PAYTM Credit Card Apply – Review, Details & Benefits

PAYTM Credit Card Apply – Review, Details & Benefits: If you want to know about Paytm Credit Card then you have come to the right place. Today we are going to tell you what is Paytm Credit Card and how to apply for it (How to get Credit Card form Paytm).

Paytm is being used everywhere today. It is used for online payment, recharge, movie ticket, bus ticket, flight ticket, shopping, money transfer etc. Now Paytm is also going to provide the facility of credit card (Paytm First Credit Card). Let us know how we can use it.

Recently paytm has launched a credit card in association with State Bank of India, which gives credit card to every person with credit limit. So friends, in today’s article, we will tell you about this credit card given by PayTM App like Paytm Credit Card Loan, Paytm Credit Card Apply, Paytm Credit Card Review, Eligibility, Documents, Fees And Charges etc. Providing information.

PayTM Credit Card

At present, most people know about the Paytm app that it is an online E-Wallet App, which provides the facility of PayTM Saving Account to its customers. Recently Paytm has launched two credit cards in association with State Bank of India (SBI), CITI Bank.

Which is known as Paytm SBI Card & Paytm SBI Card SELECT , Paytm FIRST. These credit cards are specially designed for Paytm users

This credit card is manufactured by VISA credit card which can be used with international transactions in digital format or in physical format.

This credit card offers 5% cashback on Paytm Mall , Movies & Travel and 2% cashback through Paytm App Paytm App Spends plus 1% cashback on all other transactions. It does not offer cashback on fuel and wallet load.

This credit card can be used for recharge, DTH recharge, bill payment and online payments on more than one lakh online platforms.

Note : Before taking Paytm credit card, you have to get your savings account opened and you can open this account by visiting your nearest Paytm Store with Aadhaar card and PAN card. Apart from this, you can also get full E- KYC of your account done with Paytm Pathner.

Read Also: SBI Card Pulse

PayTM Credit Card Loan Eligibility

Following are the eligibility criteria to apply for PAYTM Credit Card which are as follows:

You must be a citizen of India. Applicant’s age should be more than 21 years. It is mandatory for the applicant to have a Paytm payment bank shaving account. Your civil score should be good. You must also have a mobile number linked to Aadhar Card, Pan Card. You must have KYC documents like Aadhar Card, PAN Card.

Documents Required for PayTM Credit Card

To take credit card loan from Paytm app, it is mandatory to have the following documents which are as follows.

• Pan Card
• Aadhar Card
• Mobile No
• Bank Details

Read Also: Slice Credit Card

PayTM Credit Limit

Paytm Credit Card offers its customers a credit limit of up to Rs 2 lakh. This limit depends on several factors like CIBIL score, monthly income and repayment capacity.

You can get this loan even less in the initial period. This credit card also gives you a chance to earn unlimited cashback.

Note: If you deposit the repayment of this credit card on time, then gradually the limit of this card starts increasing. And you can also get maximum credit limit in future. This loan also helps in increasing your credit score.Fees And Charges

PAYTM Credit Card gets no joining fee and processing fee in the first year but next year you will have to pay ₹ 499. To activate this credit card, you will also have to pay a complimentary Paytm First Membership of ₹ 750, apart from this you can check on PayTM.

Note: If you do not need the money then you should not apply this credit card because its maintenance charge is very high.

Read Also: Amazon ICICI Credit Card

Paytm Credit Card Features

Following are the features of Paytm Credit Card which are as follows:

• Loan can be applied only with Aadhar card and Pan card.
• Security is not required to take a loan.
• The loan can be used on more than one lakh brands.
• Improves the credit score if the loan is repaid on time.
• After the loan is approved, you can get the loan amount in the bank account.
• Offers 5% cashback on bill payments (electricity, internet, gas, DTH and mobile recharges.
• You can get 3% cashback on this card on Myntra, Zee5, Gana, 1mg, KFC and Zomato.
• This credit card gives 2% cashback on all other transactions.
• Buy any item in monthly installments on Paytm Mall
• Offers options like touch-free payments, online payments, ATM withdrawals and international payments.

Read Also: IDFC First Millennia Credit Card

PAYTM Credit Card PayTM Loan

Step 1 . Install Paytm App from Google Play Store.

Step 2 . Sign up with your mobile number.

Step 3 . Select Loans & Credit Card in the app.

Step 4 . Now click on Paytm Credit Card and here you have to select Check Eligibility.

Step 5 . Now fill your personal details like Pan Card, DOB, Email Etc.

Step 6 . After filling all the details, you click on Activate, after which you are told how much loan you are eligible for, if your civil score is good then you get the maximum credit limit.

Note : For card delivery, fill the current address correctly and fill all your personal information correctly so that your credit card is not rejected. Keep in mind that before taking this credit card, you must read the Terms of Conditions.

Read Also: Money View Credit Card

My Last Word: PayTM Credit Card Review

Today we haveprovided you all the information about How to Get Paytm Credit Card, Paytm Credit Card Apply , Paytm Credit Card Review , apart from this, we have also provided this credit card eligibility, documents to take loan, loan features, all other information also. shared with you. If you face any kind of problem then you can talk to customer care of Paytm app and you can follow us on social media platform for more details.

FAQ’s on Paytm Credit Card Loan 

Q1. How long does it take to get Paytm credit card approved?

Ans. This credit card gets approved instantly. Sometimes it takes 48 hours to 72 hours for this credit card to be approved.

Q2. How to Pay Paytm Credit Card Bill?

Ans. When the credit card bill is generated every month, then you can bill this credit card through Paytm, Phone Pe, Amazon Pe, Google Pay.

Q3. What is the joining fee and annual fee for Paytm Credit Card?

Ans. The joining fee and annual fee for the credit card is Rs 499.

Q4. What will happen if Paytm credit card loan is not paid?

Ans. If you do not fill the Paytm Credit Card loan, it may happen that the service of your card may be stopped. Your civil score may be bad and in future you will not be able to avail credit card on any online platform.

Q5. What is the limit offered by Paytm Credit Card?

Ans. Paytm credit card offers you a limit of ₹5000 to ₹200,000. It depends on your profile and credit score.

Q6. In how many days is the Paytm Welcome Kit delivered at home?

Ans In 15 days.

Q7. Can a student apply for Paytm Credit Card?

Ans. If he has income source then he can apply for credit card otherwise you will not be eligible for this card.

Q8. How to apply Paytm Credit Card?

Ans. You can apply through Paytm app and through official Paytm website.