Uni Credit Card Apply – Uni Carbon Review Details: If you want to get a new credit card made and you are not able to get credit card from bank or finance company, then you can get Uni Credit Card made. Today, through this article, we will tell you in detail such as What is Uni Credit Card, How to Get Uni Credit Card Unipay Credit Card. Apart from this, if you will provide other information like documents, terms and conditions required to get Unipay credit card, then you must read this article till the end.
At present, if you have to borrow money every month, now you can get Unipay Card made with the help of your mobile, and you get this card without any interest rate, annual fee, joining fee. You can use the Unipay card with a credit limit of up to ₹ 50000 in monthly installments without any charges for 3 months.
What is Uni Credit Card?
Unipay Card is one such credit card with which RBL Bank, SBM Bank in partnership has made loans for those who are not yet using a credit card, or are thinking of getting a credit card. Students, Housewives, Salaried Persons, Self Employed Persons, Businessmen etc. can apply for this credit card through UniPay App present on Google Play Store.
The main branch of UniPay is located in Bangalore, Karnataka, which is providing Unipay Card Services all over India . UniPay Card is a kind of Digital Credit Line Loan which provides instant Consumer Durable Loan based on the credit score of the applicant .
If you take a loan of ₹ 15000 for 30 days through UniPay App, then you can pay in such installments of ₹ 5000 every month, apart from this you will also get Rewards Points up to 01% percent every month.
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UniPay Card Details Key Features
| Article name | How to get Unipay Credit Card? |
| Credit card name | Uni Pay Credit Card |
| Credit card type | Basic Entry Level Card |
| Partnership company | Visa Card, RBL Bank, SBM Bank |
| How to apply for credit card | online mode |
| Annual fee for credit card | no fees |
| Age to Apply for Unipay Credit Card | over 18 years |
| Using Unipay Credit Card | Pay for anything online anytime, anywhere |
| Documents Required for Unipay Credit Card | Aadhar Card, Pan Card, Income Proof etc. |
| Unipay credit card credit limit | ₹20,000 to Rs.6 lakh |
| Unipay credit card online application | Mobile App, Official Website |
| Official website | CLICK HERE |
| Mobile application | CLICK HERE |
Benefits of Unipay Card
The benefits of Unipay Credit Card are mentioned below.
- You can take a credit line loan of up to 50,000 on Unipay card in a few minutes.
- Unipay card can be made immediately with only aadhar and pan card.
- You can use Unipay loan without interest.
- 100% full money will be returned in case of any additional charges
- This is an RBI approved loan institution which is completely safe.
- Up to 1% Rewards Points will also be available on payment of Unipay bill every time.
- You can also control your Uni Pay Card through Uni Pay Mobile App.
- Very soon you will also get Uni Pay Physical Card from which you will be able to pay through POS Machine in the local market.
- Reminder messages are also received for bill payment, customized by you.
- You can lock your Unipay Card through the App in just one click.
- Application can be made from anywhere in India.
- If you are in any job profession, you have a source of income, then you can make a Unipay card.
- Apart from this, if you want a slightly bigger EMI , then you can pay off your used Unipay Card Loan in 3,6,9,12 and 18 months with up to 25% interest.
- You can pay through Visa Digital Card Details, soon in Unipay Card, you will also get the option of Scan & Pay, so that you can pay by scanning any UPI QR code. Pay the loan used in 3 months EMI .
These were some of the benefits of UniPay Card, so let us now know what documents, eligibility criteria will be required to make this credit card.
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Disadvantages of Uni Card
First of all you should know that UniPay Credit Card is not a credit card but a credit line loan, which is given through many Nbfc companies and banks, which is given loan based on your CIBIL score, it is called Consumer Also called Durable Loan.
When you apply for this credit card, you will see the names of two NBFC companies that offer you unsecured personal loans based on your CIBIL score. Since the names of two companies appear on the same loan, it can cause a problem.
When you apply for this credit card, then your civil score is checked in such a situation, and it is checked that how many credit cards, how much personal loan you have taken, in such a situation your credit score can be low in future . Or else the bank can decline to give loan in the subject.
Note : There are some disadvantages of Unipay card that you should know about, let us now know about the advantages of this credit card.
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Unipay Credit Card Document Recuirements
The documents required to apply for Uni Card are given below.
- Aadhar card
- pan card
- Selfie will have to be uploaded through Uni Pay App.
- Bank statement, income proof may be required to make Uni Pay Card in some cities.
UniPay credit card eligibility (Terms and Conditions)
- Applicant must be an Indian citizen and must be above 18 years of age.
- You must have any source of income.
- The application requires internet banking with smartphone.
- Internet banking may also be required with savings account
- CIBIL (Credit History) should not be in Negative.
- To get this credit card made, KYC documents, address proof, income proof etc., other documents should also be there.
- The mobile number linked with the Aadhar card should also be with the applicant.
- Students, Salaried Professionals and Self-employed people can get this credit card made with instant approval.
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What is the fee for UniPay credit card?
You do not need to pay any fees on UniPay Credit Card. Here you do not have to pay any Annual and Joining fees, nor do you have to pay any hidden fees. You get this credit card absolutely free of cost.
UniPay Credit Card Fees & Charges
For Unipay credit card credit card, you have to pay certain fees and charges which are shown in the table below.
| UniPay Credit Card | Charges |
| Joining Fee | Nill |
| Annual Fee | Nill |
| ATM Cash Withdrawal Fees | its Depend Bank |
| Uni Pay credit card delivery charges. | Nill |
What is the credit limit that UniPay Card offers?
UniPay Card offers an introductory credit limit of Rs 20,000 to Rs 6 lakh depending on the applicant’s credit history, CIBIL score, the credit limit based on the applicant’s civil score, existing card and as much as your credit history is good. You are more likely to get the credit limit of Unipay credit card.
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Uni Credit Card Apply Online
Step1. First of all download and install Uni Card App from Google Play Store.
Step2. Now signup with your Google account and mobile number.
Step3. After this, verify the OTP that will come on your number by entering it in the app.
Step4. Now submit your basic details like name, address and PAN and Aadhaar number.
Step5. Now upload one of your selfies.
Step6. After filling all the information submit the application form.
Step7. Now wait for the approval of the credit card, as soon as this credit card is approved, you will get the UniPay Credit Card at home within a few days.
How to Pay Unipay Card Bill?
To bill Unipay Card, you can follow the steps given below.
Step1. First of all, after opening the Unipay Card app , click on the option of Repay.
Step2. Now here you will be shown your bill.
Step3. After that click on bill amount to make payment .
Step4. Now it will ask you whether you have to deposit the entire bill in one go or in 3 installments.
Note : If you want to deposit in 3 installments then you will not have to pay any extra money.
Step5. Now click on payment for the number of months you want to deposit.
Step6. After this you will see payment options like Net Banking , UPI, you can also deposit your bill from this.
Step7. Now after depositing the bill you will get a sms.
Uni credit card Customer Care number
Friends, if a company brings any product in the market, then it also provides Customer Care Support to its customers , similarly Uni Card provides you two types of customer support, one is through call, and the other through email. can get help from.
- Email : [email protected]
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Call : 080 6821 6821 (24*7)
My Uni Credit Card Review
In today’s post, we have told about Uni Credit Card like what is What is Uni Credit Card, How to get Uni Credit Card, what is Uni Credit Card benefits and have provided some such important information.
If you want to take a credit card sitting at home without going to the bank, then Uni Pay Credit Card can be a good option, because in this you will not have to pay any kind of joining fee, annual fee, and even on depositing the credit card bill late in any way. Doesn’t even take penalty.
FAQ’s on UniPay Credit Card
Q1. What is Unipay Credit Card?
Ans. Unipay credit card is a Visa card that allows you to make three payments in 3 months to meet your monthly expenses without any fees. This credit card can be easily obtained with instant approval.
Q2. What is included in the Unipay Credit Card Welcome Kit?
Ans. Unipay Credit Card When you unbox, then you feel that you are not unboxing a credit card but unboxing an iphone. In the Unipay box, you will get a Uni Card printed in your name, besides a good quality face mask, a chocolate which is quite sweet. Apart from this, you get a personalized baggage tag which looks very attractive.
Q2. Where can I use Unipay Credit Card?
Ans. At present, Unipay credit card can be used for online payments at any time on more than 100 platforms like Amazon, Flipkart, Myntra, Swiggy, Disney Plus Hotstar, Netflix, etc. Apart from this, Uni card can be used for mobile recharge, You can also do dish TV, electricity bill, credit bill, to pay off someone’s debt, to meet your daily expenses.
Q3. How to get Unipay Credit Card?
Ans. You can get the Unipay Credit Card with instant approval after registering on the mobile application on Google Play Store.
Q4. What is Unipay Credit Card?
Ans. Unipay credit card is the basic entry level credit card, if you want to take a new credit card now and you do not have any credit card yet, then you can choose UniPay credit card to make your civil. Along with this, this credit card can be used at more than 100 online, offline stores.
Q5. Can I withdraw money from ATM with Unipay credit card?
Ans. Yes, you can withdraw money from ATM card using Unipay credit card, but in this way you will have to pay some kind of charges, so you can make better use of this credit online.
Q6. Is Unipay Credit Card a Lifetime Free Credit Card?
Ans. There is no joining fee, annual fee on Uni credit card under the currently running offer. Right now it is absolutely free of cost credit card. Regarding this credit card, we can guess that some charges may have to be paid on this credit card in future. Yes, it is a Lifetime free credit card right now.