SBI Card Pulse Apply – Review, Details & Benefits: In today’s article, we are going to tell you, what is SBI Card Pulse, what are the benefits with which this credit card comes, how to apply for SBI Card Pulse, how much interest rate will be charged, documents, what is the eligibility criteria, Where you can use this credit card, etc. will get information, so for this you have to read this article till the end.
SBI Bank has launched its new credit card which is quite different as compared to other credit cards because this credit card has been specially launched by SBI Bank for those people who want many benefits related to health and fitness. want to take. The name of this credit card is ‘SBI Card Pulse’.
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SBI Pulse Credit Card
First of all let’s talk about ‘SBI Card Pulse‘ offered by State Bank of India, this card can be used exclusively for Health & Fitness, it is a mid level credit card, which offers many types of credit cards. Has been launched in the market with features.
SBI Card PULSE Features
First of all, let us know about the main features of this credit card, so that you can find out whether you should take a credit card or not, the main features of this credit card are as follows.
This card has been launched by SBI for people with special focus on fitness.
After the approval of this card, the customer is gifted a smartwatch worth Rs 4,999, which can be used for fitness purposes.
It also has a complimentary airport lounge
On spending Rs 100 in this credit card, you get up to 10 reward points.
The SBI Card Pulse also comes with a slew of complimentary features that will allow access to a vast network of over 4,000 gyms and fitness studios across India, as well as access to unlimited online sessions for physical exercise and fitness. Which includes yoga, dance, cardio, Pilates and other similar facilities.
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SBI Card Pulse
State Bank of India (SBI) has launched its new credit card in the market, which is named SBI Card PULSE. This credit card has been specially launched keeping in mind the fitness, wellness, health, people, this credit card has been equipped with many features and benefits.
State Bank of India has also provided the facility of giving ‘Noise ColorFit Pulse Smartwatch’ as a gift to the cardholders with this credit card, which is priced at Rs 4,999 in the market.
Apart from this, if you take this credit card, this credit card comes with a joining fee of just ₹ 4999, the annual fee is waived if you spend Rs 2 lakh or more with the card for one year.
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SBI Card Pulse Credit Card Details
Some important information about SBI Pulse Credit Card is mentioned in the table below.
Card Name | SBI Card Puls Credit Card |
Card Type | Mid Level Credit Card |
Best Suited For | Lifestyle, Health & Fitness |
Welcome Benefit | Noise ColorFit Smart Watch worth Rs. 4,999 |
Minimum Income Required | Communicated at the time of sourcing |
Documents Required for SBI Pulse Credit Card
- Pan Card
- Aadhar Card
- Last 3 months’ bank statement
- Form 16 /IT Returns/ Salary Slip
- Active Bank Account
- Aadhar Link Mobile No
- A Selfie
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interest rate on SBI Pulse Credit Card
The interest rate on SBI Pulse Credit Card can be from 3.50% to 42% per month. Here you can take this credit card with a joining fee of ₹ 4999.
This card has been launched on the Visa Signature platform. Renewal fee is waived if the annual spending limit of Rs 2 lakh is exceeded within one year of card subscription
Fees And Charges of SBI Pulse Card
For SBI Pulse Credit Card, you have to pay some fees and charges which are shown in the table below.
Fees / Charges | Amount |
Annual Fee (one time) | Rs. 1,499 |
Renewal Fee (per annum) | Rs. 1,499 |
Finance Charges | 3.50% per month |
Late Payment Fee | <Rs.500 – Nil Rs. 500 – Rs. 1000 – Rs. 400 Rs. 1000 – Rs. 10,000 – Rs. 750Rs. 10,000 – Rs. 25,000 – Rs. 950
Rs. 25,000 – Rs. 50,000 – Rs. 1100 > Rs. 50,000 – Rs. 1300 |
SBI Pulse Credit Card Limit
The credit limit for SBI Pulse Credit Card is set by the bank. SBI Bank takes into account several factors before setting the limit such as the credit score of the applicant, the credit ratio of the applicant along with the repayment of the previous loan. You get a good crate limit here.
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Sbi Pulse Credit Card Benefits
Various types of cashback offers are given on SBI Pulse Credit Card, here we have told about the benefits of this credit card, which you can read about below.
Welcome Gift
SBI Card PULSE customers will be eligible to get exclusive NOISE ColorFit PULSE for their e-vouchers, smart watches provided on payment of joining fee. The e-voucher will be sent to the applicant within 45 days through email or will be able to be received through SMS.
The most important thing about this smartwatch is that it has many great features like 1.4 inch full color display, blood oxygen monitoring (SPO2), sleep monitoring, which will help customers to improve their fitness further.
Health Benefits
In health benefits on this credit card you also get the facility of Pro Membership, FITPASS PRO memberships subscription of FITPASS, FITFEAST and FITCOACH, where as with SBI Card Pulse many complimentary facilities are also available which has more than 4,000 gyms and facilities across India. Access to a vast network of fitness studios will be available,
In addition, they can also take advantage of unlimited online sessions for physical exercise and fitness, which include yoga, dance, cardio, Pilates and more. Apart from this, many types of health benefits are also given.
Reward Points
Customers can avail 5X reward points on using this card at pharmacies and drugstores, dining and movies. 100 per Rs. spent on all his other expenses. But you can get 2 reward points.
Milestone Benefits
If you make an annual payment of Rs 2 lakh with the help of this credit card, then there is a rebate on Renewal Fee. Apart from this, you can get an e-voucher of ₹ 15,00 for more than Rs 4 lakh.
Comprehensive Insurance Cover
Liability Insurance Cover is also available on this card on any type of road of ₹ 100000, apart from this Air Accident Cover is Rs. 50 lakh facility is also given.
Lounge Benefits
Complimentary 8 Domestic Lounge trips are provided to the cardholder on this card, in addition to this Complimentary Priority Pass Membership of $99 is given. Which you can use while traveling in the country and abroad.
Read More Benefits Here : Click Here
SBI Pulse Credit Card Apply Online
You can follow the steps mentioned below to apply for SBI Pulse Credit Card. If you are already a customer of SBI, then you can still apply for this credit card, new users can also take this credit card.
Step 3. Open the official website.
Step 4. After that submit your name, address, mobile number, email id.
Step 5. After this, verify the OTP with your mobile number.
Step 6. Now submit your PAN card, pin code, address.
Step 7. After this select occupation, Net income, Credit Card.
Step 8. Now you have to click on Proceed.
Step 9. After this submit the application form, now you get the credit limit, then you can activate this card through the application and use it.
Note : If you use the credit card properly, then it can prove to be effective for you, otherwise it does not delay in converting your happiness into sorrow. Therefore, use the card wisely, while taking a credit card, definitely read the terms of condition, interest rate etc.
SBI Pulse Credit Card Customer Care No
If you face any kind of problem then you can get the solution of your problem by talking to the customer officer of SBI Bank, apart from this you can also get the solution through live chat on the official website.
SBI Bank customer toll-free is: 1800-180-1290
For any FITPASS related queries, please call at +91-1146061468.
SBI PulseCredit Card Review
If I tell about my personal experience, Pulse Credit Card offered by SBI Bank is a mid level credit card, which can be used for health and fitness purposes, booking air lounges in the country and abroad, redeem points, cashback offers can obtain.
Apart from this, you also get premium subscription for fitness training activities on this card. If you are a fitness coach , gym trainer then this credit card can prove to be helpful for you, apart from this SBI Card believes that it will meet the needs of the cardholders who are extremely health and fitness conscious.
My Last Word:
I hope today’s article will be helpful for you in which I have told you about SBI Pulse Credit Card, if this article was helpful then you can follow us on social media platform, your full support to read this article Heartfelt thanks.
SBI Pulse Credit Card FAQs
Q1.Can I use SBI Card Pulse internationally?
Ans. Yes, SBI Card Pulse can be used at over 24 million outlets across the world.
Q2. Can I get an add-on card on SBI Card Pulse?
Ans. Yes, you can get an add-on card with SBI Card Pulse.
Q3. How can I access my FITPASS PRO subscription using SBI Card Pulse?
Ans. You can avail Fitness Pass Pro Membership by entering the redeem code provided by the Bank using the FITPASS mobile application in your mobile. As or credit card is approved and you get it within 45 days of sms, you get redeem code via email.
Q4.How to apply for SBI Pulse Card?
Ans. You can avail various add-on cards on SBI Card Pulse. You can apply for SBI Pulse card online by visiting the official website of SBI, or by visiting the nearest branch. Where you can get this credit card with better credit limit by verifying your documents.
Q5. Can I increase my credit limit on SBI Pulse Card?
Ans. You can increase the credit limit by paying this credit card on time, apart from this your credit limit also starts increasing. If you withdraw only up to 80% from the bank. Apart from this, money can prove to be very helpful for withdrawal in emergency.
Q6.What is the joining fee, annual fee, per year for SBI Pulse Credit Card?
Ans. The annual subscription fee for SBI Pulse credit card is Rs 4,999. The annual fee is waived if you spend Rs 2 lakh or more with this card for one year. And here the Noise ColorFit Pulse Smart Watch is given on payment of joining fee, which is priced at Rs 4,999 in the market.
Q7. Who can take SBI Pulse Credit Card?
Ans. If you are an Indian and your age is more than 21 years, then you can apply for this card but there is a condition that the applicant should be a salaried person, self-employed, and his credit score should also be good. . Apart from this, the applicant should have a permanent residence certificate, PAN card, salary slip etc. should be given for income proof.
Disclaimer : Apply for credit card according to you, we have nothing to do with it, we have provided the information here only for education purpose, to avoid any fraud your card details, CVV number, month- year, do not share personal information with anyone.