Kissht Personal Loan Apply 2024 Review, Interest Rate, Benefits, Eligibility: When it comes to sale on amazon, Flipkart and other online platforms, everyone’s mind wants to buy a new product, but sometimes due to lack of money, we can also miss a better deal. give.
Today we are going to tell you about the installment app, how you can buy any item on monthly emi both online and offline.
With the help of Kissht App, you can buy any kind of goods like laptop, mobile, fridge, washing machine online on EMI.
Most of us do not know about this mobile application, so friends, in this article I will tell you what is Kissht App and how to take loan from installment app , how much interest rate will be charged , is this application regulated by RBI Is it or not and how much time is available to repay this loan
All the information related to this will be given in this article, then you should read this article till the last which will prove to be very beneficial for you.
What is Kissht App?
Kisht App is an online instant loan giving mobile application. Usually this mobile app offers online shopping loan, personal loan , credit line loan etc. to its customers, along with which it also provides credit limit of ₹ 10,000 to ₹ 100,000.
You can apply for these loans for your needs anytime and from anywhere in the part of India.
The Kisht app provides you customers with the facility to buy their favorite items at more than 500 online stores and 3000+ offline stores.
Through Kissht App, you can buy any kind of goods online on monthly EMI like laptop, mobile, fridge, washing machine etc.
Kissht App is a mobile application that is designed for both Android and iOS platforms, whose size is only 25 mb.
At present, more than one crore people have downloaded Kissht App from Google Play Store, and Kissht App has got 4.4 rating on Google Play Store which is a very good rating. This app has more than 3.5 million satisfied customers.
Kissht Loan Key Features
| Article name | Loan from Kissht App |
| mobile application name | Kissht App |
| type of loan | Personal Loan |
| partnership company | Onemi Technology Solutions Pvt. Ltd. |
| Age for taking loan from Kissht | Between 21 to 60 years |
| Documents required to take loan from Kissht app | PAN card, Aadhar card, Bank details etc. |
| How to apply loan through Kissht app | online process |
| How much loan can I take with Kissht app? | ₹5000 to 1 lakh rupees |
| Official website | Click Here |
| Mobile App | Click Here |
Kissht Personal Loan Documents Required
Installment loan provides you loan without any paper work through online process. To take a personal loan from this app, you must have the following documents which are as follows.
- Aadhar Card
- Pan Card
- Bank Statement
- Selfie
Kissht Personal Loan Eligibility
To take a loan from the installment app, you have to fulfill the eligibility mentioned below which is as follows.
- You must be a citizen of India.
- Applicant’s age should be at least 21 years.
- Credit score should be more than 700.
- The monthly income of the applicant should be more than ₹ 12,000.
- You should be self employed and employed in any job.
- You must have an active bank account.
- You should have KYC documents like Aadhar card, PAN card.
Who is the owner of Kissht app?
Currently, the Kisht app is operated by “ONEMi Technology Solutions Pvt. Ltd” and “Si Creva Capital Services Pvt Ltd” company which is approved by Reserve Bank of India (RBI) and NBFC.
Kisht App’s (CEO and Founder) Krishnan Viswanathan is a graduate from IIT-Delhi and Yale University, and has over 15+ years of experience in the financial services, digital and mobile sectors.
The Kisht app also has partnerships with many specialized companies like Ventur East, Endiya, Fosun etc.
Its main branch is in Mumbai (Maharashtra). Kisht App was launched on 14 Aug 2014 and the registration number of this company is “U72900MH2016PTC282573”.
How much loan can be taken from Kissht app
You can take a loan (Minimum to Maximum) up to Rs.10,000 – Rs.1,00,000 for online shopping sitting at home through the Kissht app.
It provides you the loan without any hidden charges. You can get this loan even less in the initial period. You do not need any kind of security or guarantor for this loan.
Note : If you deposit this loan on time, then gradually the limit of this loan starts increasing. And in future you can also get maximum loan and your credit score also starts increasing.
Kissht Personal Loan Apply Online
With Kissht App, you can apply sitting at home from your mobile with minimum documents. The steps to apply for this loan are given below which are as follows.
- Install Kissht App from Google Play Store.
- Sign up with your mobile number.
- Now click on Get it Now.
- After that enter the PAN card number
- Enter your personal details like Name, Address, DOB, Gender and click on Continue.
- Fill your employment details like Company name, Monthly Salary.
- Upload your KYC documents like Aadhar Card, Pan Card, Selfie etc.
- An Active Saving Account, fill the IFSC details for approval.
Note : If you are eligible for the loan, then you will have to E sign the E agreement here.
Wait for some time and this loan amount is transferred to the bank specified by you.
Note : After paying the loan, you can apply for this loan again. And if you repay the loan on time then your credit score starts increasing.
Keep in mind : While applying for the loan, make sure to check all your information properly because filling one wrong information can also result in loan rejection and must read the terms of conditions before applying for the loan.
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Kissht Personal Loan Interest Rate
For loan from installment app, you can take an instant personal loan at minimum 14% to maximum 28% annual interest rate. Apart from this, you also have to pay other charges like processing fee (2.5%), GST.
Keep in mind : When you are in dire need of money and you are not getting money from a friend, relative, then you should apply for this loan otherwise this loan should not be taken because credit score will decrease if this loan is not deposited on time. could.
When will the loan have to be repaid
You can take a loan from the Kissht app for a maximum period of 3 months to 24 months to meet your personal needs. And you can deposit this loan in monthly installments.
Is Kissht Loan App Safe?
The Kissht app gives top priority to protect your privacy and your data security. This app does not share your data with any third party platform. This app follows the guidelines of RBI and NBFCs and is also registered on mca.gov.in website.
Kissht Loan Customer Care Number
If you face any kind of problem, you can get the solution of your problem by talking to the customer care or by chatting through whatsapp, you can get the solution of your problems through email.
- Call- 022-62820570
- WhatsApp- 022-48913044
- Email- [email protected]
- Address: 2nd Floor, Der Deutsche Parkz, Nahur West, Mumbai, Maharashtra – 400078
Kissht App Loan my Review:
Friends, in today’s article, we have told how to apply kissht personal loan online , how much interest is to be paid , what documents are required to take the loan , and for how many days the loan is available . Friends, if you liked today’s article, then share it with your friends and if you have any problem then you can tell us in the comment box.
Some FAQ’s on Kissht App Personal Loan
What will happen if you do not repayment of Kissht app?
If you do not repayment of this mobile application, then your credit score may deteriorate and you will not be able to take advantage of any online platform in future.
How much loan can I take with Kissht App?
With the help of Kissht App, you can take a loan up to one lakh rupees.
For this your credit score should be good.
Is Kissht application secure?
Yes, it is a secure app which is available on google play store.
And have partnerships with many elite companies in India.
What kind of loan does Kissht App provide?
This app provides Unsecured Loan.
Who can take Kissht Loan?
This loan can be taken by every citizen of India whose monthly income should be ₹ 12,000 and his salary should come in the bank account.
Apart from this, he should be a citizen of India and his age should be more than 21 years and his credit score should be more than 700.