How to Get Loan From Google Pay? Apply, Eligibility

How to Get Loan From Google Pay? Apply, Eligibility: Yes, friends, you heard it right, now you can take a personal loan through Google Pay app, so now we will give you all the information related to Google Pay like how to get loan from Google Pay, what documents will be required for the loan. For how many days the loan is available, how much interest rate is charged , can we transfer money in the bank from this mobile application, apart from this we will also provide important information related to it.

At present Google Pay is one of the most popular mobile application through which you can avail many types of facilities like money transfer, electricity bill payment, fastag payment, insurance payment, loan repayment, etc. can be obtained in the application.

Although in the present time everyone earns money in some way or the other, but sometimes we do not even have money to meet the expenses of our daily routine, In such a situation, we take the help of banks but it is very difficult to take loan from banks because there you have to verify the documents and go to the banks but still the loan is not available.

So friends, in today’s article, we have brought a solution to this problem for you, so that you can apply for a personal loan sitting at home without having to go to the banks and through the digital paperless process.

Google Pay Loan Details

Type of loanPersonal Loan
partnership companyGoogle LLC
Age to take loan from Google Pay appBetween 18 to 50 years
Documents required to take loan from Google Pay AppPAN card, Aadhar card, Bank details etc.
How to apply loan through google pay apponline process
What is the credit limit for Google Pay app?₹5000 to ₹10 lakh
Official websiteClick Here
Mobile ApplicationClick Here
Google Pay Loan Details

What is Google Pay?

Google Pay is the most secure mobile application for making UPI Payment, Recharges, Pay Bills payments because here you get the security of Google.

Apart from this, this mobile application also provides many facilities to improve the lives of people, such as you can send and receive money to anyone from home, pay electricity bills sitting at home.

At present, Google Pay app has more than 140 crore users all over the world and every day more than 1 million transactions take place on this mobile application. It is a secure mobile application which is approved by RBI and NBFC .

If you are above 18 years of age and have valid documents, then you can take a personal loan of up to Rs 100000 from Google Pay. This app has got 4.4 rating on Google Play Store and more than 500,000,000 people have downloaded this app. Through this article, we will tell you about how to take Google Pay Loan.

How to get loan from Google Pay 

As you all would know that Google Pay has partnership with many finance companies, therefore, Google Pay does not give loans by itself, but gives the facility of giving loans together with its partner companies. Now you must have come to know that how to get loan from Google Pay 

Google Pay Loan Eligibility

Following are the eligibility criteria for availing Google Pay Personal Loan which are as follows: Applicant’s age should be more than 21 years. Applicant must be a citizen of India. You must have a bank statement. You must also have a mobile number linked with Aadhar card. You must have an active bank account . You must also have a mobile number linked with Aadhar card. You must have KYC documents like Aadhar card, PAN card. Documents should be either in PDF, JPG or PNG format which should be less than 2MB in size.Google Pay Loan Required Documents
pan card Aadhar card Present address proof (eg electricity bill, ration card) Bank statement of last 3 months a selfie

Process to get Personal loan from Google Pay

If you also want to take loan from Google Pay, then first of all you have to do Google Pay app and search in the search box for loan, after that you have to select Money view loan option and apply for loan as That you can see in the steps given below

You can apply for Google Pay Loan through your mobile by following just a few steps. For this you must have a smartphone.

 Loan From Google Pay
Loan From Google Pay
  • Now complete the registration with your mobile number.
  • Now search by writing loan in the search box.
  • Now select the Money View option.
  • Now the option of Money View will open where you have to click on Get Started.
  • Now click on Check Eligibility.
  • Now you have to fill some of your information here like Name, Address and Personal Details.
  • After this, now you have to choose Select Your Loan Plan according to you.
  • Next, all the documents have to be uploaded.
  • Now wait till the loan is approved, as soon as the loan is approved, this amount is transferred to the bank specified by you.
  • After getting the approval, you will get instant loan in the bank account.

Google Pay Loan Interest Rate

While taking a Google Pay loan, you will see all the details from the company from which you have applied for the loan, if you have taken it from the Money View app then you can take the interest rate (1.33% – 39% Annually) at the interest rate . 

Note: Before taking a Google Pay personal loan, you must read the terms of condition and read all the information related to the loan carefully,

Google Pay Loan Fees And Charges

Google Pay LoanCharges
Joining FeeNILL
Annual FeeNILL
Advance FeeNILL
Hidden FeeNILL
Annual interest34% APR (Depending on loan amount)
Processing Fees1.5-2.5% of loan amount
Period of repaymentAccording to the applicant.
GST Feeby 18%
Late FeeMay have to be paid in case of EMI Delay
Loan Amount₹5000 to ₹10 lakh
Period for repayment3-48 months
Loan Service FeeDepends on loan amount
Google Pay Loan Fees And Charges

How many days does Google Pay Loan give?

While taking a Google Pay loan, you will see all the details from the company from which you have applied for the loan, if you have taken it from the Money View app then you get 3 months to 5 years to repay the loan.

Why Google Pay Loan?

One should take a loan from Google Pay app because it is a secure mobile application through which you will be able to do loan repayment easily. It provides you loan with instant approval. Loan can be taken only through digital KYC get loan without paper work The loan provides you with many other facilities like money transfer, DTH recharge and many more.

How does Google Pay loan?

Google Pay currently facilitates loan lending in partnership with some of the existing RBI and NBFC approved loan applications. For lending on Google, these mobile applications are used,

Where in reality personal loans provide you this platform. Google pay does the loan lending work only for you.

  • Early Salary
  • Payme India
  • Iffl loans
  • Prefr loan
  • Zest money
  • CASHe
  • Money View
  • Insta Money

Where can you use Google Pay Loan?

The following can be used for Google Pay Loan.

  • Can do for online payment, bill payment, recharge
  • For travel functions to meet your personal needs
  • For marriage family function
  • to shop online
  • to earn cashback
  • To pay EMI of bike car
  • To pay for the insurance policy

Google Pay Loan Customer Care Number

If you face any kind of problem in depositing the loan then you can talk to the customer care of Google Pay which is available 24/7 hours, also you can get the solution of your problem through email as well.

If you have opted for MoneyView app while availing Google Pay personal loan, then you need to contact Moneyview customer care whose numbers are as follows:

Read more article here:

Google Pay Personal Loan Review

If I tell about Google Pay Personal Loan App through my personal experience, then if you are tired of cutting, or you are getting loan from anywhere, then you can use Google Pay App,

This app is completely secure.

In today’s post, we have learned how much loan will be available from Google Pay Loan app, for how many days loan will be available from Google Pay, how much interest will be charged on taking loan from Google Pay, who can take loan from Google Pay, Google What are the conditions for taking loan from Pay,

What documents will be required to take loan from Google Pay Loan app, how to apply for loan from Google Pay Loan app, what are the benefits of taking loan from Google Pay Loan app.

For any kind of problem, you can join our telegram group and get answers to your questions by commenting from there.

FAQ’s on Google Pay Loan 

Is Google Pay a secured loan application?

Google Pay is a secure mobile application trusted by more than 10 million Indians,
This mobile application provides security of Google while doing online transactions, besides this mobile application is approved by Reserve Bank of India NBFC.
This mobile application is completely secure.

If I am a student, can I get a loan from Google Pay App?

Yes, but his age should be more than 21 years and he should also have income proof.

What can happen in case of non-payment of Google Pay Personal Loan?

If you do not deposit the Google Pay personal loan, you may get a call on the Reference No, if you do not deposit the loan, then your credit score may get spoiled. And you will not be able to avail any type of online personal loan in future.
You can get a maximum loan amount of up to ₹ 10000 by timely repayment of the loan.

How to deposit Google Pay Loan?

To deposit Google Pay Loan, you can do it with Repay Payment present in the app,
Where you can make online payment through UPI, Debit card, Credit card to deposit the loan.
In case of any problem, you can get the solution of your problem through email.

How much money can i send with google pay

You can send money up to Rs 1 lakh using UPI through Google Pay.
A maximum of 10 transactions can be done in 1 day through Google Pay.
If you do more than this, then some banks also charge fees and charges.
If we talk about Money Request, then money can be received only up to ₹ 2000 at a time through Google Pay.

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