Standard Chartered Credit Card Apply 2024 Review – Types, Benefits

Standard Chartered Credit Card Apply 2024 Review – Types, Benefits: Hi friends, In this article, we will know in detail what is standard chartered credit card, eligibility for this card, what are the documents and how can we apply for this card etc., so you read this article till the end.

If you are thinking of taking a credit card, then you can consider the credit card of Standard Chartered Bank. Standard chartered credit card benefits are of many types. With the help of credit card, you can make many types of online and offline payments.

Standard Chartered Credit Card Details

Before applying for a standard chartered credit card, you must know what a credit card is. A credit card is a financial instrument that allows customers to make transactions without making immediate payments. In a credit card, a limit is given to the customers, which is called credit card limit. This limit allows customers to CIBIL Score is given on the basis of factors like income, credit history.

You cannot pay more than the limit given to you. At the end of the month you have to pay your credit card bill. If your income is very high and your CIBIL score is very good then you can get the card of higher limit. you both online and offline Standard Chartered Credit Card apply can do.

Standard Chartered Bank offers various types of credit cards as per the requirement of the customers. You can apply for the card you want to take advantage of. Different cards can have different benefits and features etc. For more information about the credit card, you can also get information by calling the Standard Chartered Credit Card customer care number.

Benefits and Features of Standard Chartered Credit Card

The bank offers various types of credit cards to the customers. The benefits of different credit cards may vary. Here are the benefits of a standard chartered credit card:

• This credit card will help you And offers some great benefits like travel and dining benefits, loyalty points and rewards for every online purchase including entertainment.
• You get airport lounge privileges and premium lifestyle benefits.
• Standard Chartered Credit Card, you get a variety of offers and get the benefit of discounts on utility bills.
• 5x reward points for spending on food and fuel.
• Ultimate Credit Card gives you 3.33% reward value for all your spends provides.
• best Standard Chartered Credit Card for yourself by comparing between different credit cards of this bank.
• You get exemption in fuel surcharge.
• You can also take a loan against your credit card.
• Avail the facility of credit card balance transfer.
• convert your credit card balance into EMI.
• For credit card apply, you can complete your KYC online through video.

Standard Chartered Credit Card Types

As we told you that the bank offers you many types of credit cards. You can apply for the card you want to take advantage of. These credit cards are as follows:

• Standard Chartered EaseMyTrip Credit Card
• Standard Chartered Smart Credit Card
• Standard Chartered Ultimate Credit Card
• Standard Chartered Super Value Titanium Credit Card
• Standard Chartered Platinum Rewards Credit Card
• Standard Chartered Manhattan Credit Card
• Standard Chartered Priority Visa Infinite Credit Card
• Standard Chartered DigiSmart Credit Card

Like to read this also: Federal Bank Credit Card

Standard Chartered EasyMyTrip Credit Card:

The benefits and features of this credit card are:

Benefits and Features:

• 10x Rewards for every Rs.100 spent on standalone hotel and airline websites/apps/outlets.
• EaseMyTrip Avail 10 to 20% discount on hotel and flight bookings on the website/app.
• 1 domestic per calendar quarter and 2 international per year lounge access.
• Rs.125 off on bus ticket booking ( on minimum ticket booking of Rs.500 ).
• Spend Rs 50,000 or more in a year and get the annual fee waived up to Rs 350.
• 2x Reward Points for every Rs.100 spent on all other category spends.

Standard Chartered Smart Credit Card:

Benefits and Features:

• Avail interest free credit period for the first 90 days from the date of issue of the credit card.
• 2% cashback on all your online spends (maximum Rs.1000 per month).
• can convert your transaction into EMI at a special interest rate of 0.99% per month with zero processing fee.
• 1% cashback on all your other expenses (up to a maximum of Rs.500 per month).
• Fuel transactions are not eligible for cashback.

Like to read this also: HSBC Credit Card

Standard Chartered Ultimate Credit Card:

Benefits and Features:

• 5 reward points for every Rs.150 spent with this Standard Chartered Ultimate Credit Card.
• 1 reward point is equal to Rs.
• 2% on all foreign currency transactions.
• Get free access to the country’s premier golf courses.

Standard Chartered Super Value Titanium Credit Card:

Benefits and Features:

• 5% cashback on fuel consumption up to Rs.200 per month at all fuel stations.
• 5% cashback on telephone bills on any transaction above Rs.750.
• 5% cashback on utility bills payments with this Standard Chartered Super Value Titanium Credit Card.
• Get 1 reward point for every Rs.150 spent.
• Respected Premium Banking customers of the Bank can enjoy the complimentary Super Value Titanium Credit Card which comes with a Complimentary Priority Pass membership.

Standard Chartered Platinum Rewards Credit Card:

Benefits and Features:

• 5 reward points for every Rs.150 spent on your food and fuel.
• this SCB Credit Card, get 1 reward point for every Rs.150 spent in all other categories.
• You can get a credit card by doing your KYC online through video and by applying online.

Like to read this also: Bank of Maharashtra Credit Card

Standard Chartered Manhattan Credit Card:

Benefits and Features:

• 5% cashback at supermarkets with this Standard Chartered Credit Card.
• 3x rewards on all other spends with your credit card.
• Enjoy tons of discounts and offers with the Standard Chartered Good Life Program with your Standard Chartered Manhattan Credit Card.
• Avail various offers on shopping, travel etc.

Standard Chartered Priority Visa Infinite Credit Card:

Benefits and Features:

• Priority Banking customers, this card offers a wide range of personalized services to the customers.
• The privileges are complementary to the Priority Visa Infinite Credit Card for Priority Banking clients.
• 5x Reward Points for every Rs.150 spent on fashion abroad or at retail.
• 2x Reward Points for all other spends.
• Avail up to four complimentary domestic airport lounge access every quarter with your Standard Chartered Priority Visa Infinite Credit Card.
• 1,000 airport lounges around the world for a very low fee with your Priority Pass.
• Avail discounts on food, shopping, travel and more.
• 1 crore and medical insurance benefit of USD 25,000.

Standard Chartered DigiSmart Credit Card:

Benefits and Features:

• 20% off on Myntra with this card.
• Standard Chartered DigiSmart Credit Card gives you Zomato 10% off on orders of Rs.
• Get discount when you shop on Yatra.com.
• Get discount on groceries online.
• Get free movie tickets at INOX.
• 15% cashback on Ola cab bookings.
• This Standard Chartered Credit Card and get the benefits of the card.

Like to read this also: Canara Bank Credit Card

How to apply for Standard Chartered Credit Card.

If you fulfill all the conditions of this card then you can apply for it both online and offline. Follow the steps given below to apply for a credit card:

Standard Chartered Credit Card apply

• To apply online, you must first visit the official website of the bank. www.sc.com/in will go on.
• Website home page Credit Card Click on the option.

• By clicking on this link, the list of all credit cards will open in front of you.
• Click on the card you want to avail.
• To apply, click on the option of Apply Now.
• The form will open in front of you and you will have to enter some details in it.
• After that the form has to be submitted.
• After you submit the form, the bank will contact you and issue the further process.

How to apply offline ?

• To apply offline, you have to visit your nearest Standard Chartered Bank branch.
• Contact the bank’s employee who will provide you credit card information and verify your documents.
• Then you have to fill a form and submit the documents to the bank.
• If your application is accepted, you will be issued a card.

Like to read this also: Union Bank Credit Card

Eligibility for SCB Credit Card

You can apply for a credit card only if you fulfill all its eligibility. The bank offers many types of credit cards and the eligibility for different Standard Chartered Bank Credit Cards can be different. The eligibility for credit card apply is as follows:

• The minimum age of the applicant should be 18 years.
• The minimum age for the add-on cardholder is 18 years.
• Applicants should have a stable monthly income.
• Applicant should belong to the credit card sourcing cities/locations of the bank.
• All applications are subject to the Bank’s credit and other policy scrutiny.
• Your credit score should be very good. Generally a score of 750 or above is considered a good score.

Documents Need for Standard Chartered Credit Card

Before applying for a credit card, you should keep all your necessary documents together so that whenever the bank asks for documents from you, you can show them all the documents immediately. Documents can be different for different credit cards. For more information about the document, you can also contact your nearest bank branch. The documents for applying for a credit card are as follows:

• Identity Proof (any one): Aadhar Card, PAN Card, Voter ID Card, Driving License, Government ID, Passport etc.
• Address Proof (any one): Voter ID Card, NREGA Job Card, PAN Card, Passport, Aadhar Card, Letter issued by National Population Register containing details of name, address etc.
• Financial Documents for Salaried: Latest One Month Salary Slip
• Financial Documents for Self Employed Businessman: Latest IT Returns with Income Calculations / Certified Financials, Final Business Continuity Proof.
• Financial Documents for Self Employed Professionals: Latest IT Returns, Business Continuity Proof.

Standard Chartered Credit Card Status Check

If you have applied for a credit card then you can easily track the status of your application. You can check the status of your application both online and offline. Apart from this, you can also check the status of your application by calling the Standard Chartered Credit Card customer care number. Offline you can find out by visiting your nearest branch. Follow the steps given below to check online:

• To check online, you have to first visit the official website of the bank.
• After visiting the website, click on the option of credit card.
• Now click on Track Status option.
• Enter your application number and mobile number and click on track.
• Full details of your application will come in front of you.

Standard Chartered Credit Card Charges

When you take a credit card, you have to pay many types of charges on it, about which information is given here:

card name	Annual Fee	renewal fees
easymytrip credit card	₹ 350 + GST	₹ 350 + GST
smart credit card	499 Rs.	499 Rs.
ultimate credit card	5,000 Rs.	5,000 Rs.
Super Value Titanium Credit Card	750 Rs.	750 Rs.
Platinum Rewards Credit Card	250 Rs.	250 Rs.
Digismart Credit Card	NIL

Standard Chartered Credit Card Payment 

After taking a credit card, when you pay with your credit card, then a bill is generated for you which is called credit card bill. You have to pay your card bills on time. If you do not pay your credit card bill on time then your CIBIL score can get very bad so you should pay your card bill on time.

You can make your credit card payment both online and offline. The bank offers a variety of options to the customers through which you can pay your credit card bills which are as follows:

• Through NEFT/IBFT
• Online banking
• Visa credit card payment
• Through bill desk
• Check and cash payment
• Phone banking
• Auto debit
• Payment

Standard Chartered Credit Card Customer Care Number

If you are facing any problem in applying for the credit card, then you can get information by calling the customer care number of the bank. To know the customer care number, follow the steps given below:

• First of all you have to go to the official website of the bank.
• website home page Contact Us Click on the option.
• After clicking, a list of all contact numbers will appear in front of you.

Final Touch: Review

In this article we have you provided complete information about Standard Chartered Credit Card Apply Review – Types, Benefits. Any person who wants to take a credit card from Standard Chartered Bank can apply for the card by reading this article.

Hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.

FAQ’s on Standard Chartered Credit Card