Pradhan Mantri Rozgar Yojana Registration| PMRY Loan Scheme| पीएम रोजगार योजना ऑनलाइन | Pradhan Mantri Rojgar Yojana Application Form | रोजगार योजना प्रधानमंत्री ऑनलाइन आवेदन | PMRY Loan Eligibility
Under the Prime Minister’s Employment Scheme, the Government of India is providing a golden opportunity to the unemployed youth of our country to start their own employment. The unemployed youth of our country who want to start their own employment can avail the interested beneficiary Pradhan Mantri Rojgar Yojana. Dear friends, in this article, we are going to provide all information about the Prime Minister’s Employment Scheme 2021 such as registration process, documents, eligibility and application etc.
Pradhan Mantri Rozgar Yojana
Under the PMRY Loan Scheme, the central government provides loans through various banks and cooperative institutions to the educated unemployed people of the country who want to start their own industries. The Prime Minister Rozgar Loan Scheme 2020 is a golden opportunity for the new entrepreneurs who want to set up a new industry but due to weak economic conditions, they cannot rest their businesses. Dear friends, increasing unemployment is becoming a very serious and major problem of our country and Pradhan Mantri Rozgar Yojana has been started to solve this problem.
PMRY Loan Scheme 2021
देश के आर्थिक रूप से कमजोर बेरोजगार युवा, जिनकी वार्षिक पारिवारिक आय 40,000 रुपये है, जिसमें सभी स्रोत शामिल हैं, बेरोजगार युवा पीएमआरवाई ऋण योजना 2021 के तहत आवेदन कर सकते हैं। सरकार आर्थिक रूप से कमजोर बेरोजगार युवाओं को 10 से 15 दिन का मुफ्त प्रशिक्षण भी देगी। देश में ताकि युवा अपना व्यवसाय कुशलता से चला सकें। भारत सरकार ने देश की बढ़ती बेरोजगारी को दूर करने के लिए PMRY 2020 की शुरुआत की है। इस योजना के तहत मुख्य रूप से अनुसूचित जाति (एससी), अनुसूचित जाति (एसटी) और महिलाओं और पिछड़े वर्गों (ओबीसी) को आरक्षण दिया गया है।
Pradhan Mantri Rojgar Yojana 2021 Overview
| पैरामीटर | विवरण |
| आयु | 18 से 35 वर्ष |
| शैक्षिक योग्यता | न्यूनतम 8वीं कक्षा पास |
| ब्याज दर | सामान्य दर बैंक द्वारा निर्धारित |
| ऋण वापसी का समय | तीन से लेकर 7 साल तक initial moratorium समय समाप्त होने के बाद |
| पारिवारिक आय | परिवार की वार्षिक आय रु 40,000 से अधिक नहीं होनी चाहिए |
| निवास | लाभार्थी का स्थाई निवास कम से कम 3 वर्ष पुराना होना चाहिए |
| लोन डिफाल्टर | किसी भी nationalized financial institution / bank / cooperative bank का लोन डिफाल्टर नहीं होना चाहिए |
| सब्सिडी और मार्जिन मनी | Subsidy will be limited to 15% of the project cost subject to ceiling of Rs. 7,500 per borrower |
| Collateral | No collateral for project up to Rs.2 lakh |
| आरक्षण | Weaker sections (SCs/STs), including women |
Objective of Prime Minister’s Employment Loan Scheme 2020
In order to reduce the rising unemployment in the country, the government keeps running various types of employment schemes from time to time. Keeping in mind the same objectives, a new scheme known as Pradhan Mantri Rojgar Yojana has been launched by the Central Government. | The objective of the Pradhan Mantri Rojgar Yojana is that the youth of different regions of the country who want to start their own new business or industry can easily be provided loans at subsidized rates by various banks. Under the scheme, special reservation has been provided to the Scheduled Castes and Tribes and Women of the economically backward classes.
Interest rates under PM Rozgar Yojana 2021
Under this scheme, different rates of interest will be charged by the government on different amount. Whose instructions will be issued by the Reserve Bank from time to time. As per the existing instructions, if you take a loan under Pradhan Mantri Rojgar Yojana, then you will have to pay 12% interest on ₹ 25000, 15.5% interest from 25000 to 100000 and as the loan amount increases, the interest rate will also increase. .
How much loan can be availed under Pradhan Mantri Rozgar Yojana 2021?
Under the Pradhan Mantri Rojgar Yojana 2021, different loan limits have been fixed for different sectors. Under this scheme a maximum amount of two lakh rupees has been fixed for the industry sector and a maximum of ₹ 100000 has been fixed for the business sector and a maximum of ₹ 1000000 for the working capital.
Industries to be set up under PM Rozgar Yojana
- Mineral based industry
- Forested industry
- Agro based and food industries
- Chemical based industry
- Engineering and Non-Conventional Energy
- clothing industry. (Except Khadi)
- Service industry
Pradhan Mantri Rozgar Yojana 2021 Key Facts
- Under this scheme, the Central Government will provide 10% to 20% subsidy to the beneficiaries.
- This scheme is for unemployed youth and women of economically weaker section.
- Under PMRY, the central government will provide loans of up to 10 lakh to the beneficiaries by the banks.
- The annual income of the applicant’s family should not exceed Rs. 40, 000.
- For the Scheduled Castes and Scheduled Tribes, this reservation is 22.5 under the Pradhan Mantri Rozgar Yojana and 27% for the Backward Classes.
- The total cost of the business started by the unemployed youth of the country should not be more than 2 lakhs.
Important Documents Prime Minister Employment Scheme
- To apply under this scheme, the age of the applicant should be between 18-35 years.
- There is a 10-year reservation for SCs / STs, ex-servicemen, physically handicapped and women
- Minimum educational qualification class 8
- The annual income of the beneficiary’s family should not exceed 40,000
- income certificate
- caste certificate
- Age certificate
- Aadhar card
- Address proof
- Details of the industry to be launched
- Photograph
- mobile number
Silent Features Pradhan Mantri Rozgar Yojana
- Under the scheme, 10 to 15 days training will also be provided to the beneficiaries.
- The reservation for scheduled castes and tribes under the scheme is 22.5 percent.
- For Other Backward Classes, this reservation is 27 percent.
- The cost of the project should not exceed Rs. 200000.
How to apply online under Pradhan Mantri Rozgar Yojana?
- Those who want to apply under the Prime Minister’s Employment Scheme, first of all visit the official website
- After this, you have to download the application form from the PMRY Loan Scheme website.
- Now all the information sought in the application form will have to be filled in one by one type and all documents will have to be attached to it.
- Now the bank from which you want to take a loan under the scheme, submit this form
- After this, you will be contacted by the bank within 1 week and your documents will be verified.
- After verification of the documents, you will be provided a loan to start your own industry under the scheme.