PNB Credit Card Apply 2024 Review – Types, Details & Benefits

PNB Credit Card Apply 2024 Review – Types, Details & Benefits: If you need a credit card and want to apply for a credit card, then you can consider the PNB credit card. The advantages of Punjab National Bank Credit Card (PNB Credit Card Benefits) are many. With the help of credit card, you can do many types of transactions online and offline. In this article, we will know in detail what is PNB credit card, eligibility for this card, what are the documents and how can we apply for this credit card etc., so you can complete this article. Read till the end.

PNB Credit Card Review Details

A credit card is a financial instrument that allows you to make transactions without making immediate payments. In a credit card, a limit is given to you by the bank, which is called credit card limit (PNB Credit Card limit). You cannot transact money beyond the limit of this PNB credit card. This limit given under Punjab National Bank Credit Card is given to the applicant on the basis of factors like his CIBIL score, income, credit history.

If you have a good employment and your income is very high then you can get credit limit of more money. You can apply for PNB Credit Card both online and offline. The bank offers various types of credit cards according to the needs of the customers. Benefits and eligibility for different credit cards can be different. You can apply for the PNB Bank Credit Card you want to take advantage of.

You can also apply for a credit card by calling the PNB credit card customer care number and check the status of your application after applying.

Punjab National Bank Credit Card Types

The bank offers various types of credit cards as per the requirement of the customers. Different credit cards can have different benefits. You can apply for the credit card with which you want to connect. Here is the information about all the credit card types of Punjab National Bank:

• PNB Global Platinum Credit Card
• PNB Global Gold Card
• PNB Global Classic Credit Card
• PNB RuPay Platinum Card
• PNB RuPay Select Card
• PNB Rupay Millennial Card
• PNB Rakshak RuPay Platinum Card
• PNB Rakshak RuPay Select Card
• PNB Visa Signature Card
• PNB Wave & PayCredit Card
• PNB Patanjali RuPay Select Card
• PNB Patanjali RuPay Platinum Card

Read here PNB Credit cards benefits & features below

Read Also: Tata Credit Card Apply

PNB Global Platinum Credit Card:

This card is issued by the bank to the customers with many benefits like travel, airline, shopping, rewards etc. The benefits and features of this credit card are as follows:

Benefits and Features:

• Travel- Benefits in airline and hotel bookings.
• With this card you can get pre-trip- passport and visa assistance.
• Flower and gift booking and delivery assistance.
• Benefits of show and event booking etc.
• This card helps you in emergency services like medical assistance.
• Additional incentives are given in the form of various merchandise offers.
• Avail 2 points for every Rs.150 spent on Platinum cards and 2 points for every Rs.200 spent on other cards.
• The bank provides year end account summary statement to its Visa Platinum cardholders.

PNB Global Gold Card:

You can use this Punjab National Bank Credit Card to fulfill all your needs like shopping, dining out, holidaying, fueling your vehicle, railway ticket reservation – any financial requirement etc. For. Here are the benefits and features of the PNB Global Gold Card:

Benefits and Features:

• For every Rs.100 spent, you get the benefit of 1 reward point.
• You can save and redeem these reward points and use it for your expenses.
• Get 2 add-on cards for your spouse, parent, son or daughter (above 18 years) and give them the benefit of this credit card.
• If your credit card is lost somewhere, then within 24 hours you should inform the bank about it. This allows you to have limited liability on any fraudulent transactions on your card.
• With this credit card you can pay utility bills like electricity bill, telephone / mobile bill etc.

Read Also: Kotak Mahindra Bank Credit Card Apply

PNB Global Classic Credit Card:

Benefits and Features:

• You can use this card to fulfill all your needs.
• With this PNB Credit Card, you can get 1 reward point for every Rs.100 spent.
• By reporting the lost card to the bank within 24 hours, you have limited liability on any fraudulent transactions on your card.

PNB Rupay Platinum Card:

Benefits and Features:

• There is no annual and no joining fee (if the card is used once in a quarter) on this credit card.
• Avail 300+ reward points on first use.
• With PNB RuPay Platinum Card you can get utility bills, special cash back in eateries and restaurants etc.
• Comprehensive insurance coverage.
• 24/7 Concierge Services.
• Convenient Mobile App “PNB Genie” – One Stop Solution.
• Take advantage of 300+ merchant offers.
• Benefits of Complimentary Domestic and International lounges.

PNB Rupay Select Card:

Benefits and Features:

• The minimum joining fee for this card is Rs 500.
• Annual Fee – Nil (if the card is used once in a quarter).
• Avail 300+ reward points on the first use of the card.
• 2X Reward Points on Retail Merchandise.
• Convenient Mobile App “PNB Genie” – One Stop Solution
• Benefits of Complimentary Domestic and International lounges.
• With this card one can get exclusive cash back at eateries, utility bills and restaurants etc.
• comprehensive insurance coverage
• 24/7 Concierge Services
• 300+ Merchant Offers

PNB Rupay Millennial Card:

This credit card is a youth credit card with attractive features to tap a younger generation. Here are the benefits and features of this card:

Benefits and Features:

• Any person in the age group of 18 to 65 years can apply for this card.
• To apply for this Punjab National Bank Credit Card, your minimum annual income should be Rs 5 lakh.
• The joining fee and add on card fee for the card is Rs.399 and the annual fee is Rs.999.
• Comprehensive insurance coverage of up to Rs 10 lakh is available under this credit card.
• Domestic and International lounge access programs.
• Premium Health Checkup Package
• Complimentary Golf and Spa Sessions
• Complimentary Gym Membership
• 300+ reward points on activation

Read Also: Yes Bank Credit Card Apply

PNB Rakshak Rupay Platinum Card:

Benefits and Features:

• You do not have to pay any joining fee for this card.
• No annual fee (if the card is used once every quarter).
• Avail 300+ reward points on the first use of the card.
• Special cash back on utility bills, eateries and restaurants etc.
• Convenient Mobile App “PNB Genie” – One Stop Solution
• 300+ Merchant Offers
• comprehensive insurance coverage
• 24/7 Concierge Services

PNB Rakshak Rupay Select Card:

Benefits and Features:

• You do not have to pay any joining fee or annual fee for taking PNB Rakshak RuPay Select Card.
• Avail 300+ reward points on the first use of the card.
• 2X Reward Points on Retail Merchandise.
• Special cash back on utility bills, eateries and restaurants etc.
• Convenient Mobile App “PNB Genie” – One Stop Solution
• 300+ Merchant Offers
• comprehensive insurance coverage
• 24/7 Concierge Services

Read Also: SBI Credit Card Apply

PNB Visa Signature Card:

This credit card is an industry globally used premium card/privilege card. This card is for Elite/Super Premium customers i.e. HNI/VIP customers. The benefits and features of this card are as follows:

Benefits and Features:

• Applicant’s age should be between 18 years to 65 years to apply.
• The minimum annual income of the applicant should be Rs 7.50 lakh or more.
• Joining Fee – Rs 1500.
• Add on Card – Rs 500.
• Annual Fee – Rs.2000.
• Get up to 50% off on movie tickets.
• Avail the benefit of Complimentary Domestic Lounge.
• Avail many more attractive merchant offers on daily basis.

PNB Wave and Pay Credit Card:

Benefits and Features:

• This credit card comes with a chip and a radio frequency antenna. When a contactless credit card is tapped or waved against a terminal enabled for contactless payments, the card transmits payment details wirelessly, eliminating the need to insert it.
• PNB Wave & PayCredit Card provides additional security to the customers.
• You can use this credit card anywhere through contactless payment POS machine.
• Through this card you can do contactless transactions.

PNB Patanjali Rupay Select Card:

Benefits and Features:

• The minimum joining fee for this card is INR 500 and the annual fee is nil (if the card is used once in a quarter).
• Avail 300+ reward points on the first use of the card.
• 2X Reward Points on Retail Merchandise.
• PointsConvenient Mobile App “PNB Genie” – One Stop Solution
• Complimentary domestic and international lounge programs
• comprehensive insurance coverage
• 300+ Merchant Offers
• 50 off at Patanjali stores. 2500 per transaction subject to a ceiling of Rs. Avail cashback @ 2% for all transactions above Rs.
• Patanjali Swadeshi Samriddhi Card by Patanjali Ayurved Limited allows customers to avail 5-7% additional cashback on recharge using PNB-Patanjali Credit Card.

Read Also: SBI Cashback Credit Card Apply

PNB Patanjali Rupay Platinum Card:

Benefits and Features:

• There is no annual fee or joining fee.
• Avail 300+ reward points on the first use of the card.
• 2X Reward Points on Retail Merchandise.
• PointsConvenient Mobile App “PNB Genie” – One Stop Solution
• Complimentary domestic and international lounge programs
• comprehensive insurance coverage
• 300+ Merchant Offers

Punjab National Bank Credit Card Benefits

The bank offers various types of credit cards to the customers. Benefits and features etc. can be different for different cards. Here are some of the benefits that you can avail with PNB Bank Credit Card:

• You can use this card to fulfill all your needs.
• You can use this card for any financial requirement like shopping, dining out, vacations, fueling your vehicle, railway ticket reservation etc.
• For every Rs.100 spent, you earn 1 reward point which you can redeem later.
• You can get 2 add-on cards for your spouse, parents, son or daughter (above 18 years) and provide them the benefits of this card.
• If your credit card is lost and you report the same to the bank within 24 hours, you have limited liability on any fraudulent transactions on your card.
• You can pay many types of utility bills through PNB Credit Card.

Punjab National Bank Credit Card Eligibility

Only those people can apply for the credit card who are eligible for it. The eligibility for different PNB cards can be different. The eligibility for credit card apply is as follows:

• The applicant must be an Indian resident.
• To apply your minimum age should be 18 years and maximum age should be 65 years.
• Both salaried and self employed individuals can apply for this card.
• Your income should be very good.
• Your CIBIL score should be 750 or above.
• You have a good job.

PNB Credit Card Documents required

Before applying for a PNB credit card, you should keep all your necessary documents together so that whenever the bank asks for documents from you, you can show them all the documents immediately. Documents can be different for different credit cards. For more information about the document, you can also contact your nearest bank branch. Following are the documents to apply:

• Address Proof (Any One): Aadhar Card, Passport, Telephone Bill, Ration Card, Driving License, Electricity Bill, Rental Agreement PAN Card etc.
• Proof of Identity (Any one): Voter ID Card, Aadhar Card, Ration Card, Driving License, PAN Card, Passport etc.
• Income Proof (For Self-Employed): Recent ITR (Income Tax Return), Audited Profit and Loss Statement or Balance Sheet.
• Income Proof (For Salaried): Recent salary slip/s, salary certificate, employment letter.

How to apply for Punjab National Bank Credit Card?

If you fulfill all the conditions of this credit card, then you can apply for it both online and offline. Follow the steps given below to apply:

PNB Credit Card apply online

• To apply online, you have to first go to the official website of the bank, pnbcard.in.
• On the home page of the website, you will see the option of Apply Credit Card Online in the option of Apply Card Online, click on it.

• After clicking, the application form will open in front of you.
• In this, you have to enter the requested information such as mobile number, PAN number, account number etc. and click on submit.
• After you submit the form, the bank officials will contact you and further process will be issued.

How to apply offline?

• To apply offline, you have to first go to your nearest Punjab National Bank branch.
• Go to the bank branch and contact the bank employee who will provide you complete information about the credit card.
• Then your documents will be verified.
• You have to fill a form and submit the documents to the bank.
• If you fulfill all the conditions then you will be issued a credit card.

How to check PNB Credit Card Status?

If you have applied for your credit card then you can easily track the status of your application. You can check the status of your application by following the steps given below:

• Through Customer Care: You can check the status of your application by calling the bank’s PNB Credit Card customer care number.
• Visiting a bank branch: If you have a branch of PNB Bank, then you can check the status of your application by visiting that branch.
• Through Email: You can get information about the status by emailing the bank.

PNB Credit Card Customer Care Number

If you are facing any problem in applying for the credit card or if you want to get other information about the credit card, then you can contact the credit card helpline number of the bank.

Toll Free Number: 1800 180 2345

My Last Word:

In this article, we have provided you complete information about PNB Credit Card Types, Apply, Review and more details. Anyone who wants to take a credit card can consider Punjab National Bank Credit Card.

Hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.

FAQ’s on PNB Credit Card