Shriram Finance Home Loan Apply 2024 Interest Rate, Eligibility

Hi dear readers, hope you are doing well, today we will know about How to get Shriram Finance Home Loan Apply, Eligibility, Interest Rate, EMI Calculator, Minimum Salary, Civil Score and more details that we read in this article please read till the last.

If you want to take advantage of Shriram Housing Finance home loan then this article is for you. Home loan comes under the category of secured loan. Any person can take a home loan to fulfill his dream of home.

Like other banks and financial institutions, Shriram Housing Finance also provides customers Home Loan provides the facility of You can apply for Shriram Finance Home Loan both online and offline. In this article, we will know in detail what is Shriram Finance Home Loan, what is the interest rate, documents, eligibility of this loan and how can we apply for this home loan etc., so you can complete this article at the end. read till

Shriram Finance Home Loan

Anyone can take a home loan to build a house, buy a house or renovate a house. The loan amount offered by the lender under home loan depends a lot on the credit history of the applicant. more income and better CIBIL Score People with high loan amount can get home loan.

You can get the Government of India’s approval from this financial institution. government scheme Pradhan Mantri Awas Yojana You can get interest subsidy on home loan under Shriram Housing Finance offers a wide variety of home loan schemes. You can apply for the reason for which you want to take home loan.

Shriram Finance Home Loan The higher the interest rate of your loan, the higher will be your EMI. You can find out the cheapest loan by comparing between various personal loan interest rates. The loan tenure of this home loan is up to 25 years. You can get loan amount from Rs 1 lakh to Rs 10 crore. Maximum you can get loan amount up to 90% of the cost of the property.

If you want to take advantage of personal loan of Shriram Finance then you can go through this link Shriram Finance Personal Loan You can apply for personal loan by clicking on

Key Features of Shriram Finance Home Loan

• Loan Name : Shriram Finance Home Loan 2024
• Lender Name : Shriram Housing Finance
• Interest Rate: Starting from 8.9% p.a.
• Loan tenure: 25 years
• Loan Amount: Rs.1 lakh to Rs.10 crore/maximum 90% of the cost of the property
• Processing Fee : 0.50% of the loan amount or Rs. 5,000
• Fee : Individual Borrower – Nil
• Official Website: https://shriramhousing.in/

Interest Rate for Shriram Finance Home Loan 2024

Home loan interest rate starting from 8.9% p.a. and depends on many factors of the applicant such as applicant’s income, age, place of residence, credit score etc. People with high income and very good credit score can take advantage of home loans at attractive interest rates from the bank.

The higher the interest rate of your loan, the higher will be your EMI. You can find out the cheapest loan by comparing between various personal loan interest rates.

Just as personal loan before we take Personal loan interest rate Similarly, before taking a home loan, we need to know about Home loan interest rate It is necessary to have information about

Benefits and Features of Shriram Finance Home Loan

• Any person can take advantage of this home loan to fulfill his dream of home.
• Under this home loan, you can get loan amount from Rs 1 lakh to Rs 10 crore.
• The loan tenure of this home loan is up to 20 years.
• You can get loan amount up to 90% of the cost of the property.
• The interest rate of Shriram Finance Home Loan starts from 8.9% per annum.
• Benefit of life insurance cover to the beneficiary under Group Insurance Credit Shield Scheme.

Shriram Finance Home Loan Types

Shriram Finance offers a wide variety of Home Loan customers which are as follows:

• Home Loans
• Residential Plot Loans
• Affordable Housing (PMAY)
• Home Improvement Loans
• Home Extension Loans
• Balance Transfer Loans
• Top-Up Loans

Shriram Finance Home Loan Eligibility

Home loan eligibility depends on various factors like income, employment status, tenure etc. Shriram Housing Finance provides home loans to all types of individuals and non- individuals. You can go to its official website Eligibility Calculator You can calculate your eligibility with the help of

apply for Shriram Finance Home Loan, you must have the following eligibility:

• Any salaried individual, a self-employed professional/non-professional or non-individual entity can apply for this home loan.
• Applicant’s age should be between 24 to 70 years.
• For Salaried Persons:-
  • should be at least Rs.30,000.
  • Applicant should have minimum 2 years work experience.
• For Self Employed:- Applicant should have minimum 3 years experience in their current field.

Shriram Finance Home Loan Documents Required

Before applying for a home loan, you should keep all your documents together so that whenever the bank asks you for documents, you can show them all the documents immediately. You need to have the following documents to apply for Shriram Finance Home Loan:

• Identity Proof (self attested copy of any one of the following): Passport/PAN Card/Voter’s Identity Card/Identity Card/Aadhaar Card/Driving License.
• Address Proof (Self attested copy of any one of the following): Latest Telephone Bill/Passport/Latest Electricity Bill/Sale Deed Copy/Driving License/Bank Account Statement/Letter from Employer/Gas Bill/Utility Bill/Rent Agreement/Aadhaar card |
• Proof of Age: PAN Card / Birth Certificate / 10th Class Marksheet / Bank Passbook / Passport / Driving License

Income Document: Salaried Person (Any one of the following):-

• Form 16
• certified letter from employer
• Pay Slip (last 2 months) Increment or
• promotion letter
• IT Returns ( for 3 years)
• Investment proof (such as fixed deposits, shares, etc.)
• passport size photo

Income Document: Self-employed or Businessman (Any one of the following):-

• 3 years along with computation of income, duly attested by a Chartered Accountant.
• of the firm for the last 2 years – duly attested by a Chartered Accountant.
• Brief introduction of their profession / profession.
• Passport Size Photo |
• Photocopy of certificate of registration of establishment under Shops and Establishment Act/Factory Act.
• Photocopy of the certificate of registration for deduction of business tax.
• Proof of Investment |
• Certificate of Practice |
• Receipts of advance tax payment (if any).

Property Documents:

• Sale deed, agreement of sale with builder (original copy).
• Land and Building Tax Payment Receipts, Location Sketch of the property certified by Revenue Officers, Possession Certificate.
• Allotment letter given by housing board/society/private builder.
• Original receipts for advance payment made for purchase of flat.
• An approved copy of the building plan (Main plan / Floor plan in case of purchase of flat).
• Original of Land Tax Payment Receipt and Possession Certificate issued by Revenue Authority.
• Original No Objection Certificate (NOC) from the housing society or builder Detailed estimate of the cost of construction of the house.
• Letter from builder/society/housing board stating their account number and name of their bankers for remittance of installments.

Shriram Finance Home Loan Apply

If you fulfill all the conditions of this home loan, then you can apply for it both online and offline. The information about the process of applying is given below:

Shriram Finance Home Loan Online Apply

• To apply online, first you need to visit the official website of Shriram Housing Finance. shriramhousing.in But have to come
• On the home page of the website you will find Apply Now Click on this option will appear.

• After clicking, the home loan application form will open in front of you on the next page.
• Enter the requested information in the form and submit the form.
• After this the representative of Shriram Housing Finance will contact you and the loan process will be issued further.

How to apply offline ?

• First of all you have to go to your nearest branch of Shriram Housing Finance.
• You have to contact the staff of the branch.
• The employee will provide you all the information related to the home loan.
• Then your documents will be verified.
• Then you have to fill a form.
• Attach the document with the form and submit it there.
• If your loan is approved then the loan amount will be transferred to your bank account.

Shriram Finance Home Loan EMI Calculator

Before applying for a home loan, you should calculate the EMI (Equated Monthly Installment) of your loan so that you can get an idea of how much you will have to pay at the time of loan repayment. You can visit the official website of Shriram Finance Home Loan EMI Calculator With the help of this you can calculate the EMI of your loan. The loan EMI depends on the loan amount, interest rate and loan tenure.

Shriram Finance Home Loan Contact Number

If you want to get other information about this loan, then you can get information by calling Shriram Finance Home Loan Contact Number.

• Toll Free Number : 1800-102-4345
• Email ID : [email protected]

FAQs on Shriram Finance Home Loan

Conclusion:

In this article we have you How to get Shriram Finance Home Loan Provided complete information about Any person who wants to take home loan from Shriram Housing Finance can get all the information related to this home loan through this article.

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