[Registration] Pradhan Mantri Vaya Vandana Yojana (PMVVY) 2021

PM Vaya Vandana Yojana Application, PMVVY Scheme Online Apply, Vaya Vandana Yojana Application Form, PMVVY Scheme

Prime Minister Vay Vandana Yojana (Pradhan Mantri vaya vandana yojana apply online – PMVVY) Online application forms are being invited through the official website of Life Insurance Corporation of India www.licindia.in. However, interested candidates can also apply for PMVVY pension scheme offline by visiting LIC branch. The purpose of the PMVVY Application Form is to ensure pension every month after the age of 60 years. A similar Atal Pension Scheme is also being run by the Central Government. In that too, a certain pension amount is given every month after the person becomes old.

Pradhan Mantri Vaya Vandana Yojana (PMVVY) is a new pension scheme for senior citizens, which provides a fixed benefit of 8% per annum for 10 years. The complete procedure to apply online for PM Vaya Vandana Yojana (PM Vaya Vandana Yojana Online Application Form) is given below.

Earlier, Pradhan Mantri Vaya Vandana Yojana (PMVVY) was available for a period of one year from May 4, 2017 to May 3, 2018, but now it has been extended. According to a report released on 27 December 2019, the central government has made the Aadhaar card mandatory to take advantage of the scheme. Candidates without Aadhaar number cannot avail the scheme.

यह योजना एक सामाजिक सुरक्षा योजना और पेंशन योजना है, यह योजना भारत सरकार की ओर से है लेकिन एलआईसी द्वारा चलाई जा रही है। इस योजना के तहत निवेश करने की अधिकतम सीमा पहले साढ़े सात लाख थी, जिसे अब बढ़ाकर 15 लाख रुपये कर दिया गया है, साथ ही इस PMVVY योजना 2021 में निवेश करने की समय सीमा पहले 3 मई 2018 थी जिसे बढ़ाकर 31 मार्च कर दिया गया है. था। 2020 दिया गया है। प्रिय दोस्तों, आज इस लेख के माध्यम से हम आपको प्रधानमंत्री वय वंदना योजना 2021 के बारे में सभी जानकारी प्रदान करने जा रहे हैं जैसे आवेदन प्रक्रिया, दस्तावेज, पात्रता, दिशानिर्देश आदि।

प्रधानमंत्री वय वंदना योजना 2021 आवेदन पत्र

पेंशन की पहली किस्त राशि जमा करने के 1 साल, 6 महीने, 3 महीने, 1 महीने बाद मिलेगी, यह इस बात पर निर्भर करता है कि आप कौन सा विकल्प चुनते हैं, इस PMVVY योजना 2021 के तहत आवेदन करने वाले देश के इच्छुक लाभार्थी करना चाहते हैं। इसे ऑनलाइन और ऑफलाइन दोनों तरह से करें और पॉलिसी खरीद सकते हैं। ऑनलाइन आवेदन करें आप एलआईसी की आधिकारिक वेबसाइट पर जाकर ऑनलाइन पंजीकरण करके पॉलिसी खरीद सकते हैं और एलआईसी की शाखा में जाकर ऑफलाइन आवेदन कर सकते हैं और पीएम वय वंदना योजना 2021 का लाभ उठा सकते हैं।

प्रधानमंत्री वय वंदना योजना न्यूनतम तथा अधिकतम पेंशन राशि

मोड ऑफ पेंशन न्यूनतम पेंशन अधिकतम पेंशन
वार्षिक Rs 12,000 Rs 1,11,000
छमाही Rs 6,000 Rs 55,500
त्रैमासिक Rs 3,000 Rs 27,750
मासिक Rs 1,000 Rs 9,250

वय वंदना योजना न्यूनतम तथा अधिकतम खरीद मूल्य

प्रधानमंत्री वय वंदना योजना के अंतर्गत पेंशन के विभिन्न तरीकों से न्यूनतम तथा अधिकतम खरीद मूल्य कुछ इस प्रकार है।

मोड ऑफ पेंशन न्यूनतम खरीद मूल्य अधिकतम खरीद मूल्य
वार्षिक Rs 1,44,578 Rs 7,22,892
छमाही Rs 1,47,601 Rs 7,38,007
त्रैमासिक Rs 1,49,068 Rs 7,45,342
मासिक Rs 1,50,000 Rs 7,50,000

Salient features of PMVVY pension scheme

  • An assured return of 8% p.a. Payable monthly for 10 years.
  • The pensioner can choose the monthly / quarterly / half-yearly or annual option as the frequency of payment.
  • No GST or Service Tax is applicable for the scheme.
  • Loans up to 75% of the purchase price will be available to individuals after a three-year policy.
  • After 10 years, the purchase price will be payable with the last installment.

Pradhan Mantri Vaya Vandana Yojana New Update

The Union Cabinet on Wednesday extended the last period of investment under this scheme from 31 March 2020 to 31 March 2023. The purpose of the PMVVY scheme implemented through Life Insurance Corporation (LIC) is for senior citizens (60 years and above). is to pay an assured minimum pension on the basis of assured return on purchase price / subscription amount. Under this scheme, senior citizens will have to invest Rs 1,56,658 for a minimum pension of Rs 12,000 per annum and Rs 1,62,162 to get a minimum pension amount of Rs 1000 per month.

Vaya Vandana Scheme Payment

You can pay the Pradhan Mantri Vaya Vandana Yojana monthly, quarterly, half yearly or annually. You will have to make this payment either through NEFT or through Aadhaar Enabled Payment System.

Pension options

  •     monthly
  •     quarter
  •     half yearly
  •     There is an option to take it on an annual basis, you can choose any option as per your wish.

Pension will be paid through NEFT or through Aadhaar enabled payment system.

Maturity Benefits of Pradhan Mantri Vaya Vandana Yojana 2021

  •     If the pensioner is alive till the policy term of 10 years, along with the deposited amount, pension will also be given.
  •     In case the pensioner dies, the amount deposited on the death of the pensioner will be returned to the nominee within 10 years of the policy term.
  •     If the pensioner commits suicide then the deposited amount will be returned.

PM Vaya Vandana Yojana Loan Facility

You can also get a loan under the Pradhan Mantri Vaya Vandana Yojana. This loan can be availed after 3 years of policy completion. Under this scheme you can be provided up to 75% of the amount paid. The interest rate on this loan will be charged at 10%.

Some important things of PM Vaya Vandana Yojana

  • Pension is provided to senior citizens of the country after 60 years of age through Pradhan Mantri Vaya Vandana Yojana. To get this pension, the beneficiary has to pay the premium amount.
  • The policy term under this plan is 10 years.
  • Under the Pradhan Mantri Vaya Vandana Yojana, the premium amount will be paid on the basis of the mode of pension.
  • Pensioners can make monthly, quarterly, half-yearly and annual payments under this scheme.
  • If the beneficiary dies, the purchase price of the pension is passed on to the legal heir.
  • Pradhan Mantri Vaya Vandana Yojana can be purchased without any medical examination and under this scheme, premature exit is allowed in certain circumstances.
  • 9% of the purchase price is provided if the beneficiary exits the scheme prematurely.
  • The beneficiary can also get the loan after 3 years of purchasing this scheme.
  • Loan under this scheme 75% of the purchase price can be availed.

Pradhan Mantri Vaya Vandana Yojana Features

  • Pradhan Mantri Vaya Vandana Yojana has been specially started for those old citizens whose age is 60 years.
  • Through this scheme, guaranteed pension is provided to the beneficiary for 10 years.
  • This plan is operated by Life Insurance Corporation of India.
  • Through Pradhan Mantri Vaya Vandana Yojana, you can earn interest income @ 7.40% p.a.
  • This plan can be purchased through both online and offline means.
  • Earlier this scheme was closed on 31 March 2020 but now the duration of this scheme has been extended till March 2023.
  • Under this scheme, pension can be received monthly, quarterly, half yearly and annually.
  • The purchase price along with the final amount of pension will be refunded after the completion of 10 years.
  • Loan up to 75% of the purchase price can also be availed through this policy.
  • This loan facility can be availed only after the completion of 3 years of the policy term.
  • With this plan, an emergency withdrawal of up to 98% of the purchase price can also be made.
  • If the beneficiary dies before the completion of 10 years, the purchase price will be returned to the nominee.

Key Facts of PMVVY Scheme 2021

  • Under PMVVY Scheme 2021, the age of senior citizen should be at least 60 years or more. At present there is no maximum age limit.
  • The term of the policy will be 10 years. The minimum pension that will be Rs 1000 per month will be Rs 3000, 6000 / half yearly, Rs 12000 / year. The maximum will be Rs 30,000 / quarter, Rs 60,000 / half yearly, and Rs 1,20000 per annum.
  • Under the Pradhan Mantri Vaya Vandana Yojana 2021, senior citizens can invest a maximum of Rs 15 lakh.
  • The policy term of this plan is 10 years.
  • PMVVY scheme provides old age income security to the senior citizens of the country.
  • You will not have to pay GST under this scheme.

Eligibility of Pradhan Mantri Vaya Vandana Yojana

  • The applicant must be a permanent resident of India.
  • The minimum age of the applicant should be 60 years.
  • There is no upper age limit under this scheme.
  • The policy term under this plan is 10 years.

Important Documents of PM Vaya Vandana Yojana

  • Aadhar card
  • pan card
  • proof of age
  • proof of income
  • Proof of residence
  • bank account passbook
  • mobile number
  • passport size photo

Key Points of PM Vaya Vandana Yojana

आयु 60 वर्ष (पूर्ण) कोई सीमा नहीं
पालिसी अवधि 10 वर्ष
पेंशन मोड मासिक, तिमाही, छमाही तथा वार्षिक रूप से (रुपये में)
खरीदी मूल्य 1,50,000 मासिक
1,49,068 तिमाही
1,47,601 छमाही
1,44,578 वार्षिक
15,00,000 मासिक
14,90,683 तिमाही
14,76,015 छमाही
14,45,783 वार्षिक
पेशन राशि 1,000/- मासिक
3,000/- तिमाही
6,000/- छमाही
12,000/- वार्षिक
10,000/- मासिक
30,000/- तिमाही
60,000/- छमाही
1,20,000/- वार्षिक

Apply Online for Pradhan Mantri Vaya Vandana Yojana

Interested senior citizens can fill the online application form on the LIC India website to purchase pension plans under PMVVY using the steps below:

  • STEP 1: Open the LIC India website by clicking this link: www.licindia.in
  • Step 2: Click on the “Pradhan Mantri Vaya Vandana Yojana” banner under the Buy Online Policy as shown in the image below.
  • Step 3: On the next page, click on the “Buy Online” button, on the next page, an application form will open.
  • Step 4: Fill all the required details in the PMVVY application form and click on “Get Admission ID”. An access ID is a 9 digit number that you will receive by email / SMS.
  • Step 5: Enter the Access ID in the Access ID box on the right side of the form and click “Proceed”.
  • Step 6: Choose the PMVVY pension scheme of your choice and complete the further steps of the application.

Now your application is complete. You will be provided with an acknowledgment number and a policy number at the end of the application form.

Offline Application Process

  • Firstly the applicant has to contact his nearest LIC branch. After this, the officer of the branch will have to give all his documents and give all his information.
  • LIC agent will make your application under this scheme. After the verification of the application, the LIC agent will start your policy of this plan.

For more details, see the official website of LIC India at the following link: Click Here

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