SBI Car Insurance 2023 – Buy, Claim, Renewal & Benefits: State Bank of India is the most reliable bank in India, this bank provides savings account, loan as well as the facility of providing insurance. Friends, through this article of today, we will provide you information about SBI Car Insurance such as how to take car insurance from State Bank of India, what is SBI Car Insurance, eligibility criteria, documents, insurance policy, insurance renewal How to do. Apart from this, how to make SBI car insurance claim etc. will also provide other information, so for this you keep reading this article till the end.
About SBI Car Insurance
SBI Car Insurance is an insurance policy in which you can insure your car for Rs. 2072/year can be done. SBI car insurance covers risks and damages caused by car maintenance, accident cover, natural calamity and theft, etc. under an insurance policy. SBI car insurance is an agreement between the owner of the vehicle and the insurance company that provides personal accident cover to the driver.
SBI General Insurance Company Limited is one of the best insurance companies in India that offers car insurance policies. It is a joint business deal between State Bank of India and Insurance Australia Group (IAG) which is providing its services since 2010 . It uses a multi-channel distribution model consisting of bancassurance, agency, broking and retail direct channels.
SBI Bank offers a variety of insurance policies such as health insurance policies, bike insurance policies, home insurance policies, personal insurance policies and travel insurance policies.
While in the commercial sector, this includes fire insurance policies, marine insurance policies, aviation insurance policies and construction insurance policies.
Read Also : Royal Sundaram General Car Insurance
SBI Car Insurance plans
| Insurance Name | Plan Name | Plan Price Starting as | Insurance Apply |
|---|---|---|---|
| SBI General Insurance | Comprehensive | ₹ 3,067 | Check Premium |
| SBI General Insurance | Third Party | ₹ 2,094 | Check Premium |
| SBI General Insurance | Limited Third Party | ₹ 1,994 | Check Premium |
SBI Car Insurance Key Features
| Car Insurance | Details |
|---|---|
| Who can take advantage of SBI Insurance Policy? | Every Indian citizen who has a driving license and a vehicle with him. |
| What is the minimum age to get car insurance? | over 21 years |
| Where can I buy an insurance policy? | online from official website |
| How to apply for an insurance policy? | Online , Offline |
| How much claim do you get? | more than 15 lakhs |
| How long does it take to get the claim amount | 86.10% of car claims are settled within 7 days. |
| Sbi Car Insurance Is it safe? | yes it is safe |
| Review And rating | 4.9/5 |
| Renew Policy | Click Here |
| Claim Intimation | Click Here |
| Policy Download | Click Here |
| Official Website | Click Here |
Why SBI Car Insurance is Good ?
The car insurance policy offered by SBI Insurance Company should be chosen because here you get many types of advance facilities as compared to other car insurance company. Let us first know about those facilities.
- You can apply online from home in a paperless way.
- There are more than 51 lakh satisfied customers buying car insurance in India.
- Personal accident cover can be available up to Rs 15 lakh.
- The initial insurance plans in SBI company start from ₹1994 where you can choose the insurance policy for Rs.6 per day. Apart from this, you also get the facility of Affordable Car Insurance Premium here.
- You can know about insurance policy through mobile call and can also buy car insurance policy sitting at home.
- The facility of customer support is also available, apart from this, you can also get solutions to your problems through chat through WhatsApp.
- You can buy an insurance policy with minimal documentation.
- Provides Emergency Assistance and priority cashless service shop cover for any damages caused in case of any emergency like accident, accident, emergency, natural calamity, or any other damage where there may be technical and mechanical problems in the vehicle at any point of time. can be corrected. This facility is available 24×7.
- No Claim Bonus Waiver is also offered on each claim-free policy year.
Read Also : IFFCO Tokio Car Insurance
Types of SBI General Car Insurance
SBI General Car Insurance Company offers the following types of car insurance policies:
Comprehensive Insurance Policy Third Party Insurance Policy Limited Third Party Insurance Policy
SBI Car Insurance Required Documents
The following documents will be required to take Online SBI Car Insurance which are as follows:
- Copy of the Registration Certificate.
- Copy of Driving License
- Duly signed claim form
- Copy of Police FIR
- Repair Bills
- Estimates of Repairs
Read Also : HDFC ERGO Car Insurance
SBI Insurance Eligibility
There are some terms and conditions for taking SBI Insurance, if you follow the terms and conditions then you can easily apply online in less than 5 minutes.
- You must be an Indian citizen.
- You must be above 21 years of age.
- You must have all the necessary documents for the new, used, second hand car.
- You should also have driving license, aadhar card, pan card etc.
- You must have salary slip, ITR slip.
- You also need to have a bank account number.
- It is mandatory to have mobile number linked with Aadhar card.
- You can use Wallet, UPI, Paytm, Phonepe, Google Pay, Debit Card , Credit card to make payment.
- To register, it is also necessary to have a smartphone, internet connection.
Read Also : iffco car insurance
SBI General Insurance Buy Online – Login
Buying a car insurance policy from SBI General Insurance Company is simple and easy. To apply for car insurance coverage, you need to follow the following steps.
Buying policy online :
Step1 . First of all go to the official website of SBI CAR Insurance .
Step2 . Next, under the Car Insurance tab, select ‘New Car Insurance’.
Step3 . Now submit all the required information like year of manufacture, mobile number, name, email id etc.
Step4 . After this, click on the type of cover you want to avail.
Step5 . Select the type of cover you wish to avail, i.e. ‘Comprehensive’ or ‘Third-party’
Click on ‘ Get Quote ‘ button to generate premium amount .
Step6 . If you are satisfied with the premium quote then you can go ahead and purchase the same by paying the premium amount using credit card, debit card or net-banking facility.
Step7 . The company will send the policy document to your email id after payment is received.
Buying Policy via offline :
SBI car insurance policy can be purchased through offline buying agents, partner brokers etc. Let us know how you will buy SBI car insurance policy offline.
Step1 . First of all go to your nearest branch.
Step2 . After that contact the agent of the company.
Step3 . Select the policy you want to send by SBI Car Insurance and after that all the facilities are provided by the agents of the insurance company.
Step4 . Thus, you can apply for SBI car insurance policy.
Note: While choosing an SBI insurance policy, carefully look at the terms of condition, cover ratio, premium amount, etc., otherwise there may be many problems in future.
SBI Car Insurance Claim
After taking SBI car insurance, it is most important that you should know how to claim insurance, here we have explained the step by step process, with the help of which you can easily claim your insurance.
Step1. First of all, inform the insurance company about the damage caused to the car in the accident.
Step2. After that you need to keep the following information handy for filing a claim:
- Policy Number
- Policy Details
- Loss or Damage Details
- Your Contact Details
- Details of your License
Step3. After you inform the car insurance company about the damage, the company will arrange for a surveyor to inspect the vehicle for damages.
Step4. After this, the insurance company approves the repair estimates, then the process of starting the repair work on the vehicle starts.
Step5. If there is any loss to the driver, then he can claim up to ₹ 15 lakh, in addition to this, there is a provision to provide an insurance cover of up to ₹ 200000 to the passenger taking the driver on hire.
SBI Car Insurance renewal
To renew SBI car insurance, you can follow the steps given below, from where you will be able to get your car insurance renewed very easily.
Step1.First of all go to SBI Insurance official website.
Step2. Now click on Renew Policy .
Step3. After this , by entering Policy Type, Registration No , select Get Quote option.
Step4. After this, choose any insurance policy according to you which fits right according to you.
Step5. Make the payment of the chosen insurance policy.
Step6. The company will send the policy document to your email id after payment is received.
SBI General Insurance Policy status
To check SBI Car Insurance’s online policy status, you can visit the official website where you can easily find out when you need to renew your policy by entering your vehicle’s registration number, policy number and when your policy will be renewed. is ending.
SBI Car Insurance claim settlement ratio
SBI provides car insurance claim settlement ratio within 1 week and the claim ratio of this insurance is 86.10%. That’s why insurance coffee is considered good.
SBI Car Insurance Calculator
You can use SBI Car Insurance Calculator to know your insurance premium online. Where you can calculate insurance by entering your car model number, city, ex-showroom price, claim previous year, fuel type, location where you want to buy the policy. For this you can use the calculator of policybazaar.com.
My Review SBI Car Insurance
If I go about my personal experience, the Car Shield comprehensive car insurance policy offered by SBI General Insurance Company Limited is the most reliable policy in India.
The policy has been designed keeping in mind all the car insurance needs of the car owners. The policy provides security and financial security to the car-owner. This policy provides a wide range of add-ons. Additionally, State Bank is a well-known bank and the main reason for its popularity is 24×7 customer support, well-designed insurance plans and hassle-free claim settlement process.
SBI Car Insurance Contact Number
The Customer Care Department of SBI General Insurance Company Limited is available 24*7. The main objective of the customer service department is to provide service to solve all the queries of its customers. All customers who need assistance or want to reach out to the customer service department.
- Customer :1800 102 1111/Available 8am to 8pm
- Agent and Intermediaries:1800 22 1111
- Crop Helpline Number :1800 209 1111
- HEALTHLINE NUMBERS FOR OUR HEALTH INSURANCE CUSTOMERS: 1800-210-3366/1800 210 6366 /Available 24/7
- Email [email protected]
Things to keep in mind while claiming SBI Car Insurance
While taking SBI car insurance, keep in mind the following things which are very important to follow.
- While making an insurance claim, keep the necessary documents such as vehicle papers, driving license, Aadhar card, etc. with you.
- In case of accident, first register an FIR with the police, after which the insurance company should also be informed about the incident. Without these actions, the claims process cannot issue the necessary compensation.
- It is always recommended to settle cases of minor damages and damages out of court as the process of registering an FIR as well as court proceedings takes time.
- There is no limit on the coverage of personal damage sustained by third parties, whereas for property damage, the maximum cover can be availed up to Rs 15 lakh.
My Last Word:
In this post, we have learned that we have provided information about What is & How to Buy SBI Car Insurance, SBI Insurance Buy/Renew Online, Benefits, Customer Care Number, Reviews. I hope this article is getting help for you, for similar latest information, you can follow us on social media platform and get the solution of your problem. Friends, thank you very much for reading this article till the end!
FAQ’s – SBI Car Insurance
Q1. What is SBI Car Insurance?
Ans. SBI insurance policy covers the loss caused to the insured and the loss of property. And the starting plants start from just ₹ 2094. Apart from this, you can also buy your insurance policy online.
Q2. How is SBI Insurance?
Ans.SBI Insurance is an insurance policy that provides financial assistance to a third party insurance company for damages caused by an accident with an insured car such as accidental death, bodily injury, damage to property.
Q3. Can I Buy SBI Insurance Online?
Ans. At present, some finance company provides online SBI insurance facility, where you can get car insurance by entering your work registration number and other information.
Q4. What does SBI Insurance cover?
Ans. SBI Insurance covers the following risks and losses to the insured
which are as follows:
- property damage
- damage to vehicle
- disability
- bodily injuries
- accidental death
- damages caused by any third party
Q5. How to Pay SBI Car Insurance Value? What are the payment methods available?
Ans. SBI General Insurance Company Limited has the following modes of premium payment:
You can pay online through Credit Card, Debit Card and Net Banking.
Q6. How can I check policy status for SBI Car Insurance?
Ans. First of all, after registering online, login to the website with your policy details and check the status of your car insurance policy.
Q7. What is the company’s process for SBI car insurance claims settlement?
Ans. You have to inform the insurance company on the toll-free number or you can send the e-claim on the company’s mail id. Once the documentation process is successful, the insurance settlement is done within 30 days.
Q8. What is the policy cancellation process for SBI Car Insurance?
Ans. If vehicle liability is covered, you can ask to cancel the policy by visiting the nearest branch of the insurer or by sending an email to them.
Q9. Can I transfer my existing NCB while renewing my car insurance policy from another insurer?
Ans. Yes, you can transfer your No Claim Bonus waiver while renewing your motor insurance policy from any other car insurance company.