SBI Student Plus Advantage Credit Card Apply 2024 Review, Limit, Charges Benefits: SBI Bank offers various types of credit cards as per the requirement of the customers. This credit card is one of these credit cards. If you want to get information about all credit cards of SBI Bank, then you can click on this link Best SBI Credit Card.
There are many benefits of SBI Student Credit Card that you can avail. In this article, we will know in detail what is SBI Student Plus Advantage Credit Card, what is the eligibility, documents for this card and how can we apply for this card etc., so you can read this article till the end..
SBI Student Plus Advantage Credit Card Review
SBI Bank has specially started this credit card to meet the financial needs of the students, hence this card can also be called SBI Student Credit Card. You will not have to pay any annual or joining fee to issue this State Bank of India (SBI) credit card. A credit card is a financial instrument that allows customers to make transactions without making immediate payments. In the credit card, a limit is given to the customers by the bank, which is called the credit card limit ( SBI Student Plus Advantage Credit Card limit).
This limit given to the customers is given on the basis of factors like CIBIL Score, income, credit history. SBI Student Plus Advantage Credit Card It is a kind of smart card which gives you many benefits like rewards points on various types of spends. You can easily apply for this card both online and offline. If you are a student and you need money then you can join this SBI credit card.
Benefits and Features of SBI Student Plus Advantage Credit Card
- This credit card is given only to those students who have SBI Bank SBI Education loan.
- Beneficiary gets the benefit of 1 reward point for every Rs 100 spent with SBI Student Plus Advantage Credit Card.
- You get the benefit of fuel surcharge waiver of 2.5%.
- 80% cash from your card.
- If you spend Rs 35,000 or more in a year, you can waive the annual fee of Rs 500.
- You can use this SBI Student Plus Advantage credit card to make international purchases.
- 2500 into EMI.
- can transfer your other outstanding credit card bills to SBI Student Plus Advantage Credit Card.
- this SBI credit card, you can book train tickets online from the official website of IRCTC.
- You can pay your utility bills.
- You get this credit card with an interest rate of 2.25% per month.
- SBI Student Plus Advantage Card, you can get up to 10X reward points for spending abroad.
SBI Student Credit Card Eligibility
To apply for this credit card, it is necessary to have all your eligibility, only then you can apply for the credit card. Following are the eligibility to apply:
- Only those students can apply for this card who have taken education loan from SBI Bank.
- Applicant’s age should be 21 years or above.
- This card is a Secured Credit Card i.e. it can be taken on Fixed Deposit opened with the bank.
- The minimum age of the applicant for the add-on card is 18 years.
Read Also : BOB Eterna Credit Card Apply
Documents Need for SBI Student Plus Advantage Card
For apply this SBI credit card, you should keep the necessary documents together so that whenever the bank asks for documents from you, you can show them all the documents immediately. For more information about the document, you can also contact your nearest SBI Bank branch. Documents to apply are as follows:
- Proof of Identity: Voter ID Card, Aadhar Card, Passport, PAN Card, Driving License etc.
- Address Proof: Ration Card, NREGA Job Card, Telephone Bill, Electricity Bill etc.
- Education Loan Account Details
- Student id
- Passport size photo
- Other Documents
SBI student credit card apply
If you fulfill all the conditions of this credit card, then you can apply for it both online and offline. To apply, follow the steps given below:
SBI Student Plus Advantage Credit Card apply online
- First of all you have to visit the official website of SBI Card sbicard.com
- After visiting the website, you have to select the option of SBI Student Credit Card.
- To apply, you will see the option of Apply Now, click on it.
- The form will open in front of you.
- You have to enter the requested information in it and click on submit.
- After this the bank staff will contact you and issue the further process.
How to apply offline ?
- To apply offline, you have to first go to your nearest State Bank of India (SBI) branch.
- Get complete information about student credit card by visiting the bank.
- Then you have to fill the form and submit the documents to the bank.
- If your application is accepted, you will be issued a card.
SBI Student Plus Advantage Card Charges
| Annual Fee | Zero |
| Joining fee | Zero |
| Cheque pickup | 90 rupees |
| Details retrieval | 100 per statement |
| Renewal fee | Rs.500 (Applicable only if the expenditure in a year in the previous year is less than Rs.35,000 ) |
| Pay dishonor fee | 2% of loan amount |
| Charge slip retrieval | 225 per charge slip |
| Overlimit | 2.5% of the limit amount subject to a minimum of Rs.500 |
| Late payment | starting from Rs.0 |
| Card replacement | 100 rupees |
| Foreign exchange Transactions | 3.5% |
| Emergency card replacement, when abroad | Minimum $175 |
| Eeward redeem fee | 99 rupees |
| Cash payment fee | 100 rupees |
SBI Student Plus Advantage Card Card Customer Care Number
- Credit Card Customer Care Number : 1860 180 1290 / 1800 180 1290 / 1860 500 1290
- Toll Free : 1800-11-2211, 1800-425-3800
My Last World:
In this article we have you Complete information has been provided about SBI Student Plus Advantage Credit Card. You can also contact the bank for more information about this credit card. Any student who is in need of money can apply for this credit card. Hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.
FAQs on SBI Student Credit Card
SBI Student Credit Card?
This card from the bank is specially designed for the students. Any student can apply for this card.
Which is the best credit card for students?
You can compare student credit cards from different banks to find the best credit card.