Introduction to the PVR Kotak Gold Credit Card
The PVR Kotak Gold Credit Card is an exclusive co-branded card created in partnership with PVR Cinemas. This unique card caters to movie enthusiasts, offering a range of exciting benefits. With a joining fee of Rs. 0, this card provides enticing movie-related offers that allow you to maximize your savings on movie expenses. By spending over Rs. 10,000 in a month, you can avail of 1 complimentary PVR movie ticket, and if you spend over Rs. 15,000, you will receive 2 free PVR movie tickets. Furthermore, apart from covering your ticket expenses, this card also takes care of your popcorn expenses. Additionally, the PVR Kotak Gold Credit Card offers excellent benefits, with all the features of the primary card being extended to the add-on card.
Rewards & Benefits of the PVR Kotak Gold Credit Card
The PVR Kotak Gold Credit Card is renowned for its movie benefits and also offers exciting rewards and benefits in other categories such as Food & Beverages and insurance. To discover all the details about this card, including its fees, charges, and comprehensive benefits, continue reading:
Movie & Dining Rewards
- Enjoy 2 free PVR movie tickets, each worth up to Rs. 400, by spending Rs. 15,000 or more in a month.
Rewards Rate
- Not Applicable
Reward Redemption
- Redeem your movie tickets by logging in to kotak.com or by sending an SMS.
Travel Rewards
- Not Applicable
Golf Rewards
- Not Applicable
Domestic Lounge Access
- Not Applicable
International Lounge Access
- Not Applicable
Insurance Benefits
- Not Applicable
Zero Liability Protection
- In case of a lost or stolen card, a Zero Liability protection and card insurance worth Rs. 50,000 are provided if reported promptly.
Fees & Charges
Spend-based Waiver
- Not Applicable
Joining Fee
- Nil
Renewal Fee
- Rs. 499
Rewards Redemption Fee
- Nil
Foreign Currency Markup
- A 3.5% foreign currency markup is applicable to all foreign currency spends.
Interest Rates
- The card carries an interest rate of 3.5% per month.
Fuel Surcharge
- A 1% fuel surcharge fee will be applied.
Cash Advance Charge
- Rs. 300
Add-on Card Fee
- Rs. 299 per add-on card
Key Points
- Get 1 free PVR movie ticket every month by spending Rs. 10,000.
- Enjoy 2 free PVR movie tickets every month by spending Rs. 15,000.
- The card comes with zero joining fee.
- Receive a 15% cashback on Food and Beverages at PVR.
- Get 5% cashback on movie tickets at the PVR Box Office.
PVR Kotak Gold Credit Card Features and Benefits
The PVR Kotak Gold Credit Card is a co-branded credit card specifically designed for movie enthusiasts. Along with its movie benefits, the card offers various other features and benefits, which are as follows:
Milestone Rewards
- Spend over Rs. 10,000 in a month and receive 1 PVR movie ticket, equivalent to a 4% cashback.
- Spend over Rs. 15,000 in a month and receive 2 free PVR movie tickets, equivalent to a 5.3% cashback.
Rewards Redemption
You can easily redeem your PVR movie tickets earned through the PVR Kotak Gold Credit Card. Simply send an SMS ‘PVRKCC’ followed by the first three letters of the current month (e.g., JUN) to 5676788 from your registered mobile number. Alternatively, you can log in to kotak.com and follow these steps:
- Click on the ‘Net Banking’ option on your screen.
- Enter your username and password to access your Net Banking account.
- Select the ‘Credit Card’ tab.
- Choose the ‘PVR Coupon Claim’ option and redeem your movie tickets.
Insurance Benefits
In the unfortunate event of a lost or stolen card, a card insurance worth Rs. 50,000 is provided. To ensure a prompt response, contact the customer helpline (1860 266 2666) to deactivate your card immediately. To file a claim, submit the required documents within 7 days of the incident. Both the primary and supplementary cards are covered under this insurance.
PVR Kotak Gold Credit Card Eligibility Criteria
To be eligible for the PVR Kotak Gold Credit Card, you must fulfill the following criteria:
- Minimum age requirement: 21 years.
- Stable source of income: Salaried or self-employed.
- Decent credit history.
Documents Required
The documents necessary for applying for the Kotak Bank PVR Gold Credit Card are as follows:
- Identity proof: Aadhar Card, PAN Card, Passport, Voter’s ID, or Driving License.
- Address proof: Latest utility bills, Aadhar Card, or Passport.
- Income proof: Latest bank statements/salary slips or the latest Income Tax Return (ITR).
How to Apply for the PVR Kotak Gold Credit Card
You can apply for the Kotak Bank PVR Gold Credit Card through both online and offline channels:
- Offline application: Visit your nearest Kotak Bank branch with the required documents and complete the application form in person.
- Online application: Visit Kotak Bank’s official website and navigate to the ‘Explore Products’ section. Select ‘Cards’ and then ‘Credit Cards.’ Locate the PVR Kotak Gold Credit Card and click on ‘Apply Now’ to proceed with the online application process.
Conclusion
The PVR Kotak Gold Credit Card is a beneficial choice for movie lovers, as its rewards are focused solely on PVR movie tickets. Another card issued by the bank in collaboration with PVR is the PVR Kotak Platinum Credit Card. With the PVR Kotak Gold Card, you can receive 2 movie tickets worth Rs. 400 each by spending Rs. 15,000 in a month, translating to a 5.3% cashback. In summary, this card offers exciting but focused benefits. Therefore, if you are a true movie enthusiast, choosing this card would be a wise decision. Additionally, it has the advantage of no joining fee and a nominal annual fee of Rs. 499 starting from the second year, making it an appealing option for individuals seeking a credit card without a joining fee.