Tata Credit Card Apply 2024 Review – Types, Details & Benefits

Tata Credit Card Apply 2024 Review – Types, Details & Benefits: If you are thinking of taking a credit card, then you can join with Tata Capital’s credit card. Credit card is a facility with the help of which you can do any type of online or offline transaction. The benefits of Tata Credit Card are many if used properly. In this article, we will know in detail what is Tata Credit Card, eligibility for this card, what are the documents and how can we apply for this card etc., so read this article till the end.

Tata Credit Card Review

Tata Credit Card has been launched under a commercial collaboration between Tata Capital Financial Services Limited and SBI Card. Before applying for a credit card, it is important to know what a credit card is. A credit card is a financial instrument that allows you to make transactions without making immediate payments. In a credit card, a limit is given to the customers, which is called credit card limit.

You cannot do transactions beyond this limit. After a certain period you have to pay these money which is called Tata Credit Card Payment. This limit given under the credit card is given to the customer on the basis of factors like his CIBIL score, income, credit history. If your income is high and your CIBIL score is very good then you can easily get the card up to a higher limit.

At present, Tata Cards offers two types of credit card variants, one is Tata Premium Credit Cards and the other is Tata Classic Credit Cards. These cards have different credit cards. You can apply for the credit card you want to take advantage of. You can apply for Tata Credit Card both online and offline.

Benefits of Tata Credit Card

Tata Card offers a variety of Best Tata Credit Cards as per the need of the customers. The benefits are different for different cards. Customers can avail a variety of benefits by joining Tata Credit Card, about which information is given here:

• Transfer your other credit card dues to Tata Credit Card and reduce interest.
• Convert your transaction into EMI.
• Take advantage of flexible payment options.
• Get cash up to or above your credit limit for all your immediate needs.
• Tata Card helps you provide instant cash with Easy Money and ATM Cash services.
• On Tata Card, you get many types of insurance like card loss, card theft, accidents, health problems.
• You can easily pay your utility bills with the help of your card with features like Auto Pay, Register & Pay and Fast Pay.
• You can log in and access your account anytime from anywhere by visiting the official website of Tata Card.
• You can transfer balance to Tata Card from other credit cards.
• Tata Card in association with SBI Bank offers several types of Tata SBI Credit Cards.

Read this also: Kotak Mahindra Bank Credit Card Apply

Tata Credit Cards Types

At present Tata Cards offers two types of credit card variants which are as follows:

Tata Premium Credit Cards

• TATA STAR Card SELECT
• Tata Card SELECT
• Tata Croma Card SELECT

Tata Classic Credit Cards

• TATA STAR Titanium Card
• Tata Card
• Tata Croma Card

Below read all TATA Cards benifits and features in details 

Read Also : Tata QiK EMI Credit Card – Tata Neu Credit Card Apply Online

Tata Star Card Select:

This is Tata’s Premium Credit Card. This card brings many benefits for the customers. The benefits and features of this card are as follows:

Benefits and Features:

• Get Welcome E-Gift Voucher worth Rs.3500.
• 3,000 gift voucher from Anniversary e-Star.
• 3.5% value back on spends at Star outlets.
• Avail up to 5% value back on spends at select Tata outlets.
• Avail 3 Reward Points for every Rs.100 spent on Kirana Store, Dining and International spends.
• Avail 1 Reward Point for every Rs.100 spent on other retail spends.
• Avail Star e-gift vouchers worth Rs.3,000 on spending Rs.4 lakh and Rs.5 lakh.
• 1% fuel surcharge waiver on transactions between Rs.500 to Rs.4000.
• Enjoy exclusive access to premium MasterCard lounges in India.
• Balance transfer facility.

Read this also: Yes Bank Credit Card Apply

Tata Card Select:

Benefits and Features:

• Get e-gift vouchers up to Rs.3000.
• Get 2% back on spends on Croma and cromaretail.com.
• Get up to 5% value back on spends at Tata outlets.
• Get 3X points on departmental and grocery stores, dining and international spends.
• 1 reward point for every Rs.100 spent.
• Get bonus spending reward on spending 4 to 5 lakh rupees.
• Fuel surcharge waiver up to 1%.
• Also read: IDFC Bank Credit Card

Tata Croma Card Select:

Benefits and Features:

• Avail the benefit of e-gift vouchers up to Rs.3000.
• Get 2% back on spends on Croma and cromaretail.com.
• Get up to 5% value back on spends at Tata outlets.
• Get 3X points on departmental and grocery store, dining and international spends.
• Get 1 point for every Rs.100 spent at other retail outlets.
• Get rewards on spending up to Rs 4 to 5 lakhs every year.
• 1% fuel surcharge waiver.

Read this also: SBI Credit Card Apply

Tata Star Titanium Card:

Benefits and Features:

• 1000 Rs. Get Welcome E-Gift Voucher of Rs.
• Get 3.5% value back on spends at Star Outlets.
• Avail up to 5% value back on spends at select Tata outlets.
• Avail 3 Reward Points for every Rs.100 spent at Kirana Stores.
• Avail 1 Reward Point for every Rs.100 spent on other retail spends.
• Benefit of expense based fee reversal on expenditure of Rs 1 lakh in a year.
• 1% fuel surcharge waiver on 500 to 3000 transactions at any petrol pump in the country.

Tata Card:

Benefits and Features:

• Benefit of joining offer within 60 days of card issuance.
• Get 1.5% value back on spends on Croma and cromaretail.com.
• Get up to 5% value back on spends at Tata outlets.
• Get 3X points on spending at departmental and kirana stores.
• Get 1 point for every Rs.100 spent at other retail outlets.
• Get the annual fee waived for spending Rs 1 lakh in a year.
• Avail the benefit of 1% fuel surcharge waiver.

Tata Croma Card:

Benefits and Features:

• Get 500 Empower Points worth Rs.500 on spending Rs.2000 or more.
• Get 1.5% value back on spends on Croma and cromaretail.com.
• Get up to 5% value back on spends at Tata outlets.
• Avail 3X points on spending at departmental and kirana stores.
• Get 1 point benefit for every Rs.100 spent at other retail outlets.
• Get the annual fee waived on the expenditure of Rs 1 lakh in a year.

Read this also: IDFC FIRST Bank Credit Card Apply

Tata Credit Card Eligibility

Only those people can apply for the credit card who are eligible for it. The eligibility may be different for different cards. Following are the eligibility to apply:

• Both salaried and self-employed individuals can apply for the card.
• Applicant must be an Indian citizen.
• The age of the customer should be between 21 to 60 years.
• Your CIBIL score should be very good. Generally a score of 750 or above is considered a good score.
• You should have a stable employment that is earning you a decent income.

Tata Credit Card Documents required

Before applying for Tata Credit Card, you should keep all your necessary documents together so that whenever Tata Card demands documents from you, you can immediately show them all the documents. Documents may be different for different cards. The documents for applying for a credit card are as follows:

• Proof of identification
• Proof of residence
• Application Form
• passport size photo
• Proof of income
• Other Documents

Read this also: Bank of India Credit Card Apply

How to apply Tata Credit Card?

If you fulfill all the conditions of this card then you can apply for it both online and offline. To apply, follow the steps given below:

Tata Credit Card Apply Online

• First of all, you have to visit the official website of Tata Card, tatacard.com.
• On the home page of the website, you will see the option of credit cards, click on it.

• After clicking, the complete list of credit cards will open in front of you on the next page.
• Click on the card you want to avail.
• To apply, click on the option of Apply Now.
• The form will open in front of you.
• Enter the requested information in it and click on submit.
• After this the bank staff will contact you and issue further process.

How to apply offline?

Tata Cards offers credit cards in association with State Bank of India. If you want to apply for a credit card offline, then you have to visit your nearest branch of SBI. The process to apply offline is as follows:

• First of all visit the nearest branch of SBI Bank.
• Contact the bank employee who will provide you complete information about the credit card.
• Then your documents will be verified.
• You have to fill the form and submit the documents to the bank.
• If you fulfill all the conditions of the card then the card will be issued to you.

Read this also: HDFC Credit Card Apply – Review, Details & Benefits

How to Check Tata Credit Card Status?

If you have applied for a credit card then you can track the status of your application both online and offline. You can check the status of your application offline by visiting your nearest SBI Bank branch. Follow the steps given below to track online:

• First of all, you have to visit the official website of Tata Cards.
• On the home page of the website, you will see a box of Track your application.
• In this, you have to enter your reference number / application number and click on the option of Track.
• After clicking, the status of your application will appear in front of you.

Tata Credit Card Fees & Charges

When you take a credit card, many types of fees and charges are taken on it, which are different for different cards. Here are the fees and charges for Tata Card:

Charges	Tata star card select	Tata card select	Tata Croma Card Select	Tata Star Titanium Card	Tata Card	Tata chroma card
Annual Fee	Rupee. 2,999+GST	Rupee. 2,999+GST	Rupee. 2,999+GST	Rupee. 499+GST	Rupee. 499+GST	Rupee. 499+GST
Renewal fees	Rupee. 2,999+GST	Rupee. 2,999+GST	Rupee. 2,999+GST	Rupee. 499+GST	Rupee. 499+GST	Rupee. 499+GST
Add-on fee	Zero	Zero	Zero	Zero	Zero	Zero
Card Replacement	100 Rs.	100 Rs.	100 Rs.	100 Rs.	100 Rs.	100 Rs.
Check Pick Up	100 Rs.	100 Rs.	100 Rs.	100 Rs.	100 Rs.	100 Rs.
Check Fee	100 Rs.	100 Rs.	100 Rs.	100 Rs.	100 Rs.	100 Rs.
Payment Dishonor fee	2% of the payment amount	2% of the payment amount	2% of the payment amount	2% of the payment amount	2% of the payment amount	2% of the payment amount
Statement retrieval	100 Rs.	100 Rs.	100 Rs.	100 Rs.	100 Rs.	100 Rs.
Charge slip Retrieval	225 Rs.	225 Rs.	225 Rs.	225 Rs.	225 Rs.	225 Rs.

Tata Credit Card Payment

Whatever transaction you make with the credit card, you have to pay it after a period. You can make payment in many ways, online and offline. You should pay your credit card bills on time so that your CIBIL score is good. Some of the ways to pay the credit card bill are as follows:

Online payment:

• Through NEFT.
• Paynet Pay Online.
• Online SBI.
• Electronic bill payment.
• National Automated Clearing House.
• MasterCard Money Send.
• SBI Auto Debit
• through debit card.
• through UPI.
• Payment through Yono App.

Offline Payment:

You can pay offline through check or cash by visiting your nearest bank. Apart from this, you can also pay through SBI ATM.

Tata Credit Card Login

• To login, you have to first go to the official website of Tata Card.
• On the home page of the website, you will see the option of Login, click on it.
• The login form will open in front of you on the next page.
• You can log in and access your account by entering your username, password or mobile number in it.

Tata Credit Card Customer Care Number

If you are facing any kind of problem in making a credit card or if you want to get other information about the credit card, then you can contact the helpline number of Tata Card.

Toll Free Number : 1860 500 8282 / 1800 180 8282

My Last Word:

In this article, we have provided you complete information about Tata Credit Card Review Details, Benefits, Features & more. Anyone who needs a credit card can apply for a Tata Card.

Hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.

Some FAQ’s on Tata Credit Card