Royal Sundaram General Car Insurance 2023 – Buy, Renewal & Benefits: The car insurance policy needs to be renewed after the end of its tenure to keep the car insured against accident/damage/loss. Renewing your car insurance policy with Royal Sundaram is an easy, paperless and quick process.
Royal Sundaram Car Insurance is a private insurance company in India under which you can get your car insured. Also, this insurance policy that covers the loss or damage to your car. Through this article, we will give you information about Royal Sundaram car insurance like what is Royal Sundaram car insurance, what are its types.
What are the benefits of Royal Sundaram Insurance? What documents, eligibility criteria are required to take insurance. Apart from this, we will also give you answers to important questions related to this insurance company, so keep reading this article till the end.
What is Royal Sundaram Car Insurance
Royal Sundaram Car Insurance is an insurance policy that covers risks and damages arising out of car maintenance, accident cover, natural calamity and theft etc.
Royal Sundaram Car Insurance is an agreement between the owner of the vehicle and the insurance company that provides personal accident cover to the driver.
Royal Sundaram General Insurance Company Limited has a strong presence in India through 156 branch offices and several company agents, brokers etc. The company also has a strong digital presence where one can buy insurance online.
Read Also : IFFCO Tokio Car Insurance
Royal Sundaram Car Insurance Key Features
| Insurance Policy Name | car insurance |
| Who can take advantage of Royal Sundaram Insurance Policy | Every Indian citizen holding a driving license |
| What is the minimum age to get car insurance? | over 21 years |
| Where can I buy an insurance policy | online from official website |
| How to apply for insurance policy | through online process |
| how much claim | more than 15 lakhs |
| How long does it take to get the claim amount | 87.89% of car claims are settled within 5 days. |
| is it safe | yes it is safe |
| Review And rating | 4.4 /5 |
| Online Application | Click Here |
Why choose Royal Sundaram’s Car Insurance online?
The car insurance policy offered by Royal Sundaram Insurance Company should be chosen because here you get many types of advanced facilities as compared to other car insurance company. Let us first know about those facilities.
- You can apply online from home in a paperless way.
- There are more than 28 lakh satisfied customers buying car insurance in India
- The initial insurance plans in Royal Sundaram Insurance Company start from ₹ 2094 where you can choose an insurance policy starting at Rs.6 per day. Apart from this, you also get the facility of Affordable Car Insurance Premium here.
- You can know about insurance policy through mobile call and can also buy car insurance policy sitting at home.
- The facility of customer support is also available, apart from this, you can also get solutions to your problems through chat through WhatsApp.
- You can buy an insurance policy with minimal documentation.
- Provides Emergency Assistance and priority cashless service shop cover for any damages caused in case of any emergency like accident, accident, emergency, natural calamity, or any other damage where there may be technical and mechanical problems in the vehicle at any point of time. can be corrected. This facility is available 24×7.
Read Also : HDFC ERGO Car Insurance
Types of Royal Sundaram General Car Insurance
Royal Sundaram General Car Insurance Company offers the following types of car insurance policies:
Third-Party Insurance Policy Stand-Alone Insurance Policy Comprehensive Motor Insurance Policy
Third-Party Insurance Policy : Financial protection is provided under this policy against any legal liability that covers damage to third party vehicle, property or life caused by the insured.
Stand-Alone Insurance Policy : Royal Sundaram stand-alone insurance policy is designed to provide financial protection against loss or damage caused to the owner of the vehicle due to an accident. This insurance policy only covers loss and damage.
Comprehensive Motor Insurance Policy : The Royal Sundaram Comprehensive Insurance Policy covers the damage or damage caused to both the insured vehicles as well as the third vehicles.
Read Also : ICICI Car Insurance
What is Covered in Royal Sundaram Car Insurance Plans?
Car insurance cover offered by Royal Sundaram General Insurance Companies provides insurance cover against damages or risks to the vehicle in the following circumstances:
personal accident cover Natural calamities like hurricane, flood, typhoon etc. landslide Burglary, Theft, Demolition in the house etc. accidental damage caused by external force or work in any way act of terrorism Damage caused by self-ignition, fire, explosion, etc. Any legal liability arising out of damage caused to the vehicle or injury or death claim Damage caused by any third party vehicle is also covered.
What is not Covered in Royal Sundaram Car Insurance Plans?
Such losses or damages that are not taken care of by the insurance coverage, let us know the insurance coverage which the company does not claim to claim.
Any loss or damage caused by electrical or mechanical breakdown Any damage due to normal wear and tear of the vehicle due to depreciation or aging Any harm caused while driving under the influence of alcohol or drugs Any damage caused while driving without a license or a valid license Any damage caused by radioactive activities or nuclear hazard Any damage caused by radioactive activities or nuclear hazard
Royal Sundaram General Insurance Required Documents
The following documents will be required to take Royal Sundaram car insurance online which are as follows:
- Driving to license
- Duly filled claim form
- Copy of Registration Certificate of the insured vehicle
- Copy of Driving License of the vehicle owner
- Copy of PAN Card
- Copy of Aadhaar Card
Eligibility for Royal Sundaram General Car Insurance
There are some terms and conditions for taking Royal Sundaram car insurance, if you follow the terms and conditions then you can easily apply online in less than 3 minutes.
- You must be an Indian citizen.
- You must be above 21 years of age.
- You must have all the necessary documents for the new, used, second hand car.
- It is mandatory to have mobile number linked with Aadhar card.
- You should also have driving license, aadhar card, pan card etc.
- You must have salary slip, ITR slip.
- You also need to have a bank account number.
- You can use Wallet, UPI, Paytm, Phonepe, Google Pay, Debit Card , Credit card to make payment.
- To register, it is also necessary to have a smartphone, internet connection.
Royal Sundaram Car Insurance Benefits
Royal Sundaram car insurance comes with a host of benefits that you must be aware of. Features of HDFC Agro Car Insurance:
- Royal Sundaram Car Insurance offers 87.89% claim settlement facility within 5 days.
- Royal Sundaram insurance policy provides cashless 4600+ garage facility, where you can claim your car insurance in any city in India.
- Quick and easy claim settlement process is available.
- Overnight repair service is available to repair the car.
- The premium under this insurance policy starts from ₹ 2094 only.
- 24×7 Roadside Assistance is available in just one call, wherever you go, you can get your help in one call.
Royal Sundaram car insurance Features
Royal Sundaram General Insurance Company comes with many features let’s know about those features
- Cashless garages in India offer more than 4600 repair facilities.
- Royal Sundaram Car Insurance Claim Statement Ratio is more than 98.6 percent.
- Emergency Assistant facility is available where 24×7 road side accident facility is available at the time of any accident or accident.
- Through the M-INSPECT APP, you can get the car checked online in just 20 minutes.
- You can claim your insurance through M-CHATRA APP.
| Features | Coverage and benefits |
| Third-Party cover | Yes |
| Incurred claim ratio | 87.89% |
| Personal accident cover | Upto 15 Lakh |
| Cashless garages | 4600+ |
| No Claim bonus | Yes |
Royal Sundaram Car Insurance Buy Online
Buying a car insurance policy from Royal Sundaram General Insurance Company is simple and easy. To apply for car insurance coverage, you need to follow the following steps.
Buying policy online :
Step1 . First of all go to the official website of Royal Sundaram General Insurance.
Step2 . Next, under the Car Insurance tab, select ‘New Car Insurance‘.
Step3 . Now submit all the required information like year of manufacture, mobile number, name, email id etc.
Step4 . After this, click on the type of cover you want to avail.
Step5 . Select the type of cover you wish to avail, i.e. ‘Comprehensive‘ or ‘Third-Party‘
Click on the ‘Get Quote’ button to generate the premium amount
Step6 . If you are satisfied with the premium quote then you can go ahead and purchase the same by paying the premium amount using credit card, debit card or net-banking facility.
Step7 . The company will send the policy document to your email id after payment is received.
Buying Policy via offline :
Royal Sundaram car insurance policies can be purchased offline through agents, partner brokers, etc. attached to the company’s office or branch. Let us know how you can buy Royal Sundaram car insurance policy offline.
Step1 . First of all go to your nearest office.
Step2 . After that contact the agent of the company.
Step3 . Select the policy you want to send by Royal Sundaram Car Insurance and after that all the facilities are provided by the agents of the insurance company.
Step4 . Thus, you can apply for Royal Sundaram car insurance policy.
Note: While choosing the Royal Sundaram insurance policy, carefully look at the terms of condition, cover ratio, premium amount etc., otherwise there may be many problems in future.
How to Renew Your Lapsed/Expired the Royal Sundaram Car Insurance Policy Online?
To renew the Royal Sundaram car insurance policy, you need to follow the following steps.
Step1 . First of all click on Royal insurance policy CLICK HERE .
Step2 . Enter your car insurance policy details and expiry date.
Step3 . View your car policy details and premium amount.
Step4 . Pay your car insurance online using credit card, debit card or net-banking facility.
The Royal Sundaram Car Insurance Claim Process
After taking Royal Sundaram car insurance, it is most important that you should know how to claim insurance, here we have explained the step by step process, with the help of which you can easily claim your insurance.
Step1 . First of all, inform the insurance company about the damage caused to the car in the accident.
Step2 . After that you need to keep the following information handy for filing a claim:
- Policy Number
- Policy Details
- Loss or Damage Details
- Your Contact Details
- Details of your License
Step3 . After you inform the car insurance company about the damage, the company will arrange for a surveyor to inspect the vehicle for damages.
Step4. After this, the insurance company approves the repair estimates, then the process of starting the repair work on the vehicle starts.
Step5 . If there is any loss to the driver, then he can claim up to ₹ 15 lakh, in addition to this, there is a provision to provide an insurance cover of up to ₹ 200000 to the passenger taking the driver on hire.
My Review on Royal Sundaram Car Insurance
If I go about my personal experience, the Car Shield comprehensive car insurance policy offered by Royal Sundaram General Insurance Company Limited is one of the most sought after car insurance policies in India.
The policy has been designed keeping in mind all the car insurance needs of the car owners. The policy provides security and financial security to the car-owner. This policy provides a wide range of add-ons. Additionally, Royal Sundaram is a well-known brand and the main reason for its popularity is 24×7 customer support, well-designed insurance plans and hassle-free claim settlement process.
Add-on covers does Royal Sundaram Car Insurance Company offer?
Ans. Royal Sundaram car insurance policy provides the following add-on covers:
- Depreciation Waiver Cover
- Windshield Glass Cover
- Voluntary Deductible Cover
- Full Invoice Price Insurance Cover
- Loss of Baggage Cover
- Spare Car Clause
- NCB Protector
- Key Replacement Cover
- Tire Cover
- Lifetime Road Tax Clause
- Aggravation Cover Clause
- Enhanced PA Cover
- Vehicle Replacement Value Plus Clause
Royal Sundaram General Insurance Customer Support
The customer care department of Royal Sundaram General Insurance Company Limited is available 24*7. The main objective of the customer service department is to provide service to solve all the queries of its customers. All customers who need assistance or want to reach out to the customer service department.
- Toll Free Number: 1860 258 0000 / 1860 425 0000
- Customer Service Email ID: [email protected]
My Last Word:
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FAQ’s of Royal Sundaram Car Insurance
Q1. What is the insurance ratio of Royal Sundaram Car Insurance Company?
Ans. The Insurance Ratio of Royal Sundaram Car Insurance Company Limited is 89%.
Q2. How can I check my Royal Sundaram car claim status online?
Ans. Customers need to contact the insurance provider to get details about the car claim status:
- By SMS <MOTORCLAIM> to 567675
- Through mobile application m-Chatra
- By visiting the nearest branch office
- By email to [email protected]
- Contacting via toll-free number at 1860-258-0000 or 1860-425-0000
Q3. How can I download my Royal Sundaram car policy document online?
Ans. All services are provided by the customer service team. Customers need to contact the team over phone, email or live chat and request for a copy of the policy document.
Q4. How long does Royal Sundaram Company Limited take to process and settle car insurance claims?
Ans. The claim settlement process of Royal Sundaram General Insurance Company Limited is fast. Once all the documents are received, the company processes the claim at the earliest.
Note: Whenever you buy an online car insurance policy, then you should also see the terms of condition given there, comments of people given on Google, rating, etc. If you want to buy HDFC car insurance policy, then first get the information well, so that you do not face any kind of problem in future.