PNB Patanjali Credit Card Review, Benefits

In today’s time, there are many companies that issue their credit cards in collaboration with banks. Where is the Patanjali company going to be left behind in such a situation, Patanjali company has also issued its own card in collaboration with Punjab National Bank, which is named PNB Patanjali Credit Card.

Customers are going to get many benefits of issuing this, so that whenever the customer buys any goods from Patanjali, then whenever you pay the bill, in such a situation, when you pay with PNB Patanjali Credit Card, you will get Some discount is also provided. Now this Patanjali and Punjab National Bank and NPCI together have issued a card some time back which is being called PNB Patanjali Credit Card.

What is Patanjali Credit Card?

Famous Patanjali Company with the names of Swadeshi items and Local Four Vocal is now going to bring Patanjali Credit Card for common citizens. There will be many advantages.

Patanjali Card will be launched by Patanjali and India’s Famous Bank Punjab National Bank and NPCI with the help of Rupay, which will be quite premium compared to other cards. Keeping in mind the shortcomings of other cards, Baba Ramdev ji got this card made. This work will be done by Punjab National Bank.

Patanjali credit card is a completely indigenous card which will be offered on the platform of Rupay (NPCI), a company providing Credit Card. Credit cards issued by Rupay are valid only in the country of India, these cards are not valid in any other country.

PNB Patanjali Rupay Select Card Details

• Welcome Bonus of 300 reward points.
• 2% cashback on purchases worth Rs. 2,500 or more at Patanjali stores.
• Up to 4 Reward Points on every spend of Rs. 150.
• 50 reward points on registering for e-bill facility.
• Complimentary airport lounge access.
• Complimentary insurance cover against accidental death.
• Exemption from expense-based annual fee.
• 1% fuel surcharge waiver.

Features of PNB Patanjali Rupay Select Card

1. PNB Patanjali Rupay Select card holders will get 300 reward points on the first use of the card.
2. 2X reward points will be given on using this card on retail merchandise.
3. Through this card, card holders can get cashback at the rate of 2% on transactions above Rs.2500 at Patanjali stores. However, the limit of cashback per transaction will be Rs.50.
4. Patanjali Swadeshi Samridhi Card customers by Patanjali Ayurved Limited will be given 5-7% additional cashback on recharging using this credit card.
5. This card is equipped with contactless technology, which also gives customers the facility of ‘tap and pay’ i.e. without swiping the card, payment can be made by just tapping on the POS machine.

Who can take Patanjali Credit Card?

If you want to take Patanjali credit card, then we have told you below that to whom Patanjali credit card gives credit card.

Salaried individual whose age is above 21 years.
Salaried or self-employed only he can get a credit card.
Regular source of income, good credit score, etc.
Self-employed persons above the age of 25 years

Read also: PNB Credit Card

Types of Patanjali credit card.

• Patanjali RuPay Platinum Card
• Patanjali RuPay Select Card

PNB Patanjali RuPay Platinum Card

If you want to take Patanjali PNB RuPay Platinum Card, then you get many benefits inside it and along with it you are also provided with many offers. About which we have told in detail below.

• No annual and joining fee (if the card is used once a quarter)
• 300+ reward points on first use
• comprehensive insurance coverage
• Convenient Mobile App “PNB Genie” – One Stop Solution
• 300+ Merchant Offers/Li>
• Cashback @ 2% for all transactions above Rs. 2500 subject to the limit of Rs. 50/- 5-7% additional cashback per transaction at Patanjali stores is offered by Patanjali Ayurveda Limited to Patanjali Swadeshi Samriddhi Card customers on recharging using PNB-Patanjali Credit Card.

PNB Patanjali RuPay Select Card

If you want to take Patanjali PNB RuPay Select Card, then you get many benefits inside it and along with it you are also provided with many offers. About which we have told in detail below.

• Minimum joining fee- Rs. 500/-
• Annual Fee – Nil (if the card is used once in a quarter)
• 300+ reward points on first use
• 2X reward points on retail merchandise
• Convenient Mobile App “PNB Genie” – One Stop Solution
• Complimentary domestic and international lounge programs
• comprehensive insurance coverage
• 300+ Merchant Offers
• Cashback @ 2% for all transactions above Rs. 2500. Subject to a ceiling of Rs. 50/- per transaction at Patanjali stores Patanjali Ayurveda Limited offers Patanjali Swadeshi Samriddhi Card customers an additional 5-7% cashback when they recharge using PNB-Patanjali Credit Card.

Fees and Charges

• Joining Fee – Rs. 500
• Renewal Fee – Rs. 750
• Spending Based Waiver – Annual fee is waived off for the following year if the cardholder uses the card at least once in every quarter of the year.
• Prize Redemption Fee – NIL
• Foreign exchange markup – 3.5% on all foreign exchange transactions.
• Interest Rates – 2.95% per month
• Fuel Surcharge – 1% fuel surcharge waiver up to Rs. 350 per billing cycle.
• Cash Advance Fee – 2% of the amount withdrawn, subject to a specified minimum amount.
• Add-on Card Fee – NIL

Eligibility criteria of Patanjali Credit Card

• The applicant should be a resident of India.
• For Salaried Person
• The age of the applicant should be between 21-65 years.
• The average income of the candidate should be Rs 30,000 Every Month.

How to apply for a PNB Patanjali Credit Apply Online?

If you want PNB Patanjali Credit Apply Online, then we have given you all the information about it below, you can easily order PNB’s credit card by looking at it.

• First of all you have to go to their official website.

• You then need to visit the ‘Credit Cards‘ page on their website and choose a card from the category that best suits your requirement.
• Now you will get many credit card options on that page in which you will select your card accordingly.
• After that you have to click on “Apply Now” below any card, whatever card you want to order.
• After that you click on ‘Submit’ and you will get a quick decision on the basis of the application based on the information provided.
• If your application is approved, you will receive a call from the PNB Card team for verification.
• After necessary verification, you are issued a card.
• Note: – If you want to avoid all these works, then you can also apply for PNB card directly from the e-apply page (online credit card application page) on the website.

Documents required

If you want to apply PNB Patanjali Credit Online, you will already have to prepare some documents about which we have mentioned below.

The following documents are required to apply for PNB Patanjali Credit Online:

• PAN Card
• Copy of Aadhaar Card (with first 8 digits masked) or any valid government address proof
• Other documents like your income documents – Salary Slip, Income tax return etc. may be required depending upon the credit card eligibility & policy

Age limit

The minimum age limit to be eligible to apply for an online credit card is:

Minimum age limit to be eligible to apply for a credit card online is:-

• Salaried Individual – 21 years or above
• Retired pensioners within the age group of 40-70 years
• Self-employed persons above the age of 25 years.

PNB Patanjali Credit Application Status

If you have ordered your PNB Patanjali Credit Apply Online and want to know its status, then we have told about it below, you can track the status of your credit card by looking at it.

You can track your PNB credit card application status either from the home page using the Track Application widget or from the Apply page i.e. online application page.

• First of all you have to go to their official website.
• You then need to visit the ‘Credit Cards’ page on their website and choose a card from the category that best suits your requirement.
• You are now on the credit card page.
• You will find there the lowest tracking option “Track Application”.
• Now enter you Application Number / Reference Number. Which you would have received at the time of applying for the card.
• Click on the Track button to check the status of your PNB card application.
• As soon as you do this, the status of your application will appear in front of you.

Patanjali Select Credit Card Benefits

• In its card, you will be given a Credit Card Limit ranging from 5 lakh to 10 lakh.
• Activating the card also gives a reward of 300 points.
• You are given 10 lakh rupees in this.
• 2% cashback reward will be given at Patanjali Shop Store.
• If you take Membership of Patanjali Samriddhi Yojana, then 5 to 7% more cashback will be given to you, that too Online Shopping if you use Patanjali Platinum Credit Card in this.
• You will also get access to Airport Lodging in this.
• You can easily add your wife or the member you want to add to the new card you have taken from the Add On facility.
• Using the low cost EMI option, you can divide your high-value transactions into smaller monthly installments and pay them back more easily.
• This card is equipped with a cardless payment service, this service allows you to make payments by placing your card on any Contactless-Enabled POS Machine.
• With this, access to Genie App of Punjab National Bank is going to be available.
• Membership of Spa, Goal and Gym is going to be available.
• Free health checkup membership is going to be available.

Bottom Line:

The PBN RuPay Select Patanjali Credit Card can be very beneficial for those who are loyal customers of Patanjali as they can earn 2% cashback every time they spend at Patanjali stores.

In addition, the card comes with a good reward rate and exclusive benefits on other categories as well. From rewards to travel to insurance benefits, the card comes with all the exciting features one can expect from a basic card.

The best part about this card is this: You can make it lifetime free after the first year by using the card only once every quarter. Apart from this, it also provides you a good credit limit, which can be any amount between Rs. 50,000 and Rs. 10 lakhs. Hence, there is no reason why you can say ‘no’ to this card if you are looking for an affordable credit card with maximum benefits.

FAQ’s