Induslnd Bank Credit Card Apply 2024 Review – Types, Details & Benefits

Induslnd Bank Credit Card Apply 2024 Review – Types, Details & Benefits: Hi friends, in this article we will provide you information about IndusInd Bank credit card. If you are looking for a credit card and want to get the best credit card then you can also consider IndusInd Bank credit card. Before applying for a credit card, you need to know what is a credit card?

The benefits of IndusInd Bank Credit Card are many. With the help of credit card, you can do both online and offline shopping and other tasks. In this article, we will know in detail what is IndusInd Bank Credit Card, eligibility for this credit card, what is the document and how can we apply for this credit card etc., so you can read this article till the end. .

IndusInd Bank Credit Card Review

Before applying for IndusInd Credit Card, you must know what a credit card is. Credit card is a financial instrument with the help of which you can do transactions without making immediate payment. A limit of money is given to the customers by the bank on the credit card, which is called Credit Card Limit. This limit is given to the customer on the basis of his CIBIL score, income, credit history etc.

If you have a good employment which is earning you a lot of income then you can apply for IndusInd Bank Credit Card. You can apply for IndusInd Bank Credit Card both online and offline. You can apply offline by visiting IndusInd Bank branches and online you can do it by visiting the official website of the bank.

If you fulfill all the conditions of IndusInd Bank Credit Card then you can get Instant Credit Card. The bank offers many types of Instant Credit Cards to the customers. The bank offers various types of credit cards according to the needs of the customers. The eligibility, documents, benefits etc. for different credit cards can be different.

Read Also: SBI Cashback Credit Card Apply

Indusind Bank Credit Card Eligibility

Only those who fulfill all its conditions can apply for IndusInd Bank Credit Card. As you know, the bank offers many types of credit cards. The eligibility for different credit cards can be different. Here is the eligibility to apply for a credit card:

• The applicant must be an Indian resident.
• You must be 21 years of age or above.
• Your maximum age should be 60 years at the time of applying.
• Your monthly income should be at least 25000 rupees.
• Your credit score should be very good. A score of 750 or more is generally considered a very good score.
• Must have completed at least 2 years in employment and should have been with the organization for 1 year.
• If the applicant resides in a rented apartment, he/she must have completed a minimum stay of at least 1 year at the present address.
• The customer should have all the required documents.

Documents Need for Indusind Credit Card 

Before applying for a credit card, you should keep all the necessary documents together so that whenever the bank asks for documents from you, you can show them all the documents immediately. Documents may be different for different credit cards, so for more information about the document, you can also contact your nearest bank branch. To apply you must have the following documents:

• Address proof
• ID proof
• Add-on Card Application Form
• Auto debit mandate form
• Electronic Clearing Service Mandate Form
• One Photo, Pay Slip/Form 16
• Other Documents

Read Also: IDFC FIRST Bank Credit Card Apply

IndusInd Bank Credit Card Types

The bank offers various types of credit cards according to the needs of the customers. You can apply for the credit card you want to take advantage of. The benefits and features of different credit cards (Indusind Bank Credit Card Benefits) can be different. Detailed information is given about the benefits of each credit card.

You should also know that some credit cards are discontinued by the banks from time to time. Therefore, for whichever credit card you are going to apply for, before that you should contact the bank and take complete information about that credit card.

Here is the detailed information about all the credit cards:

• IndusInd EazyDiner Credit Card
• IndusInd Indulge Credit Card
• IndusInd Club Vistara Explorer Credit Card
• IndusInd Pioneer Heritage Credit Card
• IndusInd Pioneer Legacy Credit Card
• IndusInd Crest Credit Card
• IndusInd Celesta Credit Card
• IndusInd Pinnacle Credit Card
• Indusind Bank legend Credit Card
• IndusInd Nexxt Credit Card
• IndusInd Platinum Aura Edge Credit Card Exclusively for Government Sector Employees
• IndusInd Platinum Visa Credit Card
• IndusInd Platinum Aura Edge Visa Credit Card
• IndusInd InterMiles Odyssey Amex Credit Card
• IndusInd InterMiles Odyssey Visa Credit Card
• IndusInd InterMiles Voyage Amex Credit Card
• IndusInd Intermiles Voyage Visa Credit Card
• IndusInd Duo Card
• IndusInd Signature Visa Credit Card
• IndusInd Platinum Select Credit Card
• IndusInd Iconia Amex Credit Card
• IndusInd Iconia Visa Credit Card
• IndusInd Payback Credit Card
• IndusInd Platinum Aura Credit Card

Read Also: Bank of India Credit Card Apply

Now let’s know these cards in detail

IndusInd EasyDinner Credit Card:

Through this card you can taste the best of cuisines. From instant discounts to instant rewards on dining, shopping and entertainment, there are many benefits of this card that you will get. The benefits and features of this card are as follows:

Benefits and Features:

• Avail 12 months EazyDiner Prime membership worth Rs.1995.
• Avail 25% to 50% off at over 2000 premium restaurants and bars.
• 2000 Welcome Bonus EazyPoints.
• Unlock more Prime-exclusive benefits like 3X EazyPoints with this credit card and redeem them for free luxury hotel stays and free meals.
• Postcard hotel stay voucher is Rs.5000.
• You can get up to 25% off or up to Rs.1000 off every time you eat out and pay through PayEazy app.
• Joining Fee: Rs.1999
• Annual Fee: Rs.1999

IndusInd Indulge Credit Card:

The first of its kind credit card in the Indian sub-continent that comes with pure 22K gold studded. The benefits and features of this card are as follows:

Benefits and Features:

• Avail 1.5 Reward Points for every Rs.100 spent.
• comprehensive golf program
• visa infinite benefits
• To take IndusInd Indulge Credit Card, the annual income of the salaried person should be Rs 48 lakh or more.
• And the self-employed person’s annual income should be 60 lakh rupees or more.

Read Also:Citibank Credit Card Apply

IndusInd Club Vistara Explorer Credit Card:

This IndusInd Bank Credit Card brings many benefits and rewards for the customers. The features and benefits of this card are as follows:

Benefits and Features:

• Zero foreign exchange mark-up on all international expenses.
• Avail the benefit of Complimentary Business Class ticket vouchers on achieving milestone expenses.
• Best-in-class reward program.
• Joining Fee: Rs 40,000
• Annual Fee: Rs.10,000
• no late payment fee, no customs duty
• No cash advance/withdrawal fee

IndusInd Pioneer Heritage Credit Card:

Benefits and Features:

• Avail 2.5  Reward Points for every Rs.100 spent on International Transactions and 1 Reward Point for every Rs.100 spent on Domestic Transactions.
• comprehensive golf program
• fuel surcharge waiver
• master advantage

IndusInd Pioneer Legacy Credit Card:

With this credit card, you can take advantage of the best offers offered by the bank. You can do many types of work with this IndusInd Pioneer Legacy Credit Card like travel, food and shopping. The benefits and features of this credit card are as follows:

Benefits and Features:

• Get reward points for spending Rs.100 on weekdays and 2 reward points for spending Rs.100 on weekends.
• comprehensive golf program
• fuel surcharge waiver
• master card
• Avail 6000 Bonus Reward Points for spending Rs.6 lakh or more in 1 year.

IndusInd Crest Credit Card:

With this credit card, you can avail travel, dining and lifestyle benefits, health and lounge experiences and much more. The benefits and features of IndusInd Crest Credit Card are as follows:

Benefits and Features:

• Avail 1 reward point on household expenditure of Rs.100.
• Avail 2.5 Reward Points on international spends of Rs.100.
• comprehensive golf program
• fuel surcharge waiver
• Mastercard World Elite Benefits

IndusInd Celesta Credit Card:

A credit card that allows you to earn rewards faster and helps you redeem them at your convenience. The benefits and features of this IndusInd Bank Credit Card are as follows:

Benefits and Features:

• Get 3 reward points for every Rs.100 spent on international transactions.
• Avail 1 reward point for every Rs.100 spent on domestic transactions.
• Special privileges in food, lifestyle and travel and much more.

IndusInd Pinnacle Credit Card:

Avail this IndusInd Pinnacle Credit Card with a great array of unique travel, lifestyle and golf privileges. The benefits and features of this card are as follows:

Benefits and Features:

• Avail 2.5 Reward Points for every Rs.100 spent online.
• comprehensive golf program
• fuel surcharge waiver
• mastercard world benefits

IndusInd Bank Legend Credit Card:

The benefits and features of Indusind legend Credit Card are as follows:

Benefits and Features:

• Get 1 reward point for every Rs.100 spent on weekdays.
• Avail 2 reward points for every Rs.100 spent on weekends.
• Get the benefit of 4000 bonus reward points for spending Rs.6 lakh or more in 1 year.
• Avail a discounted forex markup of 1.8% on forex transactions done on your primary and add-on cards.
• comprehensive golf program
• fuel surcharge waiver

IndusInd Next Credit Card:

Benefits and Features:

• Avail flexible options to pay through EMIs, Reward Points or Credits.
• Avail 1 Reward Point for every Rs.150 spent.
• fuel surcharge waiver
• entertainment offers

IndusInd Platinum Aura Edge Credit Card exclusively for Government Sector Employees:

Flat cashback at 1%, low ROI on EMI transactions and assured movie tickets etc. are the benefits of this credit card. This credit card helps you to increase your savings and manage your daily expenses. You can take advantage of this credit card with attractive interest and zero processing fee. The benefits and features of this credit card are as follows:

Benefits and Features:

• 10,000 Rs. Get 1% cashback on all spends per statement cycle.
• Comprehensive insurance benefits.
• Interest rate 1.1% per month on converting expenses into EMIs.
• Get one complimentary movie ticket of up to INR 200 every 6 months in a calendar year when booked through BookMyShow.
• 1% fuel and railway surcharge waiver.

IndusInd Platinum Visa Credit Card:

This IndusInd Platinum Credit Card helps you to get reward points faster. With this credit card, you can experience your travel, dining and shopping etc. The benefits and features of this credit card (Indusind Bank Platinum Credit Card Benefits in Hindi) are given here:

Benefits and Features:

• Avail 1.5 Reward Points for every Rs.150 spent.
• entertainment offers
• comprehensive insurance benefits

IndusInd Platinum Aura Edge Visa Credit Card:

The Platinum Aura Edge Visa Credit Card enables you to make fast, convenient and secure purchases every day with the convenience of contactless. You can use this card at all places where contactless payment is accepted. The benefits and features of this IndusInd Bank credit card are as follows:

Benefits and Features:

• Take advantage of the unparalleled contactless facility.
• Option to choose the reward plan as per your lifestyle.
• Earn up to 4X Reward Points at select merchant categories.
• Fuel surcharge waiver.

IndusInd InterMiles Odyssey Amex Credit Card:

You can enjoy many travel and lifestyle benefits with this credit card. The benefits and features of this card are as follows:

Benefits and Features:

• Earn 6 Intermiles for every Rs.100 spent.
• Avail 2x InterMiles benefits on all your InterMiles spend.
• 15000 Intermiles welcome bonus.
• Enjoy a life full of privileges with offers on movies, food and more with this card.

IndusInd InterMiles Odyssey Visa Credit Card:

Benefits and Features:

• Get the benefit of 4 Intermiles per Rs.100 spent.
• 2x Intermile Miles on all your Intermiles spend.
• Get a welcome bonus of 15000 Intermiles.
• Enjoy a life full of privileges with offers on movies, food and more with this credit card.

IndusInd InterMiles Voyage Amex Credit Card:

This credit card has been designed by the bank to enhance your flying experience. Avail unparalleled rewards in the form of InterMiles on all your spends. This card can be beneficial for those who travel frequently. The benefits and features of this card are as follows:

Benefits and Features:

• Get 4 Intermiles for every Rs.100 spent.
• comprehensive golf program
• fuel surcharge waiver

IndusInd InterMiles Voyage Visa Credit Card:

Get a free membership of InterMiles with Unique Miles with this card. The benefits and features of this card are as follows:

Benefits and Features:

• Get a benefit of 3 intermediate miles for every Rs.100 spent.
• comprehensive golf program
• fuel surcharge waiver
• visa infinite benefits

IndusInd Duo Card:

The IndusInd Bank Duo Card comes with two magnetic strips and EMV chips. This IndusInd Credit Card provides you many types of benefits at once.

Benefits and Features:

• A rewarding life
• Unrestricted walking
• Always confident
• Charges for Duo Plus:
• Joining Fee – 1500 Rs.
• Annual Fee – Rs 799.
• Voucher Value – Rs.1000/-
• Fees for Duo Premier:
• Joining Fee – Rs.3000
• Annual Fee – Rs 799.
• Voucher Value – Rs.3000

IndusInd Signature Visa Credit Card:

With the Signature Visa Credit Card, the bank brings many privileges for the customers, which you can take advantage of with your family and friends. The benefits and features of this card are as follows:

Benefits and Features:

• Avail 1.5 Reward Points for every Rs.100 spent.
• comprehensive golf program
• fuel surcharge waiver
• Visa Signature Benefits
• To take advantage of this IndusInd Bank Credit Card, the applicant’s age should be between 21 to 65 years.
• Salaried person’s annual income should be Rs 48 lakh or more.
• The annual income of a self-employed person should be Rs 60 lakh.

IndusInd Platinum Select Credit Card:

Benefits and Features:

• Avail 1 Reward Point for every Rs.150 spent.
• Redeem your reward points for cash credits.
• entertainment offers
• comprehensive insurance benefits

IndusInd Iconia Amex Credit Card:

Benefits and Features:

• Avail the best-in-class rewards program.
• Get 2 Reward Points on Weekends and 1.5 Reward Points on Weekdays for every Rs.100 spent.
• fuel surcharge waiver
• Complimentary Access to the Amex Lounge

IndusInd Iconia Visa Credit Card:

Benefits and Features:

• Avail the best-in-class rewards program.
• Get 1 Reward Point for every Rs.100 spent.
• fuel surcharge waiver

IndusInd Payback Credit Card:

Benefits and Features:

• Get benefits ranging from 2 to 20 reward points for every Rs.100 spent.
• Avail welcome and monthly bonus reward points.
• fuel surcharge waiver
• contactless credit card

IndusInd Platinum Aura Credit Card:

Benefits and Features:

• Flexibility option to choose the reward plan as per your lifestyle.
• Avail up to 4X reward points on select merchant categories.
• fuel surcharge waiver

How to Apply IndusInd Bank Credit Card?

If you fulfill all the conditions of this credit card, then you can apply for it both online and offline. Apart from this, you can also apply by calling IndusInd Bank Credit Card customer care number. Follow the steps given below to apply:

Steps for Apply Online Indusind Bank Credit Card

• To apply online, you have to first go to the official website of IndusInd Bank at indusind.com.
• On the home page of the website, you will see the option of credit card in the option of Products, click on it.

• On the next page, a list of all the credit cards that the bank is providing to you will open in front of you.
• Click on the credit card you want to avail.
• On the next page, all the information related to that credit card will come in front of you.
• To apply, click on the option of Apply Now.
• The form will open in front of you.
• You have to enter the requested information in it and click on submit.
• After this the bank will contact you and will issue the further process.

How to apply offline?

• To apply offline, you have to first go to your nearest IndusInd Bank branch.
• Visit the branch and contact the bank official who will provide you complete information about the credit card.
• Then your documents will be verified.
• You will be given a form which you have to fill correctly.
• You have to jam the forms and documents in the bank.
• If you fulfill all the conditions of the credit card, then the card will be issued to you.

How to check Indusind Bank Credit Card Status?

If you have applied for a credit card then you can check your IndusInd Bank credit card status both online and offline. To check offline, you have to visit your nearest bank branch. You can also check the status of your application by calling the bank’s credit card customer care number. Follow the steps given below to check online:

• First of all you have to go to the official website of the bank.
• After coming to the website, you will have to come to the option of Track Your Application Status.
• After this you have to enter your mobile number and application number.
• And click on submit.
• The status of your application will appear in front of you.

How to make Indusind Bank Credit Card Payment?

As you have known that a limit is given by the bank in the credit card. You can spend money only up to this limit. After about a month, you have to pay this money back to the bank, which is called Credit Card Bill. You can pay your bill in many ways.

Here are some ways through which you can make Indusind Credit Card Payment:

• Online Credit Card Bill Payment: You can pay your credit card bill online anytime from anywhere.
• Check/Draft Drop Box: You can pay your bill through check or draft at multiple drop box locations.
• NACH Facility: Under this facility you have to email the duly filled NACH form to the bank under which the bank is authorized to debit your other account.
• Auto Debit Facility: If you have an account with IndusInd Bank then you can authorize it to debit your account.
• Visa Money Transfer: IndusInd Bank Visa cardholders can transfer funds online from their other bank accounts to pay monthly credit card dues.
• NEFT facility: If you have an account with a bank other than IndusInd Bank that offers Online Fund Transfer facility (NEFT), you can use it to pay your credit card bills.
• SWIFT Transfer: You can do SWIFT transfer from your local bank branch abroad to pay your bill.

How to Generate Indusind Bank Credit Card PIN?

If you have a credit card, then you should also have its PIN, which is required for you to do the transaction. This pin is of 4 digits. You have to keep it safe and secret. You can generate IndusInd Bank Credit Card PIN in several ways. Here are several ways to generate a PIN:

• Receive PIN from bank: When the bank gives you a credit card, it also sends your PIN to your registered address. You can also get this information by calling the customer care number of the bank.
• Through IndusInd Mobile App: You can also generate PIN by downloading IndusInd Bank Mobile App and logging into it.
• By Calling the Customer Care Number: In case the PIN is not sent to your address, you can request for the PIN by calling the IndusInd Bank Credit Card Customer Care Number or by emailing the Bank.
• Through Net Banking: You can generate the PIN by opening IndusInd Net Banking and logging into it and going to the card section.

Indusind Bank Credit Card Customer Care Number

If you are facing any problem in applying for the credit card or if you want to get other information about the credit card, then you can contact the helpline number of the bank.

Customer Care Number : 022 68577777, 022 44066666, 022 42207777, 1860 267 7777

My Last Word:

In this article, we have provided you complete information about IndusInd Bank Credit Card. Anyone who does not have a credit card and wants to get a credit card can consider the IndusInd Bank credit card.

Hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.

Some FAQ’s on Indusind Bank Credit Card