One Credit Card Apply Online – What is in Details – We are talking about One Credit Card which you can apply online sitting at home and get the best credit limit, so let’s know what is One Credit Card , how to apply One Credit Card , One Credit What is the eligibility / eligibility, terms and condition of taking the card.
Apart from this, what are the documents needed to get One Credit Card, how much can be got One Credit Card credit limit. Here we will provide you all the information related to One Credit Card, so you must read this article till the end.
Credit cards are becoming very popular these days as it offers you instant credit limit without any hassle, which can be used for your personal needs, recharge, bill payment, online shopping etc.
By the way, new credit cards are being launched every day in the market, which are very much liked by people due to their benefits and facilities, in today’s article, we will provide you information about one such credit card which is currently available. It has been launched and is being liked a lot in the market.
What is One Credit Card? Review – OneCard Review
One Card is an India Base Metal Credit Card which has been launched by some finance companies and banks. Here users get virtual credit card instant. No income proof is required to get this card made, it can also be taken only against your Fixed Deposit.
If you have a good Cibil Score, you can still apply for One Credit. This card has been launched by FPL Technologies in partnership with banks like IDFC FIRST Bank, Federal Bank, SBM Bank, South Indian Bank, BOB Financial etc.
This is an internationally valid Visa Signature Credit Card. This credit card can also be used for online shopping.
Read Also : Navi Loan App Review
Features of One Credit Card
Some important information about One Credit Card is mentioned in the table below.
| Credit Card Name | One Credit Card |
| Credit Card Type | VISA Credit Card |
| Credit Card Body | Metal Credit Card |
| Credit Card Apply | Official website, Google Play, App Store. |
| Pather Company | IDFC FIRST Bank, Federal Bank, SBM Bank, South Indian Bank, BOB Financial Etc. |
| Safe | RBI Approved |
Eligibility for One Credit Card
We have given below the eligibility, terms and condition of taking this credit card from One Credit App and if you fulfill these mentioned eligibility then you will get this credit card which is as follows.
- You must be a citizen of India.
- Applicant’s age should be more than 21 years.
- You should be self employed and employed in any job.
- The applicant should also have a smartphone and a good internet connection to apply for the credit card.
- Your credit score should be good.
- Your monthly income should be more than ₹15000.
- This credit card can also be taken on FD basis, for this you should also have an existing amount.
- You must have an active bank account with Debit Card , Net Banking .
- You must have KYC documents like Aadhar card, PAN card etc.
- You also need to have a mobile number linked with Aadhar card.
Note : Right now this card is being given only in some cities of India, if you apply for a credit card from a rural area then it may be rejected.
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Document Recruitment – One Credit Card
To take One Credit Card, it is mandatory for you to have the following documents which are as follows.
- Aadhar Card
- Pan Card
- Bank Details
- Address Proof
- Employment Details
- Debit Card , Net Banking
What is the One Credit Card credit limit I can get?
If we have talked about how much credit limit can be got from One Credit Card, then for your information, if you want to take this credit card on the basis of FD then you will get 110% credit limit, it means to say if you ₹ If you get an FD of 50000, then you will get a credit limit of 55 thousand rupees,
You can use it to buy any item online or to do online transactions. This credit card on income provides credit limit to your civil and on the basis of your monthly salary.
One Credit Card Interest Rate in details
For One Credit Card, you do not have to pay any annual fee nor do you have to pay any joining fee, but for this card you have to pay normal charges which are applicable on other credit cards as well.
Currently, it charges an interest rate of 30% per annum or 2.5% per month for all OneCard members on their outstanding balance. Apart from this, processing fee, GST Fee etc. also have to be paid.
One Credit Card Fees And Charges
There are certain charges for the One Credit Card, as long as you use the OneCard within your approved credit limit, and pay off the entire balance by the due date,
Till then One Credit Card does not charge you any charges, however, in case of delay in payment or partial payment or usage of your card over the limit, certain charges will be levied, which are as follows:
- Joining Fee: Zero
- Annual Fee: Zero
- Forex Markup Fee: 1% plus GST
- Card Replacement Fee: Rs 3000 for Metal, Nil for 1st plastic card replacement
- Card Cancellation Fee: Rs 3000 for a Metal card, Rs 500 for Plastic Card
OneCard features a very low Forex Markup fee of just 1.18%
Note : You can click on Click Here button to get more information for Fees and charges about One Credit Card .
One Credit Card Details
The features of One Credit Card are as follows.
- The most important thing is that One Credit Card comes with a metal body which can be used for any online transaction, recharge, bill payment, personal needs, paying school fees etc.
- One Credit Card card comes with Lifetime-free credit card, there is no joining fee and annual fee for this.
- You get Ultra Flexible Credit Limit for this credit card here, like you have a Credit Limit Offer of 110% on top of your Fixed Deposit.
- Here the facility of Earn Even while You Spend is also available for this credit card where you are also given 6.5% interest on Fixed Deposit.
- Even if your credit score is not good, you can still apply for this credit card on the basis of FD.
- Through OneCard Credit Card App, you can do all types of transactions and control.
- By using OneCard Credit Card, you get 5X 3 Rewards, you can use it to pay any bill.
- If we talk about forex fees here, then only 1% fee is charged here.
- Whatever reward point you get here, you can radiate it immediately. There is no charge for redemption of any kind of points.
How to Apply One Credit Card Online
Applying for One Credit Card is very easy. You can apply for this credit card through One Credit App present on Google Play Store and official website. We have given below steps to take this loan which is as follows.
Step 1. First of all install One Credit App from Google Play Store.
Step 2. Now open One Credit App.
Step 3. After this, verify account by entering OTP with the help of your mobile number.
Step 4. After this, complete the registration process with the social media platform.
Step 5. Next, now enter your PAN card number.
Step 7. After this fill your personal details like Name, E-mail, DOB, Gender, Occupation, Income, Marital status etc.
Step 8. After filling all the information submit the application form.
Step 9. After this, you will have to complete this account KYC , for this, by entering your Aadhar card number, verify it with mobile OTP.
Step 10. Now your account goes to the review for KYC, then you have to wait till you get the approval.
Step 11. After getting the approval, address verification will have to be done, for this you have to click on Verify Address and select Verify.
Step 12. After this two options will appear as you can see in the screenshot.
- Verify Income
- Create FD
Note : If your credit score is good and your monthly income is more than Rs 15,000 then you can choose Verify Income apart from this you can get One Credit Card against fd.
One Credit Card FD Against Apply Online
Now we are going to apply you One Credit Card on the basis of FD, then you have to follow the steps given below, in the same way you can also get this cricket card from Verify Income.
Step 1. Now select the Create FD option and then click on Select Your FD Amount.
Note : Here the facility of doing ₹ 2000 FD is also provided where you will get the credit limit of Rs 2200 and here you will also get an interest rate of 6.5%.
Step 2. Now after entering your FD amount, select Confirm FD Amount.
Step 3. After that upload your selfie and submit some other information as well.
Step 4. Now you have to submit your bank details like account number ifsc code etc.
Step 5. Enter the name you want to get on One Credit Card and then select Confirm option.
Step 6. After this your credit card goes under review, then you will have to wait for two to three days for the credit card status.
Step 7. Now you can use One Credit Card.
Note : Before taking one credit card, you must read the term of condition, apart from this, use your understanding while taking a credit card, if you do not need money, then you should not take a credit card in such a situation.
Rewards
- 1 Reward Point /Rs 50 ~ 0.2% Return
- All spending including Fuel, Insurance, and Utility is eligible for rewards. Wallet loads are excluded from rewards.
- The top 2 spend categories get 5X Rewards ~1% Return
One Credit Card Customer Care No
If you face any kind of problem then you can also get the solution of your problem through One Credit App’s customer care, email.
- Call: 1860-266-1111
- Email : help@g etonecard.app
My One Credit Card Review
Right now we have provided you information about One Credit Card, if you are in dire need of money and you are not getting money from anywhere, then you can take this credit card. This credit card comes with Visa card. Use your discretion before taking a credit card. Because if you do not pay the credit card on time, then you will have to pay some kind of charges.
My Last Word:
We have provided you information about One Credit. If this information has been helpful for you, then you can follow us on social media platforms. For any kind of problem you can ask in the comment box.
One Credit Card FAQ’s
Q1. How long does it take to get One Credit Card approved?
Ans. It takes two to three days to get one credit card approved, after the credit card is approved, you can get a credit card on the basis of FD, apart from verifying Income Proof.
Q2. How to pay One Credit Card bill?
Ans. One can process one credit card bill payment online. Credit card payment can be done through payment apps like One Credit App, Amazon Pay, Paytm, Google Pay, Phone Pe etc.
Q3. What is the joining fee and annual fee for One Credit Card?
Ans. There is no joining fee and no annual fee for One Credit Card. Here some charges will have to be paid on late credit payment, partial payment etc.
Q4. What happens if One Credit Card payment is not made?
Ans. In case of non-payment of One Credit Card, the civil score can get spoiled, apart from this you may have to pay many other charges. In case of non-payment, you will be told through pass notification that you have not paid the bill and your bank account may be closed, apart from this your bill number gets deposited in the PAN card.
Q5. What is the limit offered by One Credit Card?
Ans. If your civil score is good then you can get a credit limit of up to ₹ 50000, here the limit is available on the basis of FD like if you do an FD of Rs 2000 then you will get a credit limit of Rs 22,00.
Q6. In how many days is the One Welcome Kit delivered at home?
Ans. One Welcome Kit is done at home in 15 to 20 days. You can activate this card from One Credit App.
Q7. Can a student apply for One Credit Card?
Ans. Yes, a student can apply for One Credit Card. This card can be taken on FD basis. Here the credit limit will be available on the FD made by you.
Q8. How to apply for One Credit Card?
Ans. You can apply this card through One Credit App and official website. Here you can activate after filling some personal information.