UCO Bank Credit Card Apply 2024 Review – Types, Details & Benefits: If you are thinking of taking a credit card, then you can consider the credit card of UCO Bank. In this article, we will know in detail what is UCO Bank Credit Card, eligibility for this card, what are the documents and how can we apply for this card etc., so you read this article till the end.
There are many benefits of UCO Bank credit card. With the help of credit card, you can do any type of online or offline transaction. If you have a credit card then you do not need to carry cash with you.
UCO Bank Credit Card Review Details
Before applying for UCO Bank Credit Card, you need to know what is a credit card. A credit card is a financial instrument that allows customers to make transactions without making immediate payments. In the credit card, you are given a limit which is called UCO bank credit card limit. You cannot do more transactions than this limit. You have to pay your credit card bill at the end of the month.
This limit given to the customers They are given on the basis of CIBIL Score , Income, Credit History. If your income is high and your credit score is very good, then you can get a credit card up to a higher limit. You can apply for UCO Bank Credit Card both online and offline. The bank offers various types of credit cards according to the needs of the customers. You can apply for the card you want to take advantage of.
Read Also: LIC Credit Card Apply
Types of UCO Bank Credit Cards
The bank offers several types of credit cards. UCO Bank Credit Card benefits may vary for different cards. You can compare various credit cards to find the best card. These credit cards are as follows:
- UCO Bank SBI Card Elite
- UCO Bank SBI Card Prime
- UCO Bank SimplySave SBI Card
UCO Bank SBI Card Elite:
The benefits and features of this card are as follows:
Benefits and Features:
- The renewal fee and annual fee for this card is Rs.4,999.
- There is zero ad-on fee.
- Avail welcome e-gift voucher worth Rs.5,000.
- 5X Reward Points on Departmental Store, Dining & Grocery spends.
- 2 reward points for every Rs.100 spent.
- Get the benefit of free movie tickets worth Rs.6000 per year.
- 50,000 Bonus Reward Points a year.
- 10,000 bonus reward points on spending Rs 3 to 4 lakhs per annum.
- 15,000 bonus reward points on spending 5 to 8 lakhs per annum.
- Benefits of Complimentary Club Vistara Silver Membership.
- 1 complimentary lounge access voucher and 1 upgrade voucher.
- 9 Club Vistara Points for every Rs.100 spent on Vistara flights.
- 6 Complimentary airport lounge access outside India.
UCO Bank SBI Card Prime:
Benefits and Features:
- Receive welcome e-gift voucher worth Rs.3,000.
- 20 reward points for every Rs.100 spent on birthday.
- BigBasket But 15 reward points for every Rs.100 spent.
- 10 Reward Points for every Rs.100 spent on Departmental Stores, Dining, Grocery and Movies.
- Receive a Pizza Hut e-Gift voucher worth Rs.1,000 for a calendar quarter spending of Rs.50,000 or more.
- Avail the benefit of renewal fee waiver on spending Rs 3 lakh per annum.
- 1 complimentary lounge access voucher and 1 upgrade voucher.
- Get access to 1,000+ airport lounges across the world with this UCO Bank Credit Card.
Read Also: RBL Credit Card Apply
UCO Bank SimpleSave SBI Card:
Benefits and Features:
- 2,000 Bonus Reward Points for spending Rs.2000 or more in the first 60 days.
- 10 reward points for every Rs.150 spent on food, cinema, departmental store and grocery expenses.
- 1 reward point for spending Rs.150 elsewhere.
- 1% fuel surcharge waiver.
- 2 add-on cards for your family for free.
Read Also: PNB Credit Card Apply
UCO Bank Credit Card Eligibility
Only those people can apply for the credit card who are eligible for it. Eligibility may vary for different cards. Following are the eligibility to apply:
- All types of salaried and self-employed persons can apply.
- 18 years of age or above.
- The CIBIL score of the applicant should be very good. Generally a score of 750 or above is considered good.
- You should have a good employment which is earning you a good income.
Read Also: Tata Credit Card Apply
Document Need for UCO Bank Credit Card
You must have all the necessary documents to apply for a credit card. There may be different documents for different cards. For more information about the document, you can contact your nearest bank branch. The documents for applying for a credit card are as follows:
- Proof of Identity (any one): Aadhar Card, Passport, Voter ID Card, Driving License, Ration Card etc.
- Address Proof (Any one): Passport, Electricity Bill, Telephone Bill, Ration Card, Aadhar Card, Rental Agreement etc.
- proof of income
- Other Documents
Read Also: Kotak Mahindra Bank Credit Card Apply
How to apply for UCO Bank Credit Card ?
If you fulfill all the conditions of this credit card, then you can apply for it both online and offline. Follow the steps given below to apply ;
UCO Bank Credit Card Apply Online
- To apply online, you must first visit the official website of UCO Bank. ucobank.com But have to come.
- After visiting the website, click on the option of Credit Cards.
- After clicking, a list of all credit cards will open in front of you.
- To apply, click on the option of Apply Now.
- Fill the form and click on submit.
- After this the bank will contact you and will issue the further process.
How to apply offline ?
- To apply offline, you have to first go to your nearest UCO Bank branch.
- Contact the bank employee who will provide you complete information about the credit card.
- Then it will verify your documents and give you a form.
- You have to fill the form and submit it to the bank.
- If your application is approved, you will be issued a card.
UCO Bank Credit Card Fees & Charges
The charges applicable on UCO Bank Credit Card are as follows:
card | Annual Fee | renewal fee | add-on fee |
UCO Bank SBI Card Elite | 4,999 Rs. | 4,999 Rs. | Zero |
UCO Bank SBI Card Prime | 2,999 Rs. | 2,999 Rs. | Zero |
UCO Bank SimpleSave SBI Card | 499 Rs. | 499 Rs. | Zero |
UCO Credit Card Customer Care Number
If you are facing any kind of problem in taking credit card then you can contact the bank.
- Toll Free Number: 1800 103 0123
My Last Word:
In this article we have provided you complete information about UCO Bank Credit Card Apply, Details, Review, Fees & Charges & more details. Any person who wants to take a credit card from UCO Bank can apply for a credit card by reading this article.
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FAQ’s on UCO Credit Card
Q. How to apply for UCO Bank Credit Card ?
Ans. Complete information about how to apply is given in this article.
Q. Can I get a credit card in UCO Bank ?
Ans. Yes you can get credit card from UCO Bank.
Q. Which is the best credit card ?
Ans. You can compare various credit cards to find the best card.