The Government of Jammu and Kashmir has launched the J&K Universal Health Scheme 2020-21 to provide free health insurance to all residents. Under this Jammu and Kashmir Health Scheme (JKHS), around 1.25 crore people can benefit as provided under the Ayushman Bharat PMJAY, which includes 31 lakh people (5.95 lakh families) in J&K. All people can now get free health insurance coverage of Rs. 5 lakh per family per year on floater basis. In addition, there is no restriction on family size, age or gender.
Jammu & Kashmir Health Scheme (JKHS) 2020-21 Overview
| Name of Scheme | J&K Universal Health Scheme |
| Launch Date | 21 July 2020 |
| State Name | Jammu and Kashmir |
| Total Number of Beneficiaries | 1.25 crore |
| Type of Scheme | Free Health Insurance Scheme |
| Insurance Cover | Rs. 5 lakh |
| Where to Avail Treatment | Govt. run & other Empanelled Hospitals |
| No. of Diseases covered | 1,469 |
In Jammu and Kashmir Universal Health Scheme, Govt. Now it will cover 94 lakh more people (15 lakh families) who are not included in AB-PMJAY (Ayushman Bharat PM Jan Arogya Yojana). Now a total of 1.25 crore people can avail cashless and paperless treatment. And looted private hospitals.
Rupees. 5 lakh free universal health insurance coverage for all Jammu and Kashmir families
Beneficiaries will have access to 20,853 (public and private) hospitals across the country and will benefit with the facility of inter-state portability. In the Union Territory of J & K, there are 159 public and private hospitals. The J&K Universal Health Scheme will cover 1,469 medical and surgical packages / procedures. The plan will cover life-saving diseases such as cancer and kidney failure.
The plan will also cover treatments for oncology, cardiology and nephrology related disease, including high-end diagnostic procedures during hospitalization from day one. All J&K Universal Health Scheme beneficiaries will be eligible for 3 days pre-hospitalization and 15 days post-hospitalization expenses.
Government. Based on the 2011 Socio-Economic Census (SECC) data will demonstrate the identification of illegal families to be registered for the health plan. In addition, families / individuals who have been excluded from the census can be enrolled on one basis. Defined procedure.