited Int. Lounge Access.
4.Axis Bank Magnus Credit Card
Annual Fee 10k+Tax, Network - Visa/Master, Rewards 12RP/Rs.200, Effective Return 3.84-24%, Forex Markup Charges 2%+GST, Unlimited Int. Lounge Access.
5.American Express Platinum Charge Card
Annual Fee 60k+Tax, Network - AMX, Rewards 7.5MR/Rs.100, Effective Return 1.5-3.4%, Forex Markup Charges - 3.5%+GST, Unlimited Lounge Int. Access.
6.Citibank Prestige Credit Card
Annual Fee 20k+Tax, Network - Visa/Master, Rewards 2RP/Rs.100, Effective Return 1.9-3.9%, Forex Markup Charges - 3.5%+GST, Unlimited Int. Lounge Access.
7.Bank of Baroda Eterna Credit Card
Annual Fee is 2499+GST, Network - Visa/Master, Rewards 3.75%, Effective Return 1.4%, Forex Markup Charges 2%+GST, Int. Lounge Access is N.A.
8.RBL World Safari Credit Card
Annual Fee is 3k+Tax, Network - Master, Milestone Rewards, Effective Return 0%, Forex Markup Charges 0%, 2 visits per year Int. Lounge Access.
9.Standard Chartered Ultimate Credit Card
Annual Fee is 5k+Tax, Network - Visa/Master, Rewards 3.3% + Cashback 1.5%, Effective Return 0.67%, Forex Markup Charges 3.5%+GST, 1 visit per month Int. Lounge Access.
10.IDFC First WOW! Credit Card
Annual Fee is 0, Network - Visa, Rewards 1%, Effective Return 1%, Forex Markup Charges - 0%, Int. Lounge Access is N.A.