Kreditbee Loan 2024 Review – Types, Interest Rate & Benefits

Kreditbee Loan 2024 Review – Types, Interest Rate & Benefits: Friends, everyone needs money. And we cannot say anything about when the emergency will come. If you keep taking information about this app, then in future you can take help of this app.

Friends, many of us need a loan, but due to not getting the right platform, people do not know how to get the loan at the right time. Due to which they have to suffer a lot.

Compared to other loan companies or banks, KreditBee is providing loans to the people very easily. Due to less information about this app, people are not aware about online loans.

Many people do not even know that loans are also available online. So today we are going to tell you what is the KreditBee App? And we are going to give you complete details about how to take loan from kreditBee App.

What is KreditBee App

Friends, Kreditbee is such an Android application that gives you online loan. This app gives you a loan of 1 thousand to 1 lakh in a very short time.

You can easily download this app from Google Play Store. This App is made by Finnovation Tech Solution Pvt Ltd Company. This company is approved by NBFC and works according to the guidelines of RBI.

This app was launched on Play store in 2018. And till now this app has been downloaded by 10 million people and this app has got 4.5 star rating.

Friends, Kreditbee App gives loan to anyone across India, you just need to have a source of income. If you do any job or are self employed or working women, all of you can take loan with the help of this app sitting at home.

KreditBee App Interest Rate

Friends, if you take a loan from the Kreditbee App, then you will have to pay interest up to 36% annually for this, which can be more or less according to the amount of your loan.

Along with this, you also have to pay some processing fee. Meaning if you take a loan of 15000, then you will have to pay 1000 processing fee and GST.

Along with this, to use online wallet and net banking, you will have to pay extra Rs 150 on every EMI. You do not have to pay any money before taking a loan from this app.

Who can take loan from KreditBee App?

Friends, to take a loan from Kreditbee App, it is mandatory for you to have all the things mentioned below. So let us know what should be your eligibility to take a loan.

• Your age should be between 18 to 50.
• Only Indians can apply for this.
• You must have internet banking for your saving account.
• An Android phone and Internet connectivity are required to install the Kreditbee App.
• Most importantly, you should have some source of income of your own.
• Your Cibil score should be good.

Documents Required

• Proof of salary
• Proof of employment
• Other KYC documents as specified by the lender

Kreditbee App Loan Types

KreditBee offers you various types of loans which are as follows:

KreditBee personal loan

KreditBee is one such organization, a personal loan platform for young professionals. You can take a personal loan through the KreditBee app, such as Personal Emergencies, Travel, Marriage, Car or Bike Loan EMIs, etc. You can take advantage of this loan.

Kreditbee Personal loan Eligibility:

The eligibility for personal loan is as follows:

• Your age should be more than 21 years and less than 45 years.
• Your monthly salary should be more than ₹ 15000.
• You must have at least 3 months work experience in your current company.

Kreditbee Personal Loan Price And Interest Rate :

You can get personal loan through KreditBee app in two ways which are as follows:

	Short Term Loan	KreditBee Personal Loan for Salried
Max Tenure	2-6 Months	3-15 months
Max Ammount	Upto Rs. 10000	upto 2 Lakhs
Interest Satarting	1.5% p.m	1.02% pm

KreditBee Cash Loan

Cash loan is a type of small loan which has a short repayment period. These loans start from 1000 thousand to 2 lakh rupees, whose repayment period is 30 to 90 days. Whether you are in college or recently employed,

KreditBee assures you of a cash loan when you need it. You can also take this loan for emergencies like if there is an emergency in your home then you can take advantage of this loan.

KreditBee Cash Loan Eligibility & Process:

The eligibility for Cash Loan is as follows:

• You have to first download and install Kreditbee App from Google Play Store and after that you have to Sing UP from Google or Facebook.
• Next, you have to submit personal details like your name, date of birth, pin code and PAN details. If you are a self employed, then you will also have to provide your company name and monthly salary details. This helps us determine your first-level eligibility for a KreditBee loan.
• If you are eligible to take the loan, then you will have to do your full KYC by submitting your Aadhar card and PAN card details.
• If your loan is approved through KreditBee app then you have to submit your bank details and after that your bank details are made part of the profile, if you want to take loan in future then you can take it easily. Will find
• Once you have linked your bank account, you will need to e-sign your loan agreement. Once all these details are completed, money is transferred to your account immediately.

KreditBee Online Loan

An online loan is a loan that is obtained using an Internet-enabled device with a loan application installed, or through a website to connect with online lenders.

Whether you want to settle medical bills or pay high-interest credit card bills, and online loans are perfect for such needs.

Kreditbee Online Loan Eligibility:

• The eligibility of online loan is as follows:
• You must have Address Proof (Aadhaar/Passport/Voter ID).
• Company name, office ID, salary slips, and salary account details should be all the details of the company in which you work.
• This loan depends on your credit score, how much loan will be provided to you.

Kreditbee Instant Loan

Instant Loan is a loan, which has a low credit score or low salary, can get an instant loan through KreditBee. Through this loan, you can take from ₹ 1000 to ₹ 10000.

KreditBee Instant Loan Eligibility:

The eligibility for Instant Loan is as follows:

• Your phone number should be linked with your Aadhaar.
• The proof of identity or address should be a government approved document, such as your Aadhaar, Voter ID and Passport. If you have a job and you get monthly salary, then you have to upload your previous months salary slip also.

KreditBee Quick Loan

A quick loan is a loan that you can use for an emergency like a sudden hospitalization. If a friend or family member needs immediate medical attention, they need to be taken to the hospital immediately.

Most of the hospitals charge an admission fee which has to be paid before starting the treatment. You can get a quick loan through KreditBee. Through this loan, you can get a loan from 1000 thousand to 2 lakh rupees.

Quick Loan Eligibility:

• The eligibility for quick loan is as follows:
• Your age should be more than 21 years and less than 45 years
• You must have a government-approved proof of identity or address, such as your Aadhar, Voter ID and Passport. If you have a job and get a monthly salary, then you should also have your previous months salary slips.

KreditBee business loan

A business loan is a loan that helps business owners to meet their immediate business needs.

As a business owner, you need to ensure adequate working capital, purchase machinery or pay employees’ salaries.

Business loan can help in this. You can get business loan through CreditBy. Through this loan, you can get a loan from 1000 thousand to 2 lakh rupees. It depends on your civil score.

KreditBee Business loan Eligibility:

The eligibility for quick loan is as follows:

• Applicant must be at least 21 years of age.
• Applicant should have Address Proof (Aadhaar/Passport/Voter ID).
• CreditB may also ask you to approve your workplace details. It should contain all the details like your company name, office ID, salary slips, and salary account details.
• This loan depends on your credit score, how much loan will be provided to you.

KreditBee small loan

A small loan is a type of small loan that can be used to meet expenses, and can be: vehicle repair bills, insurance premiums, getting a new phone, gifts for special occasions, or Monthly expenses like your mobile or television bill.

Small loan can be availed through CreditB. Through this loan, you can get a loan ranging from 5000 thousand to 15000 thousand rupees.

Kreditbee Small loan Eligibility:

The eligibility for small loan is as follows:

• Applicant has to create his profile on KreditBee app
• The applicant must have a proof of identity or address that has been approved by the government, such as your Aadhar, Voter ID and Passport. If you have a job and get a monthly salary, then you should also have your previous months salary slips.

KreditBee Private Loan

A personal loan is a loan with the help of which you may need some extra money at a certain time.

Like planning festivities for a festival or holiday, upgrading your plant and machinery. You can get a private loan through CreditB with low interest rates and EMIs

KreditBee offers personal loans online as well as personal loans from ₹1,000 to ₹2 lakh for salaried people.

Kreditbee Private Loan Eligibility:

The eligibility of private loan is as follows:

• The phone number of the applicant should be linked with Aadhaar.
• The applicant must have a proof of identity or address that has been approved by the government, such as your Aadhar, Voter ID and Passport. If you have a job and you get a monthly salary,
• So you should also have the salary slips of your previous months.

KreditBee Consumer Loan

A consumer loan is a loan that is given to an individual to take care of personal and household expenses. You can take this loan for other purposes like rent, car loan, EMI etc.

Kreditbee Consumer Loan Eligibility

Kreditbee Consumer Loan is basically an unsecured loan which is usually given to working professionals with minimum documentation and a minimum tenure.

• Applicant has to create his profile on KreditBee app
• The applicant must have a proof of identity or address that has been approved by the government, such as your Aadhar, Voter ID and Passport.
• If you have a job and get a monthly salary, then you should also have your previous months salary slips.

Kreditbee Unsecured Loan

Unsecured loan is a loan for which you do not need to mortgage any property while applying for it. For such loans you only sign the loan agreement.

Even if you default on payment of an unsecured loan, banks cannot seize any of your assets (such as your house/vehicle). There are mainly two types of unsecured loans in India – credit cards and personal loans.

KreditBee offers online unsecured loans and personal loans to young professionals ranging from as low as ₹1,000 to ₹2 lakh for salaried individuals.

Kreditbee Unsecured Loan Eligibility:

The eligibility for unsecured loan is as follows:

• Applicant must be at least 21 years of age.
• Your phone number should be linked with your Aadhaar.
• The applicant must have a proof of identity or address that has been approved by the government, such as your Aadhar, Voter ID and Passport.
• If you have a job and get a monthly salary, then you should also have your previous months salary slips.
• Low-interest Loan
• A low-interest loan is a loan that provides you a loan at a low interest rate.
• KreditBee offers online low-interest loans and personal loans for young professionals ranging from as low as ₹1,000 to ₹2 lakh for salaried people.

Low-interest Loan Eligibility:

The eligibility for low-interest loan is as follows:

• You must have Address Proof (Aadhaar/Passport/Voter ID).
• Company name, office ID, salary slips, and salary account details should be all the details of the company in which you work.
• This loan depends on your credit score, how much loan will be provided to you.

How to Apply KreditBee Personal Loan

To take a loan from Creditebee, follow the below mentioned process step wise –

• First of all download the KreditBee App from Play Store and install it on your mobile.

• After this you will be asked to select the language, after selecting your language, click on the Continue option. And then click on the Get Started option.
• After this you have to sign up with the mobile number in it, enter your 10 digit phone number and click on the Continue option.
• After this an OTP will come on the mobile number entered by you. After filling the OTP, click on the submit option. And by accepting the Terms and Conditions of KreditBee, click on the I Agree option.
• Allow whatever access KreditBee asks for permission from you.
• After this you will be asked to enter the e-mail. Enter your email address and click on the Continue option.
• After following the above mentioned process, your account will be created in KreditBee and you will come to the homepage of KreditBee.
• Now before clicking on the option with Check Eligibility, check whether you are eligible to take loan from KreditBee or not.

If you are eligible to take a loan on KreditBee App, fill all the details KreditBee asks of you and attach your documents too, now the loan will be transferred to your bank account in no time. In this way, you can easily take a personal loan without any hindrance from the KreditBee App.

For how many days can I get a loan from Kreditbee?

Kreditbee Se Loans are available from 62 days to 15 months. Through Kreditbee App, you can get a loan of 1000 thousand to 2 lakh rupees at an interest rate of 0-2.49% per month.

KreditBee Customer Care Number

Helpline number: 080-44292200

Email ID: [email protected]

Address:

KreditBee, 16/3, Adarsh Yelavarthy Centre, Opp to Frank Anthony School, Cambridge Layout, Jogupalya, Bangalore Karnataka 560008 India

My Last Word:

So friends, in today’s time to take a personal loan, any bank or institution looks at your salary and only after that the documents are taken from you, but still the loan is not provided to you.

In such a situation, you can use the Kreditbee app for your basic needs and you get a loan in 15 minutes through this app.

If you like our post today then you can follow us on social media platform and if you have any query then you can tell us in comment box we will help you fully.

Some FAQ’s on KreditBee App