Whether you need a simple third-party insurance to meet the legal requirements or a comprehensive car insurance to protect or indemnify your valuable car, Digit lets you buy third-party, comprehensive or own at a reasonable cost. Damage (OD) – All types of car insurance can be done online. And you know what’s the best? You can choose your own IDV and get 7 other beneficial add-ons to suit your car. So be it buy/renew or claim car insurance through Digit – everything is possible with our easy to follow online and smartphone process!
Be it a car or a bike or any other vehicle, it is legally necessary to have motor insurance before taking it on the road. Vehicle insurance gives us many types of protection. Insurance tries to cover the loss to some extent due to an accident or in case of any damage or theft in your vehicle.
Therefore, keep an eye on your vehicle insurance, as soon as its life is about to end, get it renewed immediately.
You are planning to buy a car. While taking any type of car, new or used, gather complete information about its insurance.
There are many types of insurance products available in the insurance market today, which provide different types of protection at different premiums. Therefore, always compare with other insurance companies while insuring the car. This will give you an idea of how you and your car have been protected under the insurance you are going to take.
If you want to get car insurance then keep these things in mind.
Insurance cover comparison is a must
When you compare insurance policies, you have to take special care of what is not covered in your insurance policy, which is being covered in other insurance policies. We should take insurance of the company which is covering the most.
Compare products from insurance companies.
As we have already told you that many companies offer different policies during the course of insurance. Therefore, it will be important for you to know what the insurance company is providing in the premium. If you do not have much information about this, then you can take the help of your close or an expert.
Please ask someone
Everyone does car insurance these days. In such a situation, you can get your close or a friend to find out about car insurance. Then you can take the insurance for your car that suits your needs.
Everyone knows that before taking any vehicle on the road, whether it is a car or a bike, it is very important to have insurance. In such a situation, if you also want to get insurance, then you too can understand something from this article.
Compare Insurance Covers
Along with the premium in car insurance, a thorough study should also be done about the protection cover. Because in the insurance of any vehicle, some things are fully covered and some less and some things do not get the insurance claim. Because when you go to take a claim, you get less coverage as per the rules. This causes controversy.
If you have installed some accessories separately for the decoration and convenience of the car, then there is no security cover in the car insurance for this. For this you have to take separate insurance. For example, when you are going to install a separate music system in your car, then take a separate insurance for it.
Read this also:
Royal Sundaram General Car Insurance – Buy, Renewal & Benefits
IFFCO Tokio Car Insurance 2023 – Buy, Renewal & Benefits
What coverage do you get on Car Insurance Policy
Some insurance company, provides help in the event of these damages in its car insurance policy
- Safety cover in case of fire, explosion and or self-ignition.
- Security cover against damage caused by natural calamities such as flood, flooding, storm, hurricane, cyclone, blizzard, frost, lightning, earthquake, landslide, falling of rocks.
- In case of damage caused by burglary, theft, riot, strike, malicious or terrorist activities, road, rail, inland waterway, lift, elevator.
- Legal liability for injury or death or damage to property (up to Rs 750,000) to any third party arising out of the use of the insured vehicle in a public place. Coverage in respect of compensation amount (including interest), claimant’s costs (if payable) and defense expenses (insured with the consent of the insurer).
- Personal accident cover of Rs 2,00,000 for the individual driver of the insured vehicle, while entering or turning the car, or while traveling. Compensation is payable for death and various types of permanent disability
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